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Free Credit Score
Lenders don't usually read your credit report. They use a computer to convert all the information into a credit score - a measure of how risky you are. Lenders then accept only those people who score over a certain level, known as the 'cut-off' score.
Calculate your Score
Find out your credit score FREE. No 'search footprint' is left on your credit reports - this is totally anonymous and is designed to help you to understand how credit scoring works.
Simply answer the questions and we'll tell you your application credit score instantly - on a scale of 0 to 1000 - where the higher the score, the better it is. The average score is 750.
We'll also tell you what your credit rating is on a range of one to five stars.
Plus we'll tell you your Neighbourhood score, based on your postcode and based on our findings we'll estimate your personal credit score and your public credit score too.
More than a Free Credit Score
We'll show you how your score affects the cost of credit.
The above sample shows someone with a near-average score of 709 and how this affects the cost of credit cards, loans, mortgages and overdrafts.
When you use our Free Credit Score service we can point you in the direction of lenders and banks who are likely to say yes to you and save you money.
Your Neighbours can affect your Personal Credit Rating
Some credit scorecards use the payment history of all residents within a postcode as part of the calculation. Find out FREE how your postcode is rated.
