We use a minimal number of cookies to enhance your browsing experience - you can change your settings at any time.


The UK's only Multi Agency Credit Report

Take a FREE 30-day no obligation trial. Call us free on 0800 612 0421 from 8am to 6pm tomorrow.

Forgotten Password? Not a Customer? Sign Up

FREE Multi Agency Credit Report

See more than twice the information compared to any other UK Credit Report

Our Credit Report Monitoring service features:

Multi Agency Credit Reports

FREE checkmyfile Credit Scores & Ratings

FREE Identity Theft Assistance

Independent, Impartial, Expert Advice

See your Credit Report FREE

30 Day Trial - Cancel Anytime


More about Multi Agency Credit Reports

Proud to be different

The UK's most detailed online credit report is backed up with outstanding customer service

No-credit-check bank accounts on offer

Posted in 'Banking' by Barry Stamp

02 February 2009

For many people with a poor credit history, opening a bank account can be a real struggle.

This isn’t a new problem – we’re contacted on a daily basis by people who have had credit problems in the past and are unable to find a bank willing to open a bank account in their name. This can be very embarrassing when a new employer asks to pay wages direct to a bank account.

At long last, step forward the Extra Direct Bank Account. Extra Direct offers internet based online banking coupled with a MasterCard debit card for all comers, with 100% guaranteed acceptance.

This will enable you to have your wages paid straight into your account. You can also set up standing orders or pay for goods and services anywhere that displays the MasterCard logo Worldwide - in shops, online or over the phone. You can manage your account online to set up bill payments or transfers, and check your balance 24/7 either online or by text.

The Extra Direct Bank Account has a monthly fee of £12.50 - and an account opening fee of £49.95, but on the other hand there are no late payment or overdraft fees.

For those who are prevented from opening an account with a high street bank because of an adverse credit rating, this new service may well be what you need.

Barry Stamp

Barry is a Chartered Banker and a Fellow of the Institute of Credit Management. He has a degree in Statistics and Business Economics from the Open University. Barry writes mostly on news from the worlds of banking and mortgages.

Barry is Managing Director at checkmyfile.

Related Articles

Bank of England makes changes to stress tests

The Bank of England (BoE) is set to leave small-scale British lenders and overseas investments banks out of its annual stress tests.

Instead, the Bank of England’s Prudential Regulation Authority (PRA) will set its sights on large-scale banks with retail deposits of more than £50bn, which, at present, accounts for 80% of lending to Britain’s economy.

Mark Carney of the BoE says, “The UK needs banks that can weather shocks without cutting lending to the real economy.

“The Bank of England is taking steps to ensure we can assess a range of future risks from a number of different sources to inform our micro and macro prudential policy decisions”.

Under the £50bn limit imposed by the PRA, several lenders including L .....

22 Oct 2015 by

Simon Hadley



Full Article

Lloyds hard sell rears ugly head again

Lloyds Bank have been accused of “falling back into old hard-selling habits” just days after its boss Antonio Horta-Osorio boasted that the company was fast becoming the “best bank for customers”. The 13% tax payer owned bank abandoned hard sales targets after the PPI mis-selling scandal but following dismal uptake figures for a number of financial products in the first half of 2015, bosses have decided to drive transactions for credit cards, mortgages and insurances.

In the first 12 weeks of 2015, loan applications fell by 45% compared to the same period within 2014 and insurance premiums sold totalled 15,000 as opposed to 50,000 the previous year.

To counteract the waning sales, Lloyds have unveiled ‘Project Labrador’. N .....

16 Oct 2015 by

Erika Bone



Full Article

HSBC forces pay cut on part-time staff

HSBC have imposed a 10% pay cut on hundreds of part-time staff in its investment banking sector in a bid to reduce costs

16 Oct 2015 by

Simon Hadley



Full Article

Accepted Payment Methods: VISA, MasterCard and Direct Debit

© Copyright Credit Reporting Agency Ltd 2000 to 2015. All Rights Reserved.

Authorised and regulated by the Financial Conduct Authority

United KingdomAustraliaGive Me Credit United States

Customer Feedback