We use a minimal number of cookies to enhance your browsing experience - you can change your settings at any time.
checkmyfile
The UK's only Multi Agency Credit Report

Take a FREE 30-day no obligation trial. Call 0800 612 0421 9am-5pm, Monday to Friday for help.




  
Forgotten Password?

New bailiff legislation on the way

Posted in 'Dealing with Debt' by Richard Catlin

17 February 2012

The way that bailiffs in the UK are regulated is set for a big overhaul, as part of new Government legislation.

Until now, there has been no legal framework governing the way that the bailiff industry operated - only guidelines. This new Ministry of Justice consultation will set out a strict framework for how bailiffs can operate, essentially overlaying law onto ethical practices and providing clarity for both debtors and creditors.

In particular, the Government wants to ban the use of force and to set out exactly how and when a bailiff can enter a property, as well as establishing what can and can’t be seized and the fees that bailiffs can charge for debts they collect on behalf of local government, courts and businesses.

It is widely recognised that despite their generally poor reputation amongst the public, bailiffs play an important part in our economy. Without them, credit would not only be harder to come by, but would also cost a lot more.

At the same time that it is pushing the new bailiff framework through Government, the Ministry of Justice itself is trialling using private debt collectors to recover some of the £420m in unpaid court fines that it is owed. It will be interesting to see what example it sets in its collection techniques.

Historically, the second weekend in February is when the greatest number of people seek help with their debts, due in part to no longer being able to make ends meet following the arrival of post-Christmas bills.

If you have debt worries of your own – big or small – you can get free, impartial advice on the help available by visiting the Debt Advice Centre on checkmyfile. You’ll find solutions tailored to different levels of debt, all set out in an easy-to-understand and honest way.

Get free debt advice now

Richard Catlin

Richard has a degree in Geography from the University of Glamorgan. His long service with us means that Richard can cover any topic relating to credit or identity fraud.

Richard is Marketing Director at checkmyfile.

Related Articles

Seaside Struggles While Insolvencies Fall

While personal insolvencies are continuing to fall within the economy as a whole, especially when compared to the highs of five years ago, particular geographic areas are continuing to struggle. Specifically, those residing in the North East and seaside resorts are still having to enter into insolvency in larger numbers.

To draw upon official figures from the Insolvency Service, there were 22.4 individual insolvencies per 10,000 adults in 2013, a considerable reduction from the comparable figure of 30.9 which was experienced in 2009.

The figures consider those people who have declared bankruptcy or have entered into an Individual Voluntary Arrangement (IVA) or a Debt Relief Order (DRO). While bankruptcies and DROs decreased i .....

27 Aug 2014 by

Tom Magor

 in 

Dealing with Debt

Full Article

Government announces review into Debt Relief Orders

The government has announced a review into the Debt Relief Order (DRO) process, seeking to establish how they have performed since there in 2009, as well as possible methods through which they could be improved.

The review, spearheaded by Business Minister, Jo Swinson, has seen the Insolvency Service issue a ‘call for evidence’ from relevant parties such as debt advice charities.

DRO’s were introduced in England and Wales in 2009 for people struggling with debt and have been seen as a low-cost alternative to bankruptcy. Currently, to be eligible for a DRO, an individual has to have outstanding debts of less than £15,000, not own their own home, have less than £50 per month spare income and less than £300 worth of assets. < .....

15 Aug 2014 by

Michael Bolt

 in 

Dealing with Debt

Full Article

Requests for help with council tax arrears on the rise.

The number of people looking for help to pay their council tax bills is on the up, according to a survey from debt charity StepChange

17 Mar 2014 by

Amy Flower

 in 

Dealing with Debt

Full Article

Accepted Payment Methods: VISA, MasterCard and Direct Debit

© Copyright Credit Reporting Agency Ltd 2000 to 2014. All Rights Reserved.

United KingdomAustraliaUnited States via TrueCredit

Customer Feedback