News And Opinion
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Candidate screening firms are now offering more than just basic public credit reports. What can your employer see about you?
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OFT says credit repair and debt management firms may not be able to get the appropriate warnings across on search engine marketing or via social media
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A new development and servicing operation in Kaunas, Lithuania, could help Callcredit reduce its operational costs and taxes
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Employers are undertaking much more rigorous testing of employees in current market conditions - in many cases including credit checks. We explain.
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One of the fraud prevention database systems that catches out lies on credit application forms has been enhanced
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The number of people taking control of their credit rating has increased dramatically in 2012
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The government has decided to do a u-turn on its plans to charge students a penalty for repaying their loans early
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New Facebook feature makes personal information easier to find. What other information is available about you online?
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Don't think for a moment that when a lender assesses your credit application that your credit report is the only thing being checked out.
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What difference does it make if a judgment is paid off and satisfied? Does it come off a credit report? How do lenders view a satisfied judgment? We tell all
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We look at financial associations, where they come from and how to check for financial associations on your credit report
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We explain how unexpected judgments can appear on your credit report, especially if you have moved house in the past 6 years
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A government white paper paves the way for personal details to be provided to water companies to help billing and reduce bad debt
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We explain how to get a good credit report established even if you have been out of the country for over 6 years.
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5.5 times more customers sought their credit reports from checkmyfile this Christmas, compared to last year
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Do blacklists really exist? It depends entirely on your definition of blacklist.
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But before you start rearranging payments on your loan or credit card, make sure you know what the impact will be on your credit report
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After a £55.7m deal, mortgage lender Paragon will be chasing MBNA debt - could this affect your credit rating?
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Financial associations aren't removed automatically when a relationship ends. You need to remove them.
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To help make better informed credit decisions, credit unions are looking for rent payment data to be added to credit reports
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Updating credit reports only once a month isn't fast enough for some lenders
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Officially the 2011 canvass gets published on 1 December - find out if your details got all the way to the agencies
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You could be left red-faced at the till if you opt for a ‘buy now pay later’ deal. Find out why.
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A new study using Facebook data claims to be able to predict when a relationship is most likely to end. On a similar note, what tools do lenders use to predict your financial future?
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Utility companies are said to be looking again to access more information about their customers to decide who can only be supplied by prepayment or meters.
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The home broadband supplier gets its knuckles rapped for using customer data in a new software trial – without telling them first.
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A Government backed study, due to be published later this summer, could call for job applicants names, age and gender to be removed from CV’s to reduce bias and prejudice.
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It’s already that time of year when our thoughts turn to relationships. But are you certain there’s not an unwanted ‘Ex’ lurking on your credit file?
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Barclaycard has become the latest card issuer to cut their minimum monthly payment amount. Find out how other lenders will know if you do only pay the minimum though.
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A new database that allows people to look up mobile numbers of people they don’t know has been heavily criticised. Is your number on the list?
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The amount of information that you are prevented from seeing in detail - even when it affects you - is increasing. What data is restricted and why?
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The number of people defaulting on their credit card debt is set to reach new levels, as the recession bites hard. How can you avoid falling into the same trap?
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The introduction of online deed polls has made changing your name quicker and easier than ever. But your credit rating will take a beating if you don’t pay attention to detail.
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Our new update button enables Unlimited Access subscribers to choose exactly when they want to refresh each credit agency file.
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Like any shopping trip, preparation and knowledge is the key, so find out where you stand credit-wise before you set out.
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Are you driven by destiny? 10 reasons why you should check your credit report before your horoscope.
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It's a little known fact that girls are better at managing credit than men. But what makes that the case?
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