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New figures published by the International Labour Organisation reveal why you should be glad you don't live in Tajikistan
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Barclaycard announces that PayBand is to be made available at the Wireless Festival - we look at the emergence of contactless payment technology
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The DWP has recommended that the cap on interest rates that applies to credit unions is raised to 42% to make them financially viable. Oh, and to give them £51m as well.
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A simple price promise is labelled as a potential gimmick by the Consumers' Association, but the underlying argument is fatally flawed
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Scott Thompson said he had a degree in accounting and computer science, but it was actually in accounting. That lost him his job. Similar small lies on credit applications can be similarly damaging.
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A combination of Chip & PIN and 3D Secure has made a massive dent in card fraud losses, but has spurred a shift in attention by fraudsters to online transactions instead
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Credit scoring company FICO publishes a map comparing the levels of credit card fraud across Europe. There's good news and bad news.
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In its latest report the Financial Ombudsman says that section 75 claims are increasing alongside better consumer awareness.
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The need for better financial education in schools couldn't be more clear. It's no wonder so many young adults fall quickly into debt
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Gate prices increase by 7%, so don't pay 19.9% interest for a season ticket loan when you can get finance interest free
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Clearly the Eastender doesn't read our articles on pay-day loans, but her situation is one that many can identify with
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Surprised to see a mobile phone default on your credit report? It's not unusual, as Tom Jones says
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A comprehensive study says yes they do, by 0.5%, but they are also more likely to borrow on their credit cards
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Borrowing for gadgets such as iPads, cool phones and stereo systems becomes feasible as Zopa introduces more flexible repayment periods
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Invasive Japanese Knotweed has been likened to Payday Loans by the MP who is looking to cap the cost of credit charged by payday loan companies
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New study says if consumers use claims management companies to help with a simple claim they are being swindled out of a quarter of the proceeds
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Use the wrong credit card on holiday and that figure could rise by another £55. We show how to keep costs down
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Glue a shrunken credit card to the back of your smart phone and hey presto! You've got PayTag....
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Could the floodgates be opened by vexatious claimants trying to avoid store card debt? We look at the issues
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Reenergise Finance is set to launch this summer to give loan finance for wind turbines, solar, heat pumps and other green things
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Seven years after launch, the king of social lending, Zopa, announces a welcome move into profitability in its annual accounts
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Smarterbuys is due to launch today, promoting the merits of borrowing from local credit unions as a viable alternative to traditional lending sources
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Finding the best pay day loan is not easy given the amount of choice - and the regulators are trying to weed out the bad guys
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The founders of Yes-Secure are to launch a sister service aimed at the same customers as market leader Zopa.
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Use a little time over the Easter break to switch to new credit cards to save on average £400 per annum
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£400m of which is your money that you've forgotten about. But to be fair, the government is pumping in £100m to alternative sources of finance
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See what you've spent, where you've spent it and in particular how much interest you've paid and you'll be prompted to switch to a new 0% balance transfer deal
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Bank of England reports that lenders will ration loans by tightening credit criteria despite expected increase in demand from consumers and lower defaults
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Severe breaches such as lending to directors at cheap rates, and lending three times more than the permitted maximum, just get a wrist slap
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The latest figures from the BBA show that the total that consumers have borrowed by way of loans has declined constantly over the past three years
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Whether for business or personal use, choosing the right card can save you 3% on all transactions abroad
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Landlords will now be able to check the payment history with previous landlords
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Using valuable rights under Section 75 of the CCA, a £3,700 claim was settled in just three months
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Then make sure that you pay with one of these little babies, or you could end up paying more than you bargained for
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Top rated card company is reviewing the risk profile of its existing cardholder base
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Three in ten people give no thought to how they will pay their way in retirement. Many who do, don't plan carefully enough
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We explain how Barclaycard holders have better control over recurring transactions authorised on their cards
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New research says 40% are confused by credit jargon and TLAs (three letter abbreviations)
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A survey by the Consumers’ Association reveals how tight our finances have become
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The lack of repayment penalties on Zopa Loans has encouraged many borrowers to repay early, despite relatively low interest rates
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Bank of England figures reveal level of write-offs of bad debts in 2011
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Coming soon – your smartphone becomes a prepaid credit card, courtesy of Vodafone and Visa
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Despite posting losses of £3.5 billion for 2011, the number of serious complaints that Lloyds TSB received fell by almost a quarter
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Taking a few minutes to think about an ex-partner this Valentine's Day could save you from a financial headache in the future
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Credit Card giant Barclaycard has released its latest figures - which show customer numbers up, and levels of bad debt down
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UK consumers ditched 1 million credit cards in 2011 as the popularity of pay day loans continued to grow. Does this signal the end for your flexible friend?
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Halifax and Bank of Scotland charity credit cards are being withdrawn, after being described as "not cost-effective" by the bank
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This credit card took less than 40 hours to arrive after applying online. We've never seen a faster credit card being issued.
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Yet another shake-up in credit regulation is on the cards and a new Financial Conduct Authority looks set to become the new Big Brother
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Leaving out information that is required by law, or not advertising within the law, 4 out of 5 financial websites face enforcement action
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Government believes the Total Cost of Credit is a better measure, but we don't, and payday loan companies may face advertising ban
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A Travelex pre-paid travel money card could have cost our customer an extra £80 if he used Coop Travel Service
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Carry just one of these little babies and you can make it turn into whatever card you want it to be.
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Record low interest rate continues - great news for borrowers, less so for savers
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If you were garnisheed, would this be a good or a bad thing to happen? Cut through credit jargon with our free jargon buster
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Probably because some of the outstandingly cheap credit deals available to consumers are not available to businesses. We look at the best consumer deals.
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There are only three credit cards that give you the valuable protection of 'Section 75' for both UK and overseas transactions.
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Then you need to ask whether a black mark will be added to your credit report
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According to Defaqto, you'd be better to switch loyalties to take advantage of special rates, or to take out an offset mortgage
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And almost half say they just don't need one. Find out more insights revealed from our annual survey results
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The Cooperative Bank and Nationwide take the other podium positions. How well did your bank do?
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Great news. The practice of charging more to pay by credit card or debit card is to be scrapped.
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Only 22.9% feel worse off, according to our latest Banking and Credit Card Survey. The key is making sure your credit report is giving you the credit you deserve.
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Or to purchase foreign currency? Read how it should now become much cheaper in the future
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So says Manchester City Council, a timely reminder, though to be frank, loan sharks should be avoided year round
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Our 2011 Banking and Credit Card Survey shows that cashback and reward cards are the most popular
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Fast growing, payday loans are quick to obtain and might solve a cash problem at Christmas. We tell you what to look out for
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A new entrant to 'social lending' fails to get off the runway and crashes
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The Halifax All in One card gives different 0% introductory rates depending on how good your credit rating is.
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Give blood? Yes. Give a kidney? Yes. Give a personal guarantee? No. Run.
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Nationwide advises that house prices rose by 0.4% in November and the Bank of England says mortgage applications are up 3%
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It's your money. Now's the time to reclaim it before the Government snaffles it.
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If the second largest holiday company fails, this could damage the fragile recovery of our credit market by costing banks more than is immediately obvious
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The practice of offering discounts at the till if a new store card is opened is to cease. But where's all the other promised stuff gone?
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Get a new credit card now to help cut and spread the cost of Christmas.
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BLACKLISTS - 'there's no such thing as a credit blacklist'. But....
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10 things you might not know about our credit laws, which not a lot of people seem to know about.
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Just because your relationship may have ended, that doesn't mean that their impact on your credit standing has ended.
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Shopping around for credit does not damage your chances of getting credit - we blow the myth to smithereens.
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The 'let's get back at the bankers' levy might have a surprising consequence if past history is a guide to the future.
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Newcomer payday loan company Help Loan has been reported to have processed over 5,000 payday loan applications made by identity fraudsters, and many victims of identity fraud are now being pursued by Intrum Justitia, debt collectors employed by Help Loan to obtain repayment.
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A government led scheme that will provide loans to people who cannot get finance from traditional lenders is launched, aimed at replacing dodgy ‘doorstep lenders’ and loan sharks.
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Made famous by celebrities, pre-nuptial agreements could be given full legal recognition in the UK. But even with a pre-nup, an ‘ex’ on your credit file could still cause you other problems.
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The way that credit card providers allocate repayments to balances is changing – in favour of consumers. MBNA is the first to make the change, but not everyone is so quick off the mark.
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A British man has finally returned to the UK after being forced to spend three months living rough in Dubai, bought about by a dispute over his credit card bill.
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The Royal Bank of Scotland is forced to sell 318 branches across the UK due to help engender better competition. With Santander believed to be the only bidder, does much change?
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A Ferrari, an Aston Martin, a small plane and original Banksy artwork – just some of the items that have been used as collateral with a new online pawnbroker - putting a new twist on an old form of borrowing.
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The Competition Commission will press ahead with its ban on the packaging of Payment Protection Insurance alongside loans, mortgages and credit cards after rejecting an appeal from lenders.
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Celebrity chef Jamie Oliver has revealed his own problems securing a personal loan, but there are still good deals to be had.
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MBNA is the latest company to withdraw from issuing credit card cheques, but what do you do with the ones in your drawer?
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Consumers face a further wait to see whether there is any prospect of official compensation for PPI mis-selling after a further challenge to the FSA proposals.
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An official industry response to the Governments review into credit card practices could be good news for consumers - but not for a while yet.
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The news that Ryanair is to stop accepting payment by Visa Electron means that nearly all cards now carry a fee for booking. But there is a way of avoiding these charges altogether.
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Consumer champion Which? needs volunteers to help with an investigation into whether consumers actually get the rates on offer from credit cards providers. Can you help?
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The Competition Appeal Tribunal has ruled that the ban on selling payment protection insurance alongside loans needs more supporting evidence before it can be passed.
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It’s claimed that many lenders leave a full 'credit application' search on your credit file even when you’re just shopping around, damaging your credit.
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It’s a little known fact, but if you are an additional card holder on a credit card, you don’t get the same level of purchase protection as the primary card holder.
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A new EU directive aimed at helping consumers who were overcharged on holiday will be introduced soon, but is it likely to work, or will it simply mean costs are passed on?
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