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1Lloyds Bank Platinum Low Rate Credit Card - 6.4% APR Representative Variable

No Annual Fee

No Introductory Offer

No Balance Transfer Offer

Recommended by 57% of customers surveyed

Lowest
APR

Representative Example

Representative rate of 6.4% on purchases and balances transferred
Based on £1200 limit
Credit limits will vary based on your individual circumstances

2Bank of Scotland Low Rate Credit Card - 6.4% APR Representative Variable

No Annual Fee

No Introductory Offer

No Balance Transfer Offer

Recommended by 58% of customers surveyed

  

Representative Example

Representative rate of 6.4% on purchases and balances transferred
Based on £1200 limit
Credit limits will vary based on your individual circumstances

3NatWest Clear Rate Platinum Credit Card - 11.1% APR Representative Variable

Annual Fee of £24

No Introductory Offer

No Balance Transfer Offer

Recommended by 61% of customers surveyed

  

Representative Example

Representative 11.1% APR (variable) subject to £24 annual fee
Both purchases and balance transfers 6.9% variable
Assumed credit limit £1,200

4Barclaycard Platinum Low Rate Credit Card - 11.9% APR Representative Variable

No Annual Fee

No Introductory Offer

No Balance Transfer Offer

Recommended by 66% of customers surveyed

  

Representative Example

11.9% on balance transfers and purchases
Assumed limit £1200

5Santander 1 2 3 - 12.7% APR Representative Variable

Annual Fee of £24

Introductory Offer of 23m at 0%

Balance Transfer Offer of 23m at 0% (0% fee)

Recommended by 76% of customers surveyed

  

Representative Example

0% p.a. on card purchases for 23 months followed by 12.7% p.a. variable on card purchases. This is equivalent to 16.5% APR representative variable based on an assumed credit limit of £1200. Annual fee: £24
*Your credit limit may vary depending on your circumstances

6British Airways American Express Credit Card - 15.9% APR Representative Variable

No Annual Fee

No Introductory Offer

No Balance Transfer Offer

Recommended by 89% of customers surveyed

  

Representative Example

Representative 15.9% APR variable
Based on assumed limit of £1,200

7Natwest Cashback Plus Credit Card - 17.4% APR Representative Variable

Annual Fee of £24

No Introductory Offer

No Balance Transfer Offer

Recommended by 61% of customers surveyed

  

Representative Example

Purchase rate 12.9%
Representative APR 17.4%
Assumed credit limit £1200
Annual fee £24

8Post Office Platinum Credit Card - 17.8% APR Representative Variable

No Annual Fee

Introductory Offer of 3m at 0%

Balance Transfer Offer of 18m at 0% (2.98% fee)

Not yet rated by our customers

  

Representative Example

17.8% APR on balance transfers and purchases
Based on £1200 credit limit

9Amex Platinum Cashback - 18.7% APR Representative Variable

Annual Fee of £25

No Introductory Offer

No Balance Transfer Offer

Recommended by 89% of customers surveyed

Best for
Cashback

Representative Example

Representative 18.7% APR variable. Based on £25 annual fee, assumed borrowing of £1,200, rate of interest 14.0% per annum (variable).

10Barclaycard Platinum 35m Balance Transfer card - 18.9% APR Representative Variable

No Annual Fee

Introductory Offer of 6m at 0%

Balance Transfer Offer of 35m at 0% (2.29% fee)

Recommended by 66% of customers surveyed

  

Representative Example

Representative APR 18.9% APR (variable)
Purchase rate p.a. 18.9% p.a.
Assumed credit limit £1,200

11Barclaycard 36m Platinum Balance Transfer card - 18.9% APR Representative Variable

No Annual Fee

Introductory Offer of 6m at 0%

Balance Transfer Offer of 3yrs at 0% (2.39% fee)

Recommended by 66% of customers surveyed

Best for
Balance
Transfers

Representative Example

Representative APR 18.9% APR (variable)
Purchase rate p.a. 18.9% p.a.
Assumed credit limit £1,200

12Barclaycard 14m Purchase 25m Balance Transfer card - 18.9% APR Representative Variable

No Annual Fee

Introductory Offer of 14m at 0%

Balance Transfer Offer of 25m at 0% (2.49% fee)

Recommended by 66% of customers surveyed

  

Representative Example

Representative example:
Representative APR 18.9% APR (variable)
Purchase rate p.a. 18.9% p.a. (variable)
Assumed credit limit £1,200

13Bank of Scotland 28m Balance Transfer 12m purchase - 18.9% APR Representative Variable

No Annual Fee

Introductory Offer of 1yr at 0%

Balance Transfer Offer of 28m at 0% (1.5% fee)

Recommended by 58% of customers surveyed

  

Representative Example

Representative APR: 18.90%
Purchase Rate: 18.95%
Based on Borrowing: £1,200
Annual Fee: None

14Halifax 36m Balance Transfer Card - 18.9% APR Representative Variable

No Annual Fee

Introductory Offer of 6m at 0%

Balance Transfer Offer of 3yrs at 0% (2.49% fee)

Recommended by 57% of customers surveyed

  

Representative Example

Representative example: A purchase rate of 18.95% p.a. (variable) With a representative 18.9% APR (variable)
2.49% fee in first 90 days
With an example credit limit of £1200
APR and Promotional periods may vary depending on your personal circumstances

15Barclaycard Platinum 24m Balance Transfer card - 18.9% APR Representative Variable

No Annual Fee

Introductory Offer of 6m at 0%

Balance Transfer Offer of 2yrs at 0% (1.15% fee)

Recommended by 66% of customers surveyed

  

Representative Example

Representative APR 18.9% APR (variable)
Purchase rate p.a. 18.9% p.a.
Assumed credit limit £1,200

16BoS 16m Balance Transfer/Purchase Credit Card - 18.9% APR Representative Variable

No Annual Fee

Introductory Offer of 16m at 0%

Balance Transfer Offer of 6m at 0% (0% fee)

Recommended by 58% of customers surveyed

  

Representative Example

Representative APR: 18.90%
Purchase Rate: 18.95%
Based on Borrowing: £1,200
Annual Fee: None

17Bank of Scotland 36m Balance Transfer card - 18.9% APR Representative Variable

No Annual Fee

Introductory Offer of 6m at 0%

Balance Transfer Offer of 3yrs at 0% (3% fee)

Recommended by 58% of customers surveyed

  

Representative Example

Representative APR: 18.90%
Purchase Rate: 18.95%
Based on Borrowing: £1,200

18Halifax 28m Balance Transfer card - 18.9% APR Representative Variable

No Annual Fee

Introductory Offer of 1yr at 0%

Balance Transfer Offer of 28m at 0% (1.5% fee)

Recommended by 58% of customers surveyed

  

Representative Example

Representative example: A purchase rate of 18.95% p.a. (variable) With a representative 18.9% APR (variable) With an example credit limit of £1200
APR and Promotional periods may vary depending on your personal circumstances

19Lloyds Bank 16m Balance Transfer/Purchase card - 18.9% APR Representative Variable

No Annual Fee

Introductory Offer of 16m at 0%

Balance Transfer Offer of 6m at 0% (0% fee)

Recommended by 57% of customers surveyed

  

Representative Example

Representative example: A purchase rate of 18.94% p.a. (variable) With a representative 18.9% APR (variable) With an example credit limit of £1200

20Lloyds Bank Platinum 36m Balance Transfer card - 18.9% APR Representative Variable

No Annual Fee

Introductory Offer of 6m at 0%

Balance Transfer Offer of 3yrs at 0% (3% fee)

Recommended by 57% of customers surveyed

  

Representative Example

Representative example: A purchase rate of 18.94% p.a. (variable) With a representative 18.9% APR (variable) With an example credit limit of £1200

21Lloyds Bank Platinum 28m Balance Transfer card - 18.9% APR Representative Variable

No Annual Fee

Introductory Offer of 1yr at 0%

Balance Transfer Offer of 28m at 0% (1.5% fee)

Recommended by 57% of customers surveyed

  

Representative Example

Representative example: A purchase rate of 18.94% p.a. (variable) With a representative 18.9% APR (variable) With an example credit limit of £1200
Offer varies from customer to customer, depending on their circumstances.

22Lloyds Bank Platinum 19m Balance Transfer Card - 18.9% APR Representative Variable

No Annual Fee

Introductory Offer of 19m at 0%

Balance Transfer Offer of 19m at 0% (1% fee)

Recommended by 57% of customers surveyed

  

Representative Example

Representative example: A purchase rate of 18.94% p.a. (variable) With a representative 18.9% APR (variable) With an example credit limit of £1200

23M&S 19m Purchases 15m Balance Transfer Card - 18.9% APR Representative Variable

No Annual Fee

Introductory Offer of 19m at 0%

Balance Transfer Offer of 15m at 0% (2.9% fee)

Recommended by 78% of customers surveyed

  

Representative Example

18.9% APR variable
Based on credit limit of £1200

24Halifax 19m Balance Transfer 19m Purchase card - 18.9% APR Representative Variable

No Annual Fee

Introductory Offer of 19m at 0%

Balance Transfer Offer of 19m at 0% (1% fee)

Recommended by 57% of customers surveyed

  

Representative Example

18.9% APR Representative
18.95% p.a.purchase rate
Typical credit limit £1200

25Post Office Matched Credit Card - 18.9% APR Representative Variable

No Annual Fee

Introductory Offer of 16m at 0%

Balance Transfer Offer of 16m at 0% (2.98% fee)

Not yet rated by our customers

  

Representative Example

18.9% APR on purchases and balance transfers
Based on £1200 credit limit

26Barclaycard Hilton HHonors Platinum credit card - 18.9% APR Representative Variable

No Annual Fee

No Introductory Offer

Balance Transfer Offer of 15m at 0% (2.99% fee)

Recommended by 66% of customers surveyed

  

Representative Example

Representative APR 18.9%
Based on £1200 credit limit

27Bank of Scotland 19m BT 19m purchase credit card - 18.9% APR Representative Variable

No Annual Fee

Introductory Offer of 19m at 0%

Balance Transfer Offer of 19m at 0% (1% fee)

Recommended by 58% of customers surveyed

  

Representative Example

18.9% APR representative
18.95%p.a. purchase rate
Based on £1,200 credit limit

28Bank of Scotland 32m Balance Transfer credit card - 18.9% APR Representative Variable

No Annual Fee

Introductory Offer of 6m at 0%

Balance Transfer Offer of 32m at 0% (1.69% fee)

Recommended by 58% of customers surveyed

  

Representative Example

Representative APR: 18.90%
Purchase Rate: 18.95%
Based on Borrowing: £1,200

29Amex Platinum Cashback Everyday - 19.9% APR Representative Variable

No Annual Fee

No Introductory Offer

No Balance Transfer Offer

Recommended by 89% of customers surveyed

  

Representative Example

Representative 19.9% APR variable.
Based on assumed credit limit of £1,200.
Interest rate for purchases 19.9% p.a. variable.

30Lloyds Bank Choice Rewards Credit Card - 23.7% APR Representative Variable

Annual Fee of £24

Introductory Offer of 1yr at 0%

Balance Transfer Offer of 28m at 0% (3% fee)

Recommended by 57% of customers surveyed

  

Representative Example

Representative APR: 23.7%
Purchase Rate: 18.94%
Based on Borrowing: £1,200
Annual fee of £24
Credit limits will vary based on your individual circumstances

31Barclaycard 18m Balance Transfer Credit Card - 24.9% APR Representative Variable

No Annual Fee

Introductory Offer of 3m at 0%

Balance Transfer Offer of 18m at 0% (2.9% fee)

Recommended by 66% of customers surveyed

  

Representative Example

Representative APR 24.9% APR (variable)
Purchase rate p.a. 24.9% p.a.
Assumed credit limit £1,200

32aqua Credit Card - 29.7% APR Representative Variable

No Annual Fee

No Introductory Offer

No Balance Transfer Offer

Recommended by 65% of customers surveyed

  

Representative Example

29.7% APR Representative Variable
29.71% p.a. Variable On Purchases
£250-£1200 Initial Credit Limit
Your actual credit limit will vary

33Marbles Credit Card - 29.7% APR Representative Variable

No Annual Fee

No Introductory Offer

No Balance Transfer Offer

Not yet rated by our customers

  

Representative Example

29.7% APR
based on maximum credit limit of £1,200
Representative Example: If you spend £1,200 at a purchase interest rate of 29.75% (variable) your representative APR will be 29.7% APR (variable)

34Aquis Visa Credit Card - 29.8% APR Representative Variable

No Annual Fee

No Introductory Offer

No Balance Transfer Offer

Recommended by 56% of customers surveyed

  

Representative Example

Representative 29.8% APR (variable)
Credit is provided by Vanquis Bank Limited
Amount of credit £1000*^
Purchases 29.8% APR

35Capital One Classic Platinum Credit Card - 29.8% APR Representative Variable

No Annual Fee

No Introductory Offer

No Balance Transfer Offer

Recommended by 70% of customers surveyed

  

Representative Example

Assuming a credit limit of £1,200 and an interest rate on purchases of 29.84% p.a. variable, you will received a 29.8% APR representative variable

36Capital One Classic Credit Card - 34.9% APR Representative Variable

No Annual Fee

No Introductory Offer

No Balance Transfer Offer

Recommended by 70% of customers surveyed

  

Representative Example

Assuming a credit limit of £1,200 and an interest rate on purchases of 34.94% p.a. variable, you will receive a 34.9% APR representative variable.

37Barclaycard Initial with 3m Purchases Credit Card - 34.9% APR Representative Variable

No Annual Fee

Introductory Offer of 0yr at 0%

No Balance Transfer Offer

Recommended by 66% of customers surveyed

  

Representative Example

Representative example:
Representative APR 34.9% APR (variable)
Purchase rate p.a. 34.9% p.a. (variable)
Assumed credit limit £1,200

38aqua Advance Credit Card - 34.9% APR Representative Variable

No Annual Fee

No Introductory Offer

No Balance Transfer Offer

Recommended by 62% of customers surveyed

  

Representative Example

Your interest rate for purchases is 34.91% p.a. (variable) With a representative 34.9% APR (variable) if you borrowed £1200 and repaid it over 12 months.
Initial credit limit £250-£1200

39aqua Reward Credit Card - 34.9% APR Representative Variable

No Annual Fee

No Introductory Offer

No Balance Transfer Offer

Recommended by 65% of customers surveyed

  

Representative Example

Your interest rate for purchases is 34.91% p.a. (variable) with a representative 34.9% APR (variable) if you borrowed £1,200 and repaid it over 12 months.
Initial credit limit £250-£1200

40Barclaycard Initial with Cashback Credit Card - 34.9% APR Representative Variable

No Annual Fee

No Introductory Offer

No Balance Transfer Offer

Recommended by 66% of customers surveyed

  

Representative Example

Representative APR 34.9%
Credit limit £1,200

41Luma Credit Card - 35.9% APR Representative Variable

No Annual Fee

No Introductory Offer

No Balance Transfer Offer

Not yet rated by our customers

  

Representative Example

If you spend £1,200 at a purchase interest rate of 35.94% p.a. (variable) your representative APR will be 35.9% APR (variable)

42Luma Purchase Credit Card - 35.9% APR Representative Variable

No Annual Fee

Introductory Offer of 3m at 0%

No Balance Transfer Offer

Not yet rated by our customers

  

Representative Example

If you spend £1,200 at a purchase interest rate of 35.94% p.a. (variable) your representative APR will be 35.9% APR (variable)

43Vanquis Visa Credit Card - 39.9% APR Representative Variable

No Annual Fee

No Introductory Offer

No Balance Transfer Offer

Recommended by 60% of customers surveyed

  

Representative Example

Representative 39.9% APR (variable)
Credit is provided by Vanquis Bank Limited
Amount of credit £150-£1000*^
Purchases 39.9% APR

44Argos Credit Card - 39.9% APR Representative Variable

No Annual Fee

No Introductory Offer

No Balance Transfer Offer

Recommended by 60% of customers surveyed

  

Representative Example

Purchase annual interest rate 39.94% (variable)
Amount of credit £1000*^
Representative 39.9% APR (variable)
Credit is provided by Vanquis Bank Limited

45aqua Start Credit Card - 49.9% APR Representative Variable

No Annual Fee

No Introductory Offer

No Balance Transfer Offer

Recommended by 62% of customers surveyed

  

Representative Example

49.9% APR Representative Variable
49.94% p.a. Variable On Purchases
£300 Initial Credit Limit
Your actual credit limit will vary

Accepted Payment Methods: VISA, MasterCard and Direct Debit

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