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1Virgin Money Credit Card - 16.8% APR Representative Variable

No Annual Fee

Introductory Offer of 3m at 0%

Balance Transfer Offer of 20m at 0% (2.99% fee)

No Cashback or Rewards Offered

Recommended by 76% of customers surveyed

Lowest
APR

Representative Example

16.8% p.a. (variable) on card purchases. This is equivalent to 16.8% APR representative (variable) based on a credit limit of £1,200

2Post Office Credit Card - 16.9% APR Representative Variable

No Annual Fee

Introductory Offer of 3m at 0%

Balance Transfer Offer of 14m at 0% (2.98% fee)

No Cashback or Rewards Offered

Recommended by 60% of customers surveyed

  

Representative Example

16.9% p.a. variable on card purchases. This is equivalent to 16.9% APR representative (variable) based on a credit limit of £1,200. Credit limit subject to status.

3AA Credit Card - 16.9% APR Representative Variable

No Annual Fee

Introductory Offer of 10m at 0%

Balance Transfer Offer of 1yr at 0% (3% fee)

1 point for every £1 spent

Recommended by 62% of customers surveyed

  

Representative Example

If you spend £1,200 at a purchase interest rate of 16.9% (variable) your Representative APR will be 16.9% (variable).

4Bank of Scotland All in One - 17.9% APR Representative Variable

No Annual Fee

Introductory Offer of 1yr at 0%

Balance Transfer Offer of 1yr at 0% (3% fee)

No Cashback or Rewards Offered

Recommended by 56% of customers surveyed

  

Representative Example

Representative APR: 17.90%
Purchase Rate: 17.95%
Based on Borrowing: £1,200
Annual Fee: None

5Lloyds TSB Platinum - 17.9% APR Representative Variable

No Annual Fee

Introductory Offer of 3m at 0%

Balance Transfer Offer of 14m at 0% (3% fee)

No Cashback or Rewards Offered

Not yet rated by our customers

  

Representative Example

Representative APR: 17.90%
Purchase Rate: 17.95%
Based on Borrowing: £1,200
Credit limits will vary based on your individual circumstances

6Halifax All In One - 17.9% APR Representative Variable

No Annual Fee

Introductory Offer of 15m at 0%

Balance Transfer Offer of 15m at 0% (3% fee)

No Cashback or Rewards Offered

Recommended by 56% of customers surveyed

  

Representative Example

Representative APR: 17.90%
Purchase Rate: 17.95%
Based on Borrowing: £1,200
Annual Fee: None If you are accepted at the highest rate of 23.9% APR variable you may not be offered an introductory period on balance transfers and purchases.

7Barclaycard Extended BT - 17.9% APR Representative Variable

No Annual Fee

Introductory Offer of 3m at 0%

Balance Transfer Offer of 22m at 0% (2.9% fee)

No Cashback or Rewards Offered

Recommended by 63% of customers surveyed

Best for
Balance
Transfers

Representative Example

Representative APR 17.9% APR (variable)
Purchase rate p.a. 17.9% p.a.
Assumed credit limit £1,200

8Platinum Purchase - 17.9% APR Representative Variable

No Annual Fee

Introductory Offer of 15m at 0%

Balance Transfer Offer of 15m at 0% (2.9% fee)

No Cashback or Rewards Offered

Recommended by 63% of customers surveyed

Best for
Intro
Offer

Representative Example

Representative example:
Representative APR 17.9% APR (variable
Purchase rate p.a. 17.9% p.a. (variable)
Assumed credit limit £1,200

9AA Balance Transfer Card - 17.9% APR Representative Variable

No Annual Fee

Introductory Offer of 3m at 0%

Balance Transfer Offer of 16m at 0% (2.9% fee)

No Cashback or Rewards Offered

Recommended by 62% of customers surveyed

  

Representative Example

17.9% p.a. (variable) on card purchases
Equivalent to 17.9% APR representative (variable)
Based on a credit limit of £1,200
Credit limits will vary based on your individual circumstances.

10Halifax 22 Month BT card - 17.9% APR Representative Variable

No Annual Fee

Introductory Offer of 3m at 0%

Balance Transfer Offer of 22m at 0% (3.5% fee)

No Cashback or Rewards Offered

Recommended by 56% of customers surveyed

  

Representative Example

A purchase rate of 17.95% p.a. (variable) with a representative 17.9% APR (variable). Example credit limit of £1200 (credit limits will vary based on your individual circumstances).

11Halifax 22 Month BT card - 17.9% APR Representative Variable

No Annual Fee

Introductory Offer of 3m at 0%

Balance Transfer Offer of 22m at 0% (3.5% fee)

No Cashback or Rewards Offered

Recommended by 56% of customers surveyed

  

Representative Example

A purchase rate of 17.95% p.a. (variable) with a representative 17.9% APR (variable). Example credit limit of £1200 (credit limits will vary based on your individual circumstances).

12Amex Platinum Cashback - 18.5% APR Representative Variable

Annual Fee of £25

No Introductory Offer

No Balance Transfer Offer

5% cashback for every £1 spent, plus more

Recommended by 86% of customers surveyed

  

Representative Example

Representative 18.5% APR variable. Based on £25 annual fee, assumed borrowing of £1,200, rate of interest 14.0% per annum (variable).

13Platinum Low BT Fee - 18.9% APR Representative Variable

No Annual Fee

Introductory Offer of 3m at 0%

Balance Transfer Offer of 17m at 0% (1.6% fee)

No Cashback or Rewards Offered

Recommended by 63% of customers surveyed

  

Representative Example

Representative example:
Representative APR 18.9% APR (variable)
Purchase rate p.a. 18.9% p.a. (variable)
Assumed credit limit £1,200

14Capital One Aspire World Card® - 19.9% APR Representative Variable

No Annual Fee

No Introductory Offer

No Balance Transfer Offer

5% cashback for every £1 spent

Not yet rated by our customers

  

Representative Example

Assuming a credit limit of £1,200 and an interest rate on purchases of 19.94% p.a. variable, you will receive a 19.9% APR representative variable.

15Barclaycard Gold - 19.9% APR Representative Variable

No Annual Fee

No Introductory Offer

Balance Transfer Offer of 1yr at 0% (2.5% fee)

No Cashback or Rewards Offered

Recommended by 63% of customers surveyed

  

Representative Example

Representative example:
Representative APR 19.9% APR (variable)
Purchase rate p.a. 19.9% p.a. (variable)
Assumed credit limit £1,200

16Santander 1 2 3 - 22.8% APR Representative Variable

Annual Fee of £24

No Introductory Offer

No Balance Transfer Offer

No Cashback or Rewards Offered

Not yet rated by our customers

Best for
Cashback

Representative Example

18.9% APR representative (variable). Equivalent to 22.8% APR representative (variable). Based on a credit limit of £1,200* and a purchase rate of 18.9% p.a. (variable). A £24 annual fee is payable
*Your credit limit may vary depending on your circumstances

17Santander 1 2 3 - 22.8% APR Representative Variable

Annual Fee of £24

No Introductory Offer

No Balance Transfer Offer

No Cashback or Rewards Offered

Not yet rated by our customers

Best for
Cashback

Representative Example

18.9% APR representative (variable). Equivalent to 22.8% APR representative (variable). Based on a credit limit of £1,200* and a purchase rate of 18.9% p.a. (variable). A £24 annual fee is payable
*Your credit limit may vary depending on your circumstances

18Aquis Visa Card - 29.8% APR Representative Variable

No Annual Fee

No Introductory Offer

No Balance Transfer Offer

No Cashback or Rewards Offered

Recommended by 57% of customers surveyed

  

Representative Example

Representative 29.8% APR (variable)

19Barclaycard Initial - 29.9% APR Representative Variable

No Annual Fee

Introductory Offer of 3m at 0%

No Balance Transfer Offer

No Cashback or Rewards Offered

Recommended by 63% of customers surveyed

  

Representative Example

Representative example:
Representative APR 29.9% APR (variable)
Purchase rate p.a. 29.9% p.a. (variable)
Assumed credit limit £1,200

20aqua Credit Card - 32.9% APR Representative Variable

No Annual Fee

No Introductory Offer

No Balance Transfer Offer

No Cashback or Rewards Offered

Not yet rated by our customers

  

Representative Example

32.9% APR Representative Variable
32.94% p.a. Variable On Purchases
£1200 Credit Limit
Your actual credit limit will vary

21Capital One Classic - 34.9% APR Representative Variable

No Annual Fee

No Introductory Offer

No Balance Transfer Offer

No Cashback or Rewards Offered

Recommended by 85% of customers surveyed

  

Representative Example

34.9% APR Representative Variable
34.94% p.a. Variable On Purchases
£1200 Credit Limit

22granite Credit Card - 34.9% APR Representative Variable

No Annual Fee

No Introductory Offer

No Balance Transfer Offer

No Cashback or Rewards Offered

Not yet rated by our customers

  

Representative Example

23Vanquis Visa - 39.9% APR Representative Variable

No Annual Fee

No Introductory Offer

No Balance Transfer Offer

No Cashback or Rewards Offered

Recommended by 57% of customers surveyed

  

Representative Example

Representative 39.9% APR (variable)

Accepted Payment Methods: VISA, MasterCard and Direct Debit

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