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Press Pack


We value the press coverage we receive and strive to respond to all press enquiries in a timely manner. For independent commentary on all credit and privacy related matters, please contact Richard Goedegebuur on 01872 308 648.

checkmyfile at a glance

  • The UK market leader in the provision of online credit files to consumers
  • Online since March 2000
  • Independently owned
  • First in the UK to provide online consumer access to credit files
  • First in the World to provide consumers with access to credit scores
  • Provides credit reports from all 3 credit reference agencies
  • Free provision of credit scores and postcode based information
  • Over 1.4 million registered customers
  • Free identity theft prevention services to consumers
  • Free credit-matching services help consumers to find willing lenders based on their credit score
  • Publishes annually two surveys – the Banking and Credit Card Survey and the Mortgage Lender Survey – both amongst the largest surveys of their type in the UK

Company information

checkmyfile stands alone in the UK as the only provider of online credit reports from all three credit reference agencies. We present credit information from each in the same format, making it easier for consumers to understand and compare them. Uniquely, we explain the very important differences between the public credit files that are available to most UK companies, landlords and employers, and the full private credit files that are available only to the top 200 or so credit grantors.

We have pioneered the provision to consumers of online credit reporting, credit scoring, identity theft solutions and precision credit-finding services.

Our accessibility through freephone on 0800 612 0421 or through email and our standard and speed of customer service sets us apart from our competitors.

Our independence enables us to give expert analysis of credit file information, providing professional advice for those who find errors on their files or who need help in understanding credit jargon. Where we can, we raise and resolve disputes with the agencies on behalf of consumers.

We provide these services either free, or at very low cost to the consumer, who is offered the most extensive range of payment options in the market.

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The founders

Barry Stamp
Founder and Joint Managing Director

Barry has wide experience of consumer and corporate credit, gained initially at NatWest and Barclays, then as Mortgage Manager of US insurer Lincoln National, Director and General Manager of Business Loans, Director of The National Mortgage Bank, Senior Executive at Bass and Director and General Manager of Experian, and Managing Director of Credit Research. He is an advisor on the influential Institute of Credit Management Technical Advisory Committee, which gives feedback to the Government on credit issues. His published works include the legal and consumer credit chapters of ‘Tolley’s Effective Credit Control’ (Butterworths), ‘Advanced Credit Management’ (ICM), ‘Identity Theft – Prevention and Victim Assistance’ (CRA) and ‘Identity Theft – Self Help Kit’ (Lawpack). He is often consulted by the industry and by the media on matters relating to credit scoring and identity theft.


Peter Kent
Founder and Joint Managing Director

After reading Mathematics at Bedford College, University of London, Peter’s initial background was as a programmer with stockbrokers L Messel & Co, followed by spells as a Systems Analyst with Leeds Permanent Building Society, and a European Systems Manager at Sperry Vickers. He joined National Home Loans Corporation at its inception to devise the strategic IT direction and run the IT, HR and Facilities functions for the group. A Director of NHLC and trustee of its Pension Fund, Peter was also appointed Director of Midlands Residential Corporation before joining Prudential Banking, where Peter was responsible for the development of the IT and operational vision for Egg and the successful implementation of the www.egg.com website. He has also played a major part in the definition of the Egg IT architecture and the due diligence inspections for Egg’s acquisition programme.

checkmyfile Press Releases

28 December 2007
“…at least Dick Turpin wore a mask” - Results of the annual Checkmyfile Banking and Credit Card Survey

16 July 2007
Identity cards cannot do anything to reduce almost half a billion pounds lost to identity fraudsters annually

03 July 2007
Absent parents face being made homeless and jobless by the Government’s plans to replace the CSA

24 April 2007
How does your credit rating compare to the rich and famous?

06 March 2007
Thousands back campaign to keep our banking details private

14 November 2006
UK consumers crippled by debt? Consumers spend far more on cigarettes or on alcohol than on credit card interest

12 July 2006
Call for better privacy practices in government agencies

08 May 2006
Balham residents are target of latest identity theft scam

02 May 2006
Cornish based financial website short-listed for prestigious business award

06 April 2006
1 in 3 Britons face credit refusal because of their mobile phone

14 March 2006
Identity Theft – one of the most over-hyped fears of our time

06 March 2006
checkmyfile.com has launched the UK’s first free online stolen vehicle checker

24 February 2006
Fixed-rates and good customer service are the most popular features of UK mortgages, survey finds

10 February 2006
Is your Valentine’s date a ‘chav’? Find out on-line

27 January 2006
Identity Theft – one of the most over-hyped fears of our time

23 January 2006
1.6 million Britons fail to register financial importance of electoral roll

12 January 2006
Millions of Britons could face fines of up to £2,500 if a national identity card scheme becomes law. Would you be one of them?

13 December 2005
Don’t tell burglars how long they’ve got to strip your home

09 November 2005
Top tips to keep your “online” Christmas shopping safe

01 June 2005
Size less important than availability

checkmyfile in the Press


08 June 2008
New Barclays deal could be a switch-off


03 February 2008
Guide to avoiding the mortgage pain


17 December 2007
Kathryn Cooper explains how you can protect yourself from call centre fraud


14 December 2007
How to Improve your Credit Rating


25 November 2007
How to guard against ID fraud threat


24 November 2007
Ten ways to protect yourself from fraud


10 November 2007
Am I a victim of the credit crunch?


04 November 2007
Banks are adding to innocent customers’ woes by not updating credit-rating agencies’ files


13 September 2007
Call centre postcoding: How much longer will we be able to live in a free society?


22 July 2007
What is it about you that lenders keep saying 'no'?


11 June 2007
Missing Dad on Father’s Day?


12 January 2007
Bank plans 'breach rights of customers'


07 December 2006
Third of Brits Risk Poor Credit Rating Due to Missed Phone Payments


18 November 2006
Security raised over laptop theft


19 December 2005
Online fraud set to soar this Christmas


09 December 2005
OFT to investigate payment protection insurance


08 November 2005
Where did it all go wrong?


03 November 2005
Advice for home movers


30 October 2005
Warning for shoppers as credit card companies gear up for festivities


25 October 2005
Credit Bill 'fails to protect consumer'


22 October 2005
'Tis the season to be aware of folly


24 September 2005
Hounded for repayment of someone else’s debt


16 July 2005
Why can't I get credit?

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The cheapest way to buy your credit files online. Choose either your public credit report, or your full credit report.

The widest choice in the UK, at the cheapest prices.

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Chasing your tail?

Most consumers are paying more interest on their credit cards than they should be.

See instantly how lenders rate you, how to improve your credit score and get cheaper credit, all for FREE.

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What are the chances?

Find out the odds of
your identity being stolen based on your lifestyle and information held about your neighbourhood.

Our FREE Identity Theft risk assessment service will also give you a series of tips to help you reduce the risks of falling victim.

Check your odds now here

Annual surveys

Every year we ask our
1.4 million customers to tell us about their banks, credit card companies and mortgage lenders and publish our findings.

We then advise you which lenders you can rely on, and which to avoid. We never recommend the services of any company that our customers don't rate.

View our survey results here

Some key facts

In March 2000, we were the first to provide credit reports online to UK consumers - three years before any other company.

With over 1.4 million customers and helping tens of thousands of people every day, we help people to understand the information held about them.

Privately owned, we are totally independent and are UK market leaders.

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