Comes in two main types - public credit report or private credit report.
Your public credit report usually consists of electoral roll information, insolvency records, judgments and any notices of correction.
Your private credit report consists of your public credit report plus credit history information obtained from lenders who are members of data sharing clubs. Only 200 or so lenders see your private credit report. Most employers, landlords and others see your much less detailed public report.
Each of the three credit reference agencies Callcredit, Equifax and Experian must provide your Experian, Equifax and Callcredit compile information, allowing them to send data on any UK individual to prospective lenders. All lenders use at least one agency when assessing your file.
Use the links below to locate the term you are looking for. If you can't locate it, please get in touch.