Hunter is the usual abbreviation used in the credit industry for the National Hunter system.
National Hunter is an anti-fraud data sharing system used principally by lenders and credit card companies, but increasingly by all types of lender.
National Hunter was founded with the assistance of the CML in 1993. It is owned by N Hunter Limited, a not-for-profit company. The fraud prevention system is operated by Experian.
Members of National Hunter submit each and every detail given by consumers on credit applications. These details are subsequently checked against all further applications to identify inconsistencies that may indicate fraud.
Those new applications that throw up inconsistencies are referred for further checks. No application can be automatically declined simply on the basis of information from the National Hunter system.
To find out what National Hunter holds about you, you will need to make a Subject Access Request of the company, by sending your full name and address and saying that your are making a Subject Access Request under section 7 of the Data Protection Act 1998, to:
N Hunter Limited
PO Box 2756
Stoke-on-Trent
ST6 9AQ
The company is obliged by law to respond within 40 days.
See also CIFAS.
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