We value the press coverage we receive and strive to respond to all press enquiries in a timely manner. For independent commentary on all Credit, Privacy and Identity Theft related matters, please contact us on 01872 308 648.
checkmyfile stands alone in the UK as the only provider of online credit reports from all three credit reference agencies. We present credit information from each in the same format, making it easier for consumers to understand and compare them. Uniquely, we explain the very important differences between the public credit files that are available to most UK companies, landlords and employers, and the full private credit files that are available only to the top 200 or so credit grantors.
We have pioneered the provision to consumers of online credit reporting, credit scoring, identity theft solutions and precision credit-finding services.
Our accessibility through freephone on 0800 612 0421 or through email and our standard and speed of customer service sets us apart from our competitors.
Our independence enables us to give expert analysis of credit file information, providing professional advice for those who find errors on their files or who need help in understanding credit jargon. Where we can, we raise and resolve disputes with the agencies on behalf of consumers.
We provide these services either free, or at very low cost to the consumer, who is offered the most extensive range of payment options in the market.
Read more about our founders.
Our Founders
Barry Stamp - Joint Managing Director
Barry has wide experience of consumer and corporate credit, gained initially at NatWest and Barclays, then as Mortgage Manager of US insurer Lincoln National, Director and General Manager of Business Loans, Director of The National Mortgage Bank, Senior Executive at Bass and Director and General Manager of Experian, and Managing Director of Credit Research. He is an advisor on the influential Institute of Credit Management Technical Advisory Committee, which gives feedback to the Government on credit issues. His published works include the legal and consumer credit chapters of 'Tolley's Effective Credit Control' (Butterworths), 'Advanced Credit Management' (ICM), 'Identity Theft - Prevention and Victim Assistance' (CRA) and 'Identity Theft - Self Help Kit' (Lawpack). He is often consulted by the industry and by the media on matters relating to credit scoring and identity theft.
Peter Kent - Joint Managing Director
After reading Mathematics at Bedford College, University of London, Peter's initial background was as a programmer with stockbrokers L Messel & Co, followed by spells as a Systems Analyst with Leeds Permanent Building Society, and a European Systems Manager at Sperry Vickers. He joined National Home Loans Corporation at its inception to devise the strategic IT direction and run the IT, HR and Facilities functions for the group. A Director of NHLC and trustee of its Pension Fund, Peter was also appointed Director of Midlands Residential Corporation before joining Prudential Banking, where Peter was responsible for the development of the IT and operational vision for Egg and the successful implementation of the www.egg.com website. He has also played a major part in the definition of the Egg IT architecture and the due diligence inspections for Egg's acquisition programme.
Some More Recent Coverage In The Press
Borrowers should keep their champagne on ice. Sure, the government is pumping billions into the banking system, but the Libor rate – the one that actually dictates the cost of personal loans and mortgages and is set by the banks rather than the government, remains stubbornly high. What's more, refinanced banks such as RBS are highly unlikely to restart the credit boom by making risky loans to already overstretched borrowers. Quite the reverse, in fact – as Tim Moss puts it in The Times, "soon you are going to need a spotless credit score just to get a paper delivered to your door".
Read Full Article by Tim Bennett in MoneyWeek
Britain's credit card companies have been tightening their belts over the past few months – raising interest rates and fees, cutting back credit limits and turning down an increasingly large number of applications. Last week, Egg outraged consumer groups when it went one step further – unveiling plans to close the accounts of more than 160,000 loyal customers, who it no longer wanted on its books.
Read Full Article by James Daley in The Independent