How to go all 007 and get yourself an Aston Martin

Posted by Richard Catlin in Credit Check on 17 September 2015 - Richard is Marketing Director at checkmyfile.

Spectre, the 24th Bond film, is released in November and is sure to feature a string of vehicles that will have cinema goers gazing longingly.

Which got me thinking – if he didn’t get his cars for free from ‘Q Branch’ would James Bond use car finance?

Given that Aston Martin has produced the DB10 especially for the film, with none due to go on sale in the UK, even Daniel Craig himself might struggle to get his hands on one – assuming any are left in one piece at the end of filming.

Even the special edition DB9 GT Bond Edition is already out of reach. All 150 that have been built are already sold.

So, a normal DB9 it is then – but how to pay for it?

Cash is king of course, but again, not too many people have the spare £152,027.14 (you’d think they would let the 14p slide) OTR cash price.

Instead, car finance is likely to be the way to go. In 2014, over 75% of all new car registrations involved some sort of finance, such as a loan, lease or PCP.

The good people at Aston Martin are no different.

With a mere £50,154.53 deposit and 35 monthly payments of £1,495, you could be the proud owner of a DB9 GT Volante. Well, technically you wouldn’t own it until you’d paid the optional final payment of £63,822.56, but you get the picture.

The trouble is, even if you could afford the deposit and then the monthly repayments that are bigger than the average mortgage, you’d still be turned down flat for the finance if your credit rating wasn’t up to scratch.

It doesn’t matter whether you’re buying a Dacia Sandero or a Ferrari – if your credit score doesn’t hit the required level, you’re going to struggle to be approved.

So remember, before you head off to buy your next supercar, check your credit report first.

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