Friday 13th impacting on financial decisions

Posted by Sophie Regester in Personal Finance on 16 January 2017 - Sophie is a Senior Credit Analyst at checkmyfile.

Following Friday the 13th, it is worth bearing in mind that though for some, such days come and go without much notice, but for others the day and specifically the number may strike fear in their hearts and mean that they make different life choices.

If airlines avoid having a row 13 in case of superstition and bad luck, then who are we to argue? If you can’t sit for a few hours in row 13, imagine living in house 13 and awaiting all sorts of misfortune to coming knocking on your door.

Zoopla have revealed that around a third of homeowners asked in a survey advised that they would be less likely to purchase a property if it were number 13. Zoopla also state that homes numbered 13 typically fetch a lower price, on average approximately £9,000. The price difference is significant all for the sake of a couple of digits, generally speaking purchasing number 1 will cost you the most as the number is considered the most desirable, almost as if you were purchasing a rating or social position rather than just bricks and mortar. Number 100 is apparently the next most desirable and costly, I suppose it is a nice round number which may be appealing for some.

While those with triskaidekaphobia (extreme superstition regarding the number thirteen) may have to pay that bit extra to avoid the unappealing and unlucky 13, those who do not have such qualms may be able to pick up a bargain, and £9,000 is not an amount to be sniffed at. If your tastes lean to the more unconventional you may even revel in the supposedly unlucky or controversial 13, it may even make your house a more popular stop come Halloween.

Around a quarter of those surveyed stated that they would not exchange, complete on or move into a property on a Friday the 13th in case of bad luck. The bad news for these individuals is that there are due to be two Friday the 13ths in 2017 - one down, one to go!

Check Your Multi-Agency Credit Report

30 Day Free Trial

How does APR work? – Your questions answered

APR stands for Annual Percentage Rate and is a standard measure that allows you to compare the total cost of credit from different lenders.

Published on 30 Aug 2019 by Andrew Brown

Full Article

Check your Multi Agency Credit Report before the PPI deadline

The PPI deadline is at 11.59pm on Thursday 29 August. After this point, you can no longer submit applications to reclaim any PPI you are owed from lenders. If you’ve not done it, the time is now to check whether you are owed money. If you start your PPI application before the deadline, it’s still possible to reclaim what you’re owed.

Published on 28 Aug 2019 by Andrew Brown

Full Article

How interest rates are calculated

If you’ve ever applied for a form of credit, you may well have discovered to your cost that the advertised APR and the interest rate you’re offered if you are accepted can be very different things.

Published on 14 Jun 2019 by Richard Catlin

Full Article

The Importance of Proving Stability to Lenders

In addition to the key roles that your Credit History and Affordability play in determining whether or not you will be accepted for credit, we regularly talk about the importance of being able to demonstrate your ‘stability’ to potential lenders.

Published on 15 Mar 2019 by Sophie Regester

Full Article

If I Change My Name Can I Still Get Credit?

Legally changing your name is an increasingly popular thing to do in the UK: while getting married or divorced still makes up a large proportion of this, there is a growing trend towards people changing their name following civil partnerships, a change in gender, living in blended families, or simply because they’re seeking a change – the list is long.

Published on 22 Feb 2019 by Tom Magor

Full Article

Which Credit Report Information Can Landlords See

These days whenever you rent a property you may be required to pass checks set by the landlord or letting agent to prove that you will be a good tenant and that you’ll be able to reliably make rent payments to the property on time.

Published on 7 Feb 2019 by Kevin Pearce

Full Article

What Credit Checks Look For When You Switch Energy

As we get deeper into Winter, it’s inevitable that millions of consumers across the UK will end up using more energy and spending more on bills due to the colder weather and long stretches of darkness.

Published on 9 Jan 2019 by Jamie Mackenzie Smith

Full Article

Pros and cons of going paperless

Whether you are environmentally motivated or simply to get a discount for moving your billing online, you might find it makes sense to abandon paper for your business, if you haven’t already.

Published on 7 Dec 2018 by Kevin Pearce

Full Article

How To Get The Best Car Finance Deals

New car sales may have slowed in recent years, with the economy, emissions scandals and Millennials all being cited as the root cause at one point or another. But the number of people choosing to use credit as a means of driving away in a new car continues to rise, according to figures from the Finance & Leasing Association which shows that the new car finance market grew by 15% in July 2018 when compared to the previous year.

Published on 8 Oct 2018 by Kiah Phillips

Full Article

We're Now More Likely To Be Borrowers Than Savers

UK Households are now more likely to be borrowers than savers, with savings at their lowest since 1963, according to a study by the Office for National Statistics. Households are increasingly borrowing more – by taking out loans, car finance, and mortgages – than they are collectively depositing into savings accounts.

Published on 5 Oct 2018 by Sam Griffin

Full Article


We are rated number 1 for customer service on