The Current Status of This Year's Annual Canvass

Posted by Paul Anderson-Riley in Electoral Roll on 3 January 2019 - Paul is a Credit Analyst at checkmyfile

Has the annual canvass included your 2019 electoral roll information?

If you registered or submitted changes to your Electoral Roll listing towards the end of 2018, the updated information should now be appearing on your Credit Report.

While this information usually takes around one month for the changes to be reflected, in some circumstances it can take as long as three months to appear on your report.

What is the annual canvass?

The Annual Canvass is the yearly audit of voters in UK households and the collation of this data. This is carried out between July and the end of the year, with the new version of the roll published by most local authorities on the first of December. As it usually takes Credit Reference Agencies about a month to publish this information, it may not be reflected on your on Credit Report until as late as February.

Filling in and returning this form is a legal requirement, however doing so does not automatically register the names listed on the form to vote. Anyone living at the address whose name is on the Household Enquiry Form but is not already registered to vote will be sent an Invitation to Register form. Alternatively, they can register to vote online at any time.

As of 2014, individuals are required to register themselves to vote, whereas previously one person in each household was required to register everyone eligible to vote living at that address.

How could all this affect my ability to get credit?

Because Credit Reference Agencies update Electoral Roll information in tranches, rather than all at once, the exact date that your credit report will reflect the most recent record can vary.

The impact of any delay on your credit rating will vary, depending on how it reflects your presence on the Electoral Roll from previous years. If you have been registered in the past, it shouldn’t be an issue as lenders will be able to see this information and use it as part of their assessment. If lenders do not have any Electoral Roll confirmation for you at your current address, they may carry out additional verification checks.

To see how your electoral status currently appears to lenders, or to make sure that it is being correctly reported by your local authority and the UK’s main Credit Reference Agencies, you can try checkmyfile FREE for 30 days, then for just £14.99 a month after that, which you can cancel online, by phone or by email.

Updated 03/01/2019 by Jamie Mackenzie Smith

Keeping your electoral roll up-to-date after moving house

Few things in adult life are more stressful than moving house. The planning, the packing and of course the last-minute panicking about paperwork. Even once you’re in, mountains are quickly made from molehills and before you know it, you’ve lost those tiny keys for the windows – never to be seen again.

Published on 14 Jan 2019 by Ben Ryland

Full Article

Am I On The Electoral Roll? How to Find Out

Find out if you're on the 2019 Electoral Roll

In addition to providing the ability to vote, being registered on the Electoral Roll (sometimes called the Electoral Register) is of vital importance when it comes to your Credit Rating and your chances of success with lenders. Your Electoral Roll listing is often considered an essential piece of information to lenders and therefore plays a key role in establishing a strong Credit Rating.

Published on 3 Jan 2019 by Tom Magor

Full Article

How do I change my address on the Electoral Roll?

A letter from your local council reminding you to register to vote and asking you to confirm that your details are correct for 2018/2019 should have been delivered some time ago.

Published on 11 Oct 2018 by Sam Griffin

Full Article

Electoral Roll - The Annual Canvass 2016

Your Electoral Roll entry is one of the most important elements of your credit file. Lenders place a lot of weight in the presence of an active Electoral Roll listing and can decline applications solely on the absence of this information if it is not returned on a credit search.

Published on 16 Dec 2016 by Tom Blandford

Full Article

Only 7 days to register to vote

I doubt that I’m the only person to feel that the news surrounding the EU Referendum is overwhelming, confusing and more than a little biased. But whilst you try to make up your mind about whether to stay in or leave the EU, there is one thing that is certain – you’ll need to be registered to vote at your home address.

Published on 1 Jun 2016 by Kelly Luff

Full Article

Not just a vote - The importance of the Electoral Roll

Research undertaken by credit provider Aqua found that only one in five adults between the age of 18 and 24 are registered on the Electoral Roll. More worryingly, they also found that none of those surveyed believed that the absence of this listing could impact a credit application.

Published on 5 May 2016 by Paul Anderson Riley

Full Article

Service voters and the Electoral Roll

Whether you choose to exercise your right to vote or not, everyone is required to register on the Electoral Roll in the UK.

Published on 7 Mar 2016 by Ben Ryland

Full Article

Annual Canvass 2015 – make sure you register

Not registered to vote at your current address? If you are being declined credit then this may have something to do with it – so what better time to resolve this than the 2015 Annual Canvass.

Published on 16 Sep 2015 by Ben Tumilty

Full Article

Electoral Register sees decrease of nearly one million voters

The Electoral Commission have released figures detailing a fall of 920,000 registrations in the past year. The 2% reduction in the voter registration occurred between March and December 2014, which critics have blamed on the ways in which people are now able to register, as old systems have either been restricted or replaced entirely.

Published on 16 Apr 2015 by Jasmin Stopford

Full Article

Electoral roll annual canvass is underway

It’s that time of year again (and no, I’m not talking about Christmas) - the Electoral Roll Annual Canvass is underway. Whilst it can take up to three months for electoral roll listings to be reflected by the credit referencing agencies at any other time of the year, during the latter part of each year it can take longer to show this information on your credit report, due to the Annual Canvass.

Published on 3 Dec 2014 by Kelly Luff

Full Article


We are rated number 1 for customer service on