How to Download and Print Your Credit Report

Posted by Paul Anderson-Riley in Credit Reports on 28 November 2018 - Paul is a Credit Analyst at checkmyfile

There are several different reasons you might need to print or share a copy of your Credit Report, such as assisting a mortgage advisor during an application, showing a specific entry to a lender or even just to keep a physical copy for your personal records.

With that in mind, we've made it a piece of cake for checkmyfile customers to securely download and print their Multi-Agency Credit Report, whenever you wish. The layout has been simplified to make it easy to read - so bear in mind that it won’t contain every single piece of detail that the online version does – but will still be able to see your Public Information and full Credit History reported by Equifax, Experian and TransUnion, with Public Information fromCrediva.

Step 1: Log in or sign up to see your credit report

If you haven’t already, you will need to sign up to checkmyfile to view your Credit Report online before you can download it. You can try us free for 30 days, and then it’s £14.99 a month, which you can cancel online, by email or via our freephone number.

It typically takes less than 5 minutes to sign up via computer, tablet or smartphone and in most cases your Credit Report will be available to view online immediately, as long as we are able to authenticate you online as part of our security checks.

For regular and returning customers, you can log in to your account and if necessary reactivate your subscription at any time to ensure you’re looking at the most up-to-date version of your Credit Report. If you’re unsure how to do this, follow our guide to updating your Credit Report.

Step 2: click 'Download Printable Report'

Once your Multi-Agency Credit Report has been generated, click the ‘Download Printable Report’ link, found at the bottom of your Credit Report. If this option doesn’t show for any reason please either get in touch via email, secure message through your account or call us free on 0800 086 9360 and we will assist you further.

You’ll need to have Adobe Acrobat or similar PDF reader installed in order to view your report once it has downloaded. You will also need your unique password, which is found in the same section of your Credit Report.

Once you have clicked the ‘Download Printable Report’ link you will be prompted for the download password mentioned in the previous step. Once this has been entered, a PDF version of your Credit Report will download, which can then be printed.

Remember that unlike your online Credit Report, a downloaded version will not update. In order to view an updated copy of your Report, you’ll need to log in and view the information online. Checkmyfile Credit Reports are updated monthly, to match the frequency with which most lenders provide updates to the UK’s main Credit Reference Agencies.

Step 3: Save or send your Credit Report as a PDF

It is very important that you treat any downloaded or printed copy of your Credit Report as securely as you would the online version.

Once you have downloaded your report, delete any temporary or cached internet files from your computer and be sure not to leave it open on your screen. Once you no longer need the printed copy, it should be destroyed.

If you plan on keeping your Credit Report as a PDF on your computer, we recommend keeping it password protected due to the amount of sensitive information held. We also recommend encrypting the document if you intend to send this by email at any point.

On most mobile devices you will have the option to save the document or send it as an attachment via email, but you might want to ensure that your device encrypts emails before sending them to make sure you get the highest level of security when sending someone a copy of your report.

Finally, it goes without saying that you should only provide a copy of your Credit Report to people you trust.

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