Covid 19 Status

In line with HM Government requirements to fight the spread of Covid-19 we have measures in place to ensure that we protect our staff, their families and the wider community, but also to ensure that there is minimal disruption to our customers.

Your access to online Multi Agency Credit Reports, Expert Help and Account Management remains unaffected. We take great pride in the support that we provide to our customers and throughout this period will do all we can to minimise the impact on our services. While the country remains in lockdown we will continue to support your queries via a dedicated and experienced team that will be securely working from home, and supported by a Management Team that will continue to be based at our head office and who will be able to provide customer support as required.

The security measures that we have in place to protect your Personal Data, in line with our Privacy Policy, will mean that some elements of our personalised support are affected during this period as our support team will be working with anonymised data when working remotely. Freephone access to our Credit Analysts has been removed during this period while we focus our efforts on continuing to reply to all of your emails and secure messages within one working day.

Thanks for your understanding, and we hope to have full customer support available as soon as possible and wish you well during these challenging times.

Article by Richard Catlin - 7th December 2009

Do You Know Who Your Neighbours Are?

According to research revealed last week by a leading housing provider, one in three under 25s don’t even know the names of their neighbours. This number improves amongst older residents, but it’s still a surprising statistic.

At the same time, a survey by Abbey Mortgages found that as many as 95,000 people have moved home since 2007 because they couldn’t resolve differences with their neighbours.

You can’t really tell what your neighbours are going to be like until you actually move to a new area. But you can get a good idea of how people within any given postcode are rated across a wide range of indicators on checkmyfile.com – completely for free.

Simply type in any UK postcode and we’ll show you, amongst other things:

  • What the average credit rating is like, compared to your own.
  • What the average family make-up is like – is it mostly young couples with small children or older, retired people?
  • What the average level of education is.
  • What the main ethnic origin is.
  • How the 'social classification' looks and what it actually means.
  • What the average type of housing is in the local area, and the actual prices that different properties have sold for recently, including whether it’s an upward or downward trend.
  • Whether there is an increased risk of identity theft in the area.

We’ve also listed a selection of ‘celebrity postcodes’, so that you can compare how you rate compared to them. Check out what the view of your house is like from space too – and again see how it racks up against celebs like Simon Cowell.

Whilst you’re having a good nose around, check out how the people on your Christmas card list are rated as you tick them off. You might find that your boastful distant relative isn’t quite as posh as they’d like to think they are. You can check as many postcodes as you like, instantly, for free and completely anonymously.

The UK's First Provider Of Online Credit Reports

Launched 21 Years, 35 Million Credit Scores & 8 Million Credit Reports Ago

The UK's First Provider Of Online Credit Reports

Article by Paul Anderson-Riley

16th September 2020

How To Download And Print Your Credit Report

There are several different reasons you might need to print or share a copy of your Credit Report, such as assisting a mortgage advisor during an application, showing a specific entry to a lender, or even just to keep a physical copy for your personal records.

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Article by Tom Magor

24th January 2020

Am I On The Electoral Roll? How To Find Out

With the recent conclusion of the Electoral Register’s annual update, it’s vital that you ensure your Electoral Roll information has been added correctly to your Credit Report.

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Article by Jamie Mackenzie Smith

7th November 2019

Do I Have a CCJ? How To Find Out

If you have a County Court Judgment (CCJ) in your name, it can have a serious impact on your Credit Score and ability to borrow for the entire time it is active, as well as potentially affect the outcome of the checks carried out by prospective employers, landlords and insurers.

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