Covid 19 Status

In line with HM Government requirements to fight the spread of Covid-19 we have measures in place to ensure that we protect our staff, their families and the wider community, but also to ensure that there is minimal disruption to our customers.

Your access to online Multi Agency Credit Reports, Expert Help and Account Management remains unaffected. We take great pride in the support that we provide to our customers and throughout this period will do all we can to minimise the impact on our services. While the country remains in lockdown we will continue to support your queries via a dedicated and experienced team that will be securely working from home, and supported by a Management Team that will continue to be based at our head office and who will be able to provide customer support as required.

The security measures that we have in place to protect your Personal Data, in line with our Privacy Policy, will mean that some elements of our personalised support are affected during this period as our support team will be working with anonymised data when working remotely. Freephone access to our Credit Analysts has been removed during this period while we focus our efforts on continuing to reply to all of your emails and secure messages within one working day.

Thanks for your understanding, and we hope to have full customer support available as soon as possible and wish you well during these challenging times.

Geodemographic Data

Geodemographic data attempts to classify every postcode into one of around just 50 classifications. These are then used by marketing people to target goods and services and by others to site out of town shopping centres, or supermarkets. It is also used in credit scorecards to give a measure of risk, especially if other information is not available from anywhere else. The impact of geodemographic data on your Credit Score is relatively small compared to other things, such as your age or your residential status.

When putting together geodemographic data, statisticians use census based information, together with information derived from consumer questionnaires (for example, the ones that offer shopping vouchers in return), and data from Credit Reference Agencies. The full census only happens once every 10 years and consumers are increasingly giving less accurate responses to questionnaires, so it is inevitable that some postcodes will be classified incorrectly because of out of date census information or poor quality responses from questionnaires.

We think it's very important that this data should be easy to access and interpret, so that if there is any error or anomaly, this can be passed back to the people who own the data, so that the classification can be re-evaluated.

Over 20,000 people check postcodes on checkmyfile every day.

It's important to remember the limitations of trying to describe every area in the UK within the constraints of just 50 types. The general description is usually correct, but some of the detail may be very different.

Remember, we don't own the data so we can't amend it ourselves, but we can feed information back to the people who can.

Cameo

Cameo™ is owned by Eurodirect Marketing and is one of a handful of geodemographic databases that are commercially available in the UK. Another is Censation, which you can compare directly on checkmyfile.

Cameo™ classes every postcode into one of around 50 postcode classifications, which in turn are based on information from many sources including insolvency and court information, questionnaires and census data. Geodemographic data can often be one of the components of the calculation of some Credit Scores, can dictate the amount and type of junk mail you receive and is also used by retail stores and supermarkets to help locate new shops in areas mostly likely to suit their customers.

Please note that the same postcode can be classified quite differently by different geodemographic companies.

Censation

Censation™, owned by AFD Software, classifies every UK postcode using the latest and most comprehensive data about where people live, how affluent or deprived they are and what 'life stage' they are in. Information about housing, employment, qualifications - over 600 variables from the latest UK Census - are analysed together with residential and commercial data and then validated further using a life-style database.

There are several similar databases. You can compare how this postcode is rated in the Cameo database. Please note that classifications can and do differ on different databases.

Postcode Classifications

There are around 50 or so 'model' classifications for all postcodes in the UK. They are a general view of various aspects of a postcode, and rarely do all parts of the description of a postcode classification match every aspect of the actual postcode itself.

Because they are generalisations, they help marketing people to identify postcode areas that contain people with similar, but not exact, lifestyles across the UK.

House Prices

House price data is taken from HM Land Registry and reflects the actual prices paid, rather than the advertised sale prices. Don't forget that average prices can vary depending on the mix of type of houses sold in any year.

Your Region Compared To The UK

When comparing prices, don't forget that the UK figure is calculated from hundreds of thousands of prices, so is much more reliable than the average price for your region, which is usually based on data from a small handful of house transactions.

Sales

SW1A 2AA

Wealth & Credit Risk Indicators

Compare how the two geodemographic database providers Cameo and Censation describe properties and their residents in SW1A 2AA. This information is based on the postcode classification, so may not be representative of the actual mix of properties in this postcode.

Cameo

Censation

Number of directors

Postcode not classified

Not Provided

Income levels

Postcode not classified

Not Provided

Average age

Postcode not classified

Not Provided

Credit card ownership

Postcode not classified

Not Provided

Credit Risk

Postcode not classified

Not Provided

Unemployment level/ employment status

Postcode not classified

Not Provided

Social group

Postcode not classified

Unclassified

Employment type

Postcode not classified

Not Provided

Typical employer

Postcode not classified

Not Provided

Affluence

Postcode not classified

Not Classified

Holidays abroad

Postcode not classified

Not Provided

Qualifications

Postcode not classified

Not Provided

The derived wealth and credit risk will determine the type of junk mail and other advertising that residents receive.

Estimated Credit Score For Residents Of SW1A 2AA

909

Out of 1000

Public databases such as the Register of Court Judgments and Insolvency Records are combined with census data and 'lifestyle' information collected from questionnaires to evaluate the average financial risk in a postcode.

Find out for FREE how your own Credit Score compares to this estimated score, often used by marketing companies. The UK average postcode score is 750.

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SW1A 2AA has no classified social group

The 'social class' of a person tends to be based on occupation - each group can be defined as shown below.

Class

Definition

A

Typically includes professionals such as doctors, lawyers and dentists, chartered architects and engineers. Individuals with a large degree of responsibility such as senior executives and senior managers, higher grade civil servants and higher ranks of the armed services.

B

Made up of university lecturers, heads of local government departments, executive officers of the civil service, middle managers, qualified scientists, bank managers, police inspectors and senior ranks of the armed services.

C1

Typically comprising nurses, technicians, pharmacists, salesmen, publicans, clerical workers , clerical officers within the civil service, police sergeants and constables and senior non commissioned officers within the armed services.

C2

Comprises skilled manual workers who have served apprenticeships; foremen, manual workers with special qualifications such as long distance lorry drivers, security officers and other non commissioned officers within the armed services.

D

Includes semi-skilled and unskilled manual workers, including labourers and people serving apprenticeships; clerical assistants in the civil service, machine minders, farm labourers, laboratory assistants, postmen and all other members of the armed services.

E

Made up of Pensioners, casual workers, long term unemployed people, and others with relatively low or fixed levels of income.

Summary Information For SW1A 2AA

Every 10 years the Office for National Statistics undertakes a Census of all households in the UK with residents required, by law, to respond. The results are then checked and collated before being made available to the public.

Office for National Statistics

Locality

Not Returned

Post Town

Not Returned

Ward

St James's

Local Authority

Westminster

Parliamentary Constituency

Cities of London and Westminster

Primary Care Trust

Westminster

Latitude

51.50354

Longitude

-0.127695

Output Area Classification

Multicultural student neighbourhood

House Price History

House price data is taken from HM Land Registry and reflects the actual prices paid, rather than the advertised sale prices. Average prices can vary depending on the mix of type of houses sold in any given year. Hover your mouse over the graph, or tap the plot points for more information.

Detached

Semi-Detached

Terraced

Flat-Maisonette

Other

How Do Prices In Your Region Compare?

Volumes Of House Sales In City of Westminster

Property In SW1A 2AA

Cameo

Censation

Housing type

Postcode not classified

Not Provided

House size

Postcode not classified

Not Provided

Tenure

Postcode not classified

Not Provided

Property value

Postcode not classified

Not Provided

Identity Fraud In SW1A 2AA

Using the minus symbol zoom out the map until you see nearby fraud hotspots appear. These are updated on a daily basis.

If you are concerned about your exposure to identity fraud, you can use our free Identity Fraud Risk Estimator tool advice on how to reduce the chances of falling victim to this rare but nasty crime.

The best way to check for evidence of Identity Fraud against you is to check your Credit Report for credit accounts you don't recognise, credit searches you don't expect and association to unexpected addresses.

Check Your Multi Agency Credit Report

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Crimes Reported Within A 1 Mile Radius Of SW1A 2AA

Crimes Around SW1A 2AA

Families in SW1A 2AA

Cameo

Censation

Family composition

Postcode not classified

Many organisations mixed with low, transient population

Marital status

Postcode not classified

Not Provided

Students

Postcode not classified

Not Provided

Religion

Postcode not classified

Not Provided

Newspapers

Postcode not classified

Not Provided

Mail order response

Postcode not classified

Not Provided

Hours of sport

Postcode not classified

Not Provided

Weekly internet

Postcode not classified

Not Provided

Social media

Postcode not classified

Not Provided

Smartphone

Postcode not classified

Not Provided

Tablet

Postcode not classified

Not Provided

Online shopping

Postcode not classified

Not Provided

Online groceries

Postcode not classified

Not Provided

Online train

Postcode not classified

Not Provided

Online flights

Postcode not classified

Not Provided

Online holidays

Postcode not classified

Not Provided

Online fashion

Postcode not classified

Not Provided

Online books

Postcode not classified

Not Provided

Closest Services To SW1A 2AA

  • Schools
    Harris Westminster Sixth Form 505 metres
    Westminster School 539 metres
    Westminster Abbey Choir School 552 metres
    St Matthew's School, Westminster 728 metres
    Evelina Hospital School 0.54 miles
    The Grey Coat Hospital 0.6 miles
    Westminster City School 0.62 miles
    Soho Parish Cofe Primary School 0.64 miles
    Dld College London 0.65 miles
    Burdett-Coutts And Townshend Foundation Cofe Primary School 0.66 miles
  • Train Stations
    London Charing Cross Rail Station 538 metres
    London Waterloo Rail Station 0.63 miles
    London Waterloo East Rail Station 0.81 miles
    London Victoria Rail Station 0.92 miles
    London Victoria Rail Station 0.92 miles
    London Blackfriars Rail Station 1.19 miles
    Vauxhall Rail Station 1.22 miles
    Vauxhall Rail Station 1.22 miles
    City Thameslink Rail Station 1.26 miles
    Elephant & Castle Rail Station 1.41 miles
  • Airports
    London Heliport 3.23 miles
    London City Airport 7.87 miles
    Raf Northolt 12.95 miles
    Elstree Airfield 13.53 miles
    London Biggin Hill Airport 13.79 miles
    London Heathrow Airport 14.56 miles
    Stapleford Aerodrome 15.94 miles
    North Weald Airport 19.32 miles
  • Bus Stations
    Bressenden Place 0.81 miles
    Pimlico 1.04 miles
    Green Line Coach Station 1.13 miles
    Victoria Coach Station (Arr) 1.15 miles
    Victoria Coach Station 1.23 miles
    Elephant & Castle New Kent Rd 1.36 miles
    Baker Street 1.91 miles
    South Lambeth Rdstockwell Stn 2.12 miles
    Liverpool Street 2.13 miles
    Aldgate 2.39 miles
  • Hospitals
    St Thomas' 0.52 miles
    The Gordon Hospital 0.87 miles
    The Royal London Hospital For Integrated Medicine 1.29 miles
    National Hospital For Neurology And Neurosurgery, Queen Square 1.31 miles
    Great Ormond Street Hospital 1.33 miles
    Hospital For Tropical Diseases 1.39 miles
    The Heart Hospital 1.46 miles
    Bmi Fitzroy Square Hospital 1.49 miles
    Royal National Orthopaedic Hospital (Bolsover Street) 1.5 miles
    St Bartholomew's Hospital 1.51 miles
  • GP Practices
    Sic 360 metres
    The Alcohol Service 360 metres
    Westminster School 532 metres
    Connection At St Martins 643 metres
    Wellington Medical Centre 799 metres
    Baird Medical Centre 0.54 miles
    The Doctor Hickey Surgery 0.56 miles
    Turning Point 0.57 miles
    Westminster Daws 0.57 miles
    Ccg Pharmacist Prescribers 0.65 miles

Data Sources

The information in this report has been compiled using a variety of Open Data and paid data sets. These Open data sets are released to the public and are provided under their own specific copyright the notices of which are detailed below.

  • Contains Ordnance Survey data © Crown copyright and database right 2020
  • Contains National Statistics data © Crown copyright and database right 2020
  • Data produced by Land Registry © Crown copyright 2020
  • Crime data provided by the Home Office through data.police.uk under the Open Government Licence
  • House Price data is provided by HM Land Registry © Crown copyright 2017

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