Geodemographic Data

Geodemographic data attempts to classify every postcode into one of around just 50 classifications. These are then used by marketing people to target goods and services and by others to site out of town shopping centres, or supermarkets. It is also used in credit scorecards to give a measure of risk, especially if other information is not available from anywhere else. The impact of geodemographic data on your Credit Score is relatively small compared to other things, such as your age or your residential status.

When putting together geodemographic data, statisticians use census based information, together with information derived from consumer questionnaires (for example, the ones that offer shopping vouchers in return), and data from Credit Reference Agencies. The full census only happens once every 10 years and consumers are increasingly giving less accurate responses to questionnaires, so it is inevitable that some postcodes will be classified incorrectly because of out of date census information or poor quality responses from questionnaires.

We think it's very important that this data should be easy to access and interpret, so that if there is any error or anomaly, this can be passed back to the people who own the data, so that the classification can be re-evaluated.

Over 20,000 people check postcodes on checkmyfile every day.

It's important to remember the limitations of trying to describe every area in the UK within the constraints of just 50 types. The general description is usually correct, but some of the detail may be very different.

Remember, we don't own the data so we can't amend it ourselves, but we can feed information back to the people who can.

Cameo

Cameo™ is owned by Eurodirect Marketing and is one of a handful of geodemographic databases that are commercially available in the UK. Another is Censation, which you can compare directly on checkmyfile.

Cameo™ classes every postcode into one of around 50 postcode classifications, which in turn are based on information from many sources including insolvency and court information, questionnaires and census data. Geodemographic data can often be one of the components of the calculation of some Credit Scores, can dictate the amount and type of junk mail you receive and is also used by retail stores and supermarkets to help locate new shops in areas mostly likely to suit their customers.

Please note that the same postcode can be classified quite differently by different geodemographic companies.

Censation

Censation™, owned by AFD Software, classifies every UK postcode using the latest and most comprehensive data about where people live, how affluent or deprived they are and what 'life stage' they are in. Information about housing, employment, qualifications - over 600 variables from the latest UK Census - are analysed together with residential and commercial data and then validated further using a life-style database.

There are several similar databases. You can compare how this postcode is rated in the Cameo database. Please note that classifications can and do differ on different databases.

Postcode Classifications

There are around 50 or so 'model' classifications for all postcodes in the UK. They are a general view of various aspects of a postcode, and rarely do all parts of the description of a postcode classification match every aspect of the actual postcode itself.

Because they are generalisations, they help marketing people to identify postcode areas that contain people with similar, but not exact, lifestyles across the UK.

House Prices

House price data is taken from HM Land Registry and reflects the actual prices paid, rather than the advertised sale prices. Don't forget that average prices can vary depending on the mix of type of houses sold in any year.

Your Region Compared To The UK

When comparing prices, don't forget that the UK figure is calculated from hundreds of thousands of prices, so is much more reliable than the average price for your region, which is usually based on data from a small handful of house transactions.

Sales

HD2 2BJ

Wealth & Credit Risk Indicators

Compare how the two geodemographic database providers Cameo and Censation describe properties and their residents in HD2 2BJ. This information is based on the postcode classification, so may not be representative of the actual mix of properties in this postcode.

Cameo

Censation

Number of directors

Below average

Not Provided

Income levels

Slightly higher than average

Excess Under £10K

Average age

Slightly lower than average, Average

45 - 54

Credit card ownership

Average

Not Provided

Credit Risk

Low

Not Provided

Unemployment level/ employment status

Low

Many In Education

Social group

Market Town Mortgages

Determined Survivors

Employment type

Not Provided

Some elementary occupations

Typical employer

Not Provided

Some health

Affluence

Not Provided

Struggling

Holidays abroad

Above average

Not Provided

Qualifications

Average

Some with no qualifications

The derived wealth and credit risk will determine the type of junk mail and other advertising that residents receive.

Estimated Credit Score For Residents Of HD2 2BJ

560

Out of 1000

Public databases such as the Register of Court Judgments and Insolvency Records are combined with census data and 'lifestyle' information collected from questionnaires to evaluate the average financial risk in a postcode.

Find out for FREE how your own Credit Score compares to this estimated score, often used by marketing companies. The UK average postcode score is 750.

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FREE for 30 days, then £14.99 a month - cancel anytime

Residents classified as social group C2

The 'social class' of a person tends to be based on occupation - each group can be defined as shown below.

Class

Definition

A

Typically includes professionals such as doctors, lawyers and dentists, chartered architects and engineers. Individuals with a large degree of responsibility such as senior executives and senior managers, higher grade civil servants and higher ranks of the armed services.

B

Made up of university lecturers, heads of local government departments, executive officers of the civil service, middle managers, qualified scientists, bank managers, police inspectors and senior ranks of the armed services.

C1

Typically comprising nurses, technicians, pharmacists, salesmen, publicans, clerical workers , clerical officers within the civil service, police sergeants and constables and senior non commissioned officers within the armed services.

C2

Comprises skilled manual workers who have served apprenticeships; foremen, manual workers with special qualifications such as long distance lorry drivers, security officers and other non commissioned officers within the armed services.

D

Includes semi-skilled and unskilled manual workers, including labourers and people serving apprenticeships; clerical assistants in the civil service, machine minders, farm labourers, laboratory assistants, postmen and all other members of the armed services.

E

Made up of Pensioners, casual workers, long term unemployed people, and others with relatively low or fixed levels of income.

Summary Information For HD2 2BJ

Every 10 years the Office for National Statistics undertakes a Census of all households in the UK with residents required, by law, to respond. The results are then checked and collated before being made available to the public.

Office for National Statistics

Locality

Not Returned

Post Town

Not Returned

Ward

Greenhead

Local Authority

Kirklees

Parliamentary Constituency

Huddersfield

Primary Care Trust

Kirklees

Latitude

53.6572

Longitude

-1.799081

Output Area Classification

Achieving minorities

House Price History

House price data is taken from HM Land Registry and reflects the actual prices paid, rather than the advertised sale prices. Average prices can vary depending on the mix of type of houses sold in any given year. Hover your mouse over the graph, or tap the plot points for more information.

Detached

Semi-Detached

Terraced

Flat-Maisonette

Other

How Do Prices In Your Region Compare?

Volumes Of House Sales In Kirklees

Property In HD2 2BJ

Cameo

Censation

Housing type

Semi-detached

Some Semi-detached

House size

5-7 rooms

Not Provided

Tenure

Mortgage / Own Outright

Many social renting

Property value

Significantly below average

Less than £176K

Identity Fraud In HD2 2BJ

Using the minus symbol zoom out the map until you see nearby fraud hotspots appear. These are updated on a daily basis.

If you are concerned about your exposure to identity fraud, you can use our free Identity Fraud Risk Estimator tool advice on how to reduce the chances of falling victim to this rare but nasty crime.

The best way to check for evidence of Identity Fraud against you is to check your Credit Report for credit accounts you don't recognise, credit searches you don't expect and association to unexpected addresses.

Check Your Multi Agency Credit Report

FREE for 30 days, then £14.99 a month - cancel anytime

Crimes Reported Within A 1 Mile Radius Of HD2 2BJ

Crimes Around HD2 2BJ

Families in HD2 2BJ

Cameo

Censation

Family composition

Average have children, High couples, Low singles, Above Average, families

Empty nests and seniors

Marital status

Not Provided

Many widowed

Students

Below Average

Not Provided

Religion

Not Provided

Some christian

Newspapers

Tabloid / Middle Market

Some popular

Mail order response

Not Provided

Some Frequent

Hours of sport

126

Not Provided

Weekly internet

0-5hrs

Not Provided

Social media

Average

Not Provided

Smartphone

Slightly higher than average

Not Provided

Tablet

Above average

Not Provided

Online shopping

Less than once a month

Not Provided

Online groceries

No

Not Provided

Online train

No

Not Provided

Online flights

No

Not Provided

Online holidays

No

Not Provided

Online fashion

Yes

Not Provided

Online books

No

Not Provided

Closest Services To HD2 2BJ

  • Schools
    St Patrick's Catholic Primary School, Huddersfield 0 metres
    Edgerton College 393 metres
    The Mount School 423 metres
    Birkby Infant And Nursery School 525 metres
    Birkby Junior School 0.6 miles
    Huddersfield Grammar School 0.8 miles
    Paddock Junior Infant And Nursery School 0.97 miles
    Spring Grove Junior Infant And Nursery School 0.97 miles
    Lindley Church Of England Infant School 0.99 miles
    Lindley Junior School 1 miles
  • Train Stations
    Huddersfield Rail Station 0.84 miles
    Lockwood Rail Station 1.55 miles
    Deighton Rail Station 2.08 miles
    Berry Brow Rail Station 2.51 miles
    Brighouse Rail Station 2.94 miles
    Honley Rail Station 3.46 miles
    Slaithwaite Rail Station 4.09 miles
    Brockholes Rail Station 4.33 miles
    Mirfield Rail Station 4.47 miles
    Halifax Rail Station 4.94 miles
  • Airports
    Leeds Bradford Airport 15.49 miles
  • Bus Stations
    Huddersfield Road Ings Grove Park 4.36 miles
    Ings Grove Park Huddersfield Road 4.37 miles
    Halifax Bus Station 5.28 miles
    Midhope Cliff Lane 11.84 miles
    Woodhead Road 12.24 miles
    Union Street 12.49 miles
    Midland Hotel 13.36 miles
    Victoria Road 13.87 miles
    Kirkgate 14.35 miles
    Dyer Street Coach Station 14.43 miles
  • Hospitals
    Bmi The Huddersfield Hospital 132 metres
    Huddersfield Royal Infirmary 0.72 miles
    Cygnet Lodge Brighouse 2.49 miles
    Cygnet Lodge Brighouse 2.49 miles
    Spire Elland Hospital 2.49 miles
    Calderdale Royal Hospital 4.09 miles
    Cygnet Hospital Wyke 5.03 miles
    Holmevalley Memorial Hospital 5.45 miles
    Dewsbury And District Hospital 6.79 miles
    Priory Hospital Dewsbury 7.97 miles
  • GP Practices
    Dr Khaliq 677 metres
    Marsh Surgery 689 metres
    Westbourne Surgery 0.52 miles
    Dr Edara & Partner 0.61 miles
    Dr Glencross 0.65 miles
    Dr Ahmed & Partners 0.69 miles
    Huddersfield Anticoagulation Service 0.72 miles
    The Lindley Group Pract. 0.78 miles
    The Grange Group Practice 0.81 miles
    Moorfield Prim. Care Ctr.1 0.81 miles

Data Sources

The information in this report has been compiled using a variety of Open Data and paid data sets. These Open data sets are released to the public and are provided under their own specific copyright the notices of which are detailed below.

  • Contains Ordnance Survey data © Crown copyright and database right 2018
  • Contains National Statistics data © Crown copyright and database right 2018
  • Data produced by Land Registry © Crown copyright 2018
  • Crime data provided by the Home Office through data.police.uk under the Open Government Licence
  • House Price data is provided by HM Land Registry © Crown copyright 2017

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