Know your fileGrow your score

Your credit score and most detailed report

Start your journey to better credit health with a complete view of your credit report and credit score. By collating data from Experian, Equifax and TransUnion, we help you know where you stand and how to grow. Whatever your number, whatever your goal.
Check your credit score

Take your credit health into your hands

Managing your credit health is about so much more than knowing your credit score. From joint accounts to registering to vote, your credit history is as colourful as your life history. That’s why Checkmyfile lets you see it all.
An example of a line graph charting the level of someone's borrowing over the course of three months. There are three lines representing different accounts: one blue, one pink, one brown.
An example of how a customer's search history is displayed in their Checkmyfile account. There are three bar charts, one each for the months of July, August, and September.
Checkmyfile score
An example of how a customer's borrowing timeline is displayed in their Checkmyfile account. The timeline is centred on the month of October, with a green tick below accompanied by the text, 'Opened an HSBC account'.
A green oval shape with a darker green arrow pointing upwards. It says, '35 points' on the oval shape.
An example of how a customer's score tracker is displayed in their Checkmyfile account. A line graph is shown rising upwards against a gradient of the Checkmyfile brand colours, ranging from off-white through yellow and orange to pink. A credit score of '632' is displayed on a white box below the line graph.
A green rectangle shape with black text saying, 'Confirmed on the Electoral Roll'. There is a green tick to the left of the text.
Black text on a white background that says, 'You have a new financial association'. There's a small icon to the left of it featuring the silhouettes of two people on a blue square background.
Step 1

Know your file

The first step towards growing is knowing. It's why with Checkmyfile you get an independent, holistic view of your credit history. Because the fuller the picture, the better your progress.

See where you’ve been

Get up to six years of credit history from Experian, Equifax and TransUnion broken down into one manageable format

Credit report payment history

Where you can improve

Let us help you correct any errors and look into any problems affecting your credit score

Improve your credit score

Where you’re spending

Keep up to date with your spending and borrowing habits across all of your key credit accounts

An example of a line graph charting the level of someone's borrowing over the course of three months. There are three lines representing different accounts: one blue, one pink, one brown.
Step 2

Grow your credit score

With a clearer picture of your past, we can give you clear, actionable steps to focus on your present — and progress towards the future. And with daily updates, it's easier than you might think.

The full picture

We show you how each factor in your file affects your credit score, helping you connect the dots and plan for the future

Mobile phone displaying a credit score of 762

Up, up and hooray

We’ll help you identify actions to help you raise your credit score, and celebrate the little wins along the way

Habits for a lifetime

Once your credit score is on the up, we arm you with the know-how you need to keep it rising

Notifications listed on a mobile phone screen

Meet the Advancers

Thousands have already taken control of their credit health.

Rupert

Checkmyfile was an absolute breeze. It was a very easy process, very transparent and enormously helpful. It provided comprehensive information about my financial position and if there was anything unpleasant lurking in my credit history.

Amber

There were certain payments that I missed that I didn’t think would impact my score so much, because prior to that my credit report was perfect. We're working on our goal to remortgage our house and get a bigger property, our progress has been steady.

Adrian

There is nothing scarier than being a victim of fraud. My feelings before were really worried about what was going to happen, what could be out there that I didn’t know about. Once everything was fixed on my credit report, it was a massive weight off my mind.

See us as your score support

We don’t just stick to the shadows. With your subscription, if you ever need a hand, we’re here to help. We’ll make what once felt ambitious feel way more achievable.

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Every day score impactors

An example of how someone's account looks on a mobile device. The mobile screen shows the Electoral Roll section of their credit file. A green box with the text 'Confirmed on the Electoral Roll' is in the centre of the screen, with a list of addresses beneath it.

Practice makes perfect

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