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Press Pack


We value the press coverage we receive and strive to respond to all press enquiries in a timely manner. For independent commentary on all credit and privacy related matters, please contact us on 01872 308 648.

checkmyfile at a glance

  • The UK market leader in the provision of online credit files to consumers
  • Online since March 2000
  • Independently owned
  • First in the UK to provide online consumer access to credit files
  • First in the World to provide consumers with access to credit scores
  • Provides credit reports from all 3 credit reference agencies
  • Free provision of credit scores and postcode based information
  • Over 1.5 million registered customers
  • Free identity theft prevention services to consumers
  • Free credit-matching services help consumers to find willing lenders based on their credit score
  • Publishes an annual survey on bank and credit card satisfaction - the Banking and Credit Card Survey - one of the largest of its type in the UK

Company information

checkmyfile stands alone in the UK as the only provider of online credit reports from all three credit reference agencies. We present credit information from each in the same format, making it easier for consumers to understand and compare them. Uniquely, we explain the very important differences between the public credit files that are available to most UK companies, landlords and employers, and the full private credit files that are available only to the top 200 or so credit grantors.

We have pioneered the provision to consumers of online credit reporting, credit scoring, identity theft solutions and precision credit-finding services.

Our accessibility through freephone on 0800 612 0421 or through email and our standard and speed of customer service sets us apart from our competitors.

Our independence enables us to give expert analysis of credit file information, providing professional advice for those who find errors on their files or who need help in understanding credit jargon. Where we can, we raise and resolve disputes with the agencies on behalf of consumers.

We provide these services either free, or at very low cost to the consumer, who is offered the most extensive range of payment options in the market.

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The founders

Barry Stamp
Founder and Joint Managing Director

Barry has wide experience of consumer and corporate credit, gained initially at NatWest and Barclays, then as Mortgage Manager of US insurer Lincoln National, Director and General Manager of Business Loans, Director of The National Mortgage Bank, Senior Executive at Bass and Director and General Manager of Experian, and Managing Director of Credit Research. He is an advisor on the influential Institute of Credit Management Technical Advisory Committee, which gives feedback to the Government on credit issues. His published works include the legal and consumer credit chapters of ‘Tolley’s Effective Credit Control’ (Butterworths), ‘Advanced Credit Management’ (ICM), ‘Identity Theft – Prevention and Victim Assistance’ (CRA) and ‘Identity Theft – Self Help Kit’ (Lawpack). He is often consulted by the industry and by the media on matters relating to credit scoring and identity theft.


Peter Kent
Founder and Joint Managing Director

After reading Mathematics at Bedford College, University of London, Peter’s initial background was as a programmer with stockbrokers L Messel & Co, followed by spells as a Systems Analyst with Leeds Permanent Building Society, and a European Systems Manager at Sperry Vickers. He joined National Home Loans Corporation at its inception to devise the strategic IT direction and run the IT, HR and Facilities functions for the group. A Director of NHLC and trustee of its Pension Fund, Peter was also appointed Director of Midlands Residential Corporation before joining Prudential Banking, where Peter was responsible for the development of the IT and operational vision for Egg and the successful implementation of the www.egg.com website. He has also played a major part in the definition of the Egg IT architecture and the due diligence inspections for Egg’s acquisition programme.

checkmyfile in the Press


12 July 2009
Credit scores wrecked as lenders ignore transparency guidelines


05 July 2009
Ways to keep your credit rating clean


26 May 2009
How to turn yourself into a model borrower


25 May 2009
What your postcode reveals about you


04 December 2008
Will your credit be crunched?


17 October 2008
How to boost your credit score


08 June 2008
New Barclays deal could be a switch-off


09 February 2008
How to stop your credit limit from being slashed


03 February 2008
Guide to avoiding the mortgage pain


27 January 2008
They foul up your credit file but still financial firms play God


17 December 2007
Kathryn Cooper explains how you can protect yourself from call centre fraud


14 December 2007
How to Improve your Credit Rating


25 November 2007
How to guard against ID fraud threat


24 November 2007
Ten ways to protect yourself from fraud


10 November 2007
Am I a victim of the credit crunch?


04 November 2007
Banks are adding to innocent customers' woes by not updating credit-rating agencies' files


13 September 2007
Call centre postcoding: How much longer will we be able to live in a free society?


22 July 2007
What is it about you that lenders keep saying 'no'?


11 June 2007
Missing Dad on Father's Day?


12 January 2007
Bank plans 'breach rights of customers'


07 December 2006
Third of Brits Risk Poor Credit Rating Due to Missed Phone Payments


18 November 2006
Security raised over laptop theft


19 December 2005
Online fraud set to soar this Christmas


09 December 2005
OFT to investigate payment protection insurance


08 November 2005
Where did it all go wrong?


03 November 2005
Advice for home movers


30 October 2005
Warning for shoppers as credit card companies gear up for festivities


25 October 2005
Credit Bill 'fails to protect consumer'


22 October 2005
'Tis the season to be aware of folly


24 September 2005
Hounded for repayment of someone else's debt


16 July 2005
Why can't I get credit?

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The cheapest way to buy your credit files online. Choose either your public credit report, or your full credit report.

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View profiles of any postcode and check out recent house prices, all for FREE.

Unlimited access and totally confidential.

Identity Theft

Identity Theft?

Find out for FREE how to raise your defences against this fast growing crime using advice based on your lifestyle and where you live.

Most cost nothing, just small changes to your daily habits, and can significantly reduce the chances of falling victim.

Free Identity Theft check here

Annual surveys

Every year we ask our
1.5 million customers to tell us about their banks, credit card companies and mortgage lenders and publish our findings.

We then advise you which lenders you can rely on, and which to avoid. We never recommend the services of any company that our customers don't rate.

View our survey results here

Some key facts

In March 2000, we were the first to provide credit reports online to UK consumers - three years before any other company.

With over 1.5 million customers and helping tens of thousands of people every day, we help people to understand the information held about them.

Privately owned, we are totally independent and are UK market leaders.

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