Credit Report
The UK's only Multi Agency Credit Report - see more than twice the information
The most advanced online Credit Report available in the UK by far. Your Credit Report is different depending on which credit reference agency lenders use - if you need to check your Credit Report, we make sure you get the most comprehensive Credit Report available.
Compare accounts held at two agencies
See a summary of your past and present financial commitments, such as credit cards, mortgages and mobile phone contracts, as shown on Callcredit and Equifax Credit Reports.
Spot problem accounts on your Credit Reports
See the current status of each account, as well as the worst one - helping you to quickly spot any problems which are affecting your credit standing, to identify dormant accounts that need to be closed, and to watch for early signs of identity fraud.
Dig deeper into any of your credit accounts
Click on any account to see really comprehensive details, as reported on your Callcredit and Equifax Credit Reports, enabling you to explore the balance, limit and repayment history.
See where your financial commitments are
The coloured segments of the pie chart shows how the total borrowings shown on your Credit Report are split between five different types of credit, helping you to understand clearly where you owe money.
Too much credit card debt on your Credit Report?
Using the detailed breakdown of the amounts outstanding in each type of credit, you can identify whether you can save money either by consolidating static credit card balances to lower cost loans, or by switching balances to a new credit card with an introductory 0% balance transfer offer.
Track your overall financial fortunes
If you subscribe to our Credit Report Monitoring service, you will be able to monitor how the total borrowings shown on your Credit Report are moving over time. If you have switched card debt to a 0% card, or have consolidated to a loan, you should see your overall borrowings decrease.
See how your borrowing has evolved
Accounts reported on your Callcredit Credit Report are 'aged' to show a representation of how much you have owed in total at any point over the last 6 years and to enable you to see any trends.
Check your history by the type of credit
Opt to view your total credit, or instead focus only on one category of borrowing. Select your mortgage and see how it has changed with house moves or repayment of the overall borrowing, spot fluctuations in your Credit Card borrowing, or see the effect of debt consolidation and watch loans being repaid over time.
Find out who is financially associated to you
See who appears on your Callcredit, Equifax and Experian Credit Reports as being financially associated to you and who impact on your ability to get credit. Usually these are people you hold a joint account with. The impact of another person on your Credit Report can be good or bad.
Get help to remove incorrect financial associations
Use our online tool to remove inappropriate people from your Callcredit, Equifax and Experian Credit Reports, and get support from our professionally qualified Credit Analysts who will guide you through the process at each credit reference agency - speeding up the time it takes to get 'disassociated'.
We were the first to provide online Credit Reports to consumers in the UK and are the only source of Multi Agency Credit Reports. Follow the links below to learn more about what makes our Credit Report the UK's most comprehensive, by far, as well as giving the very best value for money.
Or if you prefer, purchase a one-off Credit Report