We use a minimal number of cookies to enhance your browsing experience - you can change your settings at any time.
The UK's only Multi Agency Credit Report

Take a FREE 30-day no obligation trial. Call us free on 0800 612 0421 from 8am to 6pm today.

Forgotten Password? Not a Customer? Sign Up

FREE Multi Agency Credit Report

See more than twice the information compared to any other UK Credit Report

Our Credit Report Monitoring service features:

Multi Agency Credit Reports

FREE checkmyfile Credit Scores & Ratings

FREE Identity Theft Assistance

Independent, Impartial, Expert Advice

See your Credit Report FREE

30 Day Trial - Cancel Anytime


More about Multi Agency Credit Reports

Mortgage Valuation

Definition of 'Mortgage Valuation'

A valuation, carried out by an agent appointed by and acting on behalf of your mortgage lender, of the property that you want to buy. This is not a survey and should not be relied on as such. Usually the surveyor will use comparisons from local house sales to provide an estimated value to the property. Normally this will contain a description of the house, confirmation of whether any special reports are required such as metalliferous or coal mining reports as well as a general description of the condition of the property. This can include issues such as if there is any structural movement or damp present. They can also place a recommended retention on any mortgage advance until recommended works are undertaken.

See also Kerbside valuation and Structural Survey.

Browse All Definitions

Use the links below to locate the term you are looking for. If you can't locate it, please get in touch.

Accepted Payment Methods: VISA, MasterCard and Direct Debit

© Copyright Credit Reporting Agency Ltd 2000 to 2015. All Rights Reserved.

Authorised and regulated by the Financial Conduct Authority

United KingdomAustraliaGive Me Credit United States

Customer Feedback