The UK's Only
Multi Agency
Credit Report

See the bigger picture

See Your Multi Agency Credit Report Free

Try it FREE for 30 days, then £14.99 a month - cancel anytime

Try it FREE for 30 days, then £14.99 a month
Cancel anytime

More Than Just A Score

The UK'S Most Detailed Online Credit Report

  1. See your data* from 4 Credit Reference Agencies, not just 1
  2. Get an independent view with your checkmyfile Credit Score
  3. FREE Identity Fraud Assistance if you fall victim
  4. Really easy to cancel - by Freephone or even online
  5. We guarantee never to sell your personal data
  6. Find out why we are highest rated on Trustpilot
See Your Multi Agency Credit Report Free

Try it FREE for 30 days, then £14.99 a month - cancel anytime

Try it FREE for 30 days, then £14.99 a month
Cancel anytime

The UK's Only Multi Agency Credit Report

See Your Credit Report Free

30 days FREE then £14.99 a month - Cancel anytime

See the Bigger Picture

Data* from 4 Credit Reference Agencies

See more detail than anywhere else

Cancel easily anytime,even online

FREE Identity Fraud Assistance

Highest rated on Trustpilot

Compare What's Held About You

See Which Accounts Are On Your Credit Report

Simple line-by-line comparison lets you check that the information held about you by Callcredit and Equifax matches up. The combined list of accounts reported by Callcredit and Equifax cover those reported by Experian in virtually all cases, so you can keep an eye on what's being reported about you, in one place.

Check What's Being Reported

Ensure Your Payments Are Correctly Recorded

Check that all reported information is correct including whether or not you have made payments, your personal details and whether the agreements you have are correctly reflected. Look for accounts that are not closed properly and see how your balance and limits where applicable have changed over time.

Monitor Your Use Of Credit

At A Glance View Of Your Borrowings By Type

See how your total borrowings on Mortgages, Personal Loans, Credit Cards and Other accounts have changed over the last 6 years, and keep a track of the overall position currently being reported by organisations on your Credit Report. If you are looking to reduce or restructure your debt, track how your borrowing picture changes.

Make It Your Own

Personalise Your Credit Report

To help you recognise your accounts, to associate them to a more personal purchase such as a car, to an investment in home improvements, or if you have multiple accounts with the same organisation such as a personal and joint current account, you can change the name of the provider on your Credit Report.

Compare what different Credit Reference Agencies hold about you, with simple line-by-line comparison

Ensure your payment history is recorded correctly and see how your balances and limits have changed over time

Confirm you're listed on all 4 versions of the Electoral Roll, as reported by Callcredit, Crediva, Equifax and Experian

Change the name of providers to personalise your Credit Report to help you recognise your accounts.

The UK's First Provider Of Online Credit Reports

Launched 18 Years, 35 Million Credit Scores & 8 Million Credit Reports Ago

The UK's First Provider Of Online Credit Reports

See How You Score

An Independent View Of Your Credit Score

Lenders generally use their own system to work out your Credit Score based on the information in your Credit Report and they often check your information at more than one Credit Reference Agency. Your checkmyfile Credit Score is based on all of the Credit Report information we gather from Callcredit, Crediva, Equifax and Experian to help you better understand how you are likely to be assessed when applying for credit.

Understand What Is Affecting Your Credit Score

See at a glance how the information in your Credit Report affects your checkmyfile Credit Score both positively and negatively. Find out if any differences between what's held at the 4 agencies affects you and get tips on how to improve your score and resolve any issues which are negatively affecting you.

See Your Multi Agency Credit Report Free

Try it FREE for 30 days, then £14.99 a month - cancel anytime

Try it FREE for 30 days, then £14.99 a month
Cancel anytime

An Independent View Of Your Credit Score

Your checkmyfile Credit Score is uniquely based on data from Callcredit, Crediva, Equifax and Experian, giving you a more accurate idea of how you're likely to be assessed by lenders when you apply.

Understand What's Affecting Your Credit Score

See how differences in data held by each agency affect your Credit Score, and get tips on correcting errors and improving your score.

Who Is Financially Associated To You?

See who is reported by Callcredit, Equifax and Experian as being financially associated to you and who impacts on your ability to get credit. Usually these are people you hold a joint account with. The impact of a financial association can be good or bad.

Get help to remove incorrect financial associations

Use our online tool to remove inappropriate people from your Callcredit, Equifax and Experian files, and get support from our professionally qualified Credit Analysts who will guide you through the process at each Credit Reference Agency - speeding up the time it takes to get 'disassociated'.

See Your Multi Agency Credit Report Free

Try it FREE for 30 days, then £14.99 a month - cancel anytime

Try it FREE for 30 days, then £14.99 a month
Cancel anytime

See Financial Associations

See who is reported by Callcredit, Equifax and Experian as being financially associated to you and how they impact your ability to get credit.

We'll Help Fix Errors

Let us do the hard work for you in removing any links that shouldn't be on your Callcredit, Equifax and Experian files – speeding up the process.

See Your Credit Report Free

30 days FREE then £14.99 a month - Cancel anytime

Electoral Roll Check

Confirm you are correctly listed on the version of the Electoral Roll reported by Callcredit, Crediva, Equifax and Experian

Identity Fraud Check

Get details of Cifas fraud warnings and protective registrations recorded on your Credit Report with Callcredit and Equifax

Court Record Check

Check for any Court Judgments or Insolvency records recorded against you at Callcredit, Crediva, Equifax and Experian

See how your current borrowing is reported and how your accounts have changed over the last 6 years.

Get details of Cifas fraud warnings and protective registrations recorded with Callcredit and Equifax.

Check for any Court Judgments or Insolvency records recorded against you at different Credit Reference Agencies

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We have loads of great customer reviews

The Only Source Of Multi Agency Credit Reports

We were the first company in the UK to provide online access to Credit Reports to consumers.

See Your Credit Report Free

30 days FREE then £14.99 a month - Cancel anytime