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A white house on a green background.Mortgage

Is it better to rent or buy a house in the UK?

Learn more about the costs involved, potential advantages, and disadvantages of buying and renting.

Black circle with a British pound sign in the middle on mint green background.Credit

How does Klarna work in the UK?

With new rules coming into place for Buy Now, Pay Later (BNPL) services, you may be wondering how it works – and if it’ll affect your credit score.

Black circle with a British pound sign in the middle on mint green background.Credit

Does Klarna affect your credit score?

Does Klarna affect your credit score? Find out how Klarna's payment plans are reported and what you can do to protect your credit rating.

Black, bold question mark icon on mint green background.Credit Score

Good credit score but declined a phone contract? Here’s why

Discover potential reasons for rejection and how to improve your chances with Checkmyfile.

White right-facing arrow icon on a navy blue background.Payments & Borrowing

Does PayPal Buy Now Pay Later impact your credit score?

Discover how PayPal's credit services differ and how they may impact your credit score. Learn if it helps or hurts your credit and what to watch for.

Cartoon graphs and arrows on an earth coloured background.Credit Score

Tips on how to improve your credit score

Discover strategies to help improve your credit score, from paying bills on time to managing balances. Steps worth taking, progress worth making.

Male student wearing a blue shirt and carrying a bag.Credit Score

Does your student loan affect your credit score?

Student loans differ from other types of borrowing. Learn how they could impact future credit applications and what appears on your credit report.

A taupe brown pound sign within a black circle, that is part of a larger taupe background.Debt

What is unsecured debt?

Learn how it differs from secured debt and the potential consequences for breaching loan agreements.

Bold black tick icon on a mint green background.Credit card

How much is the minimum payment on a credit card?

Find out how credit card issuers calculate the minimum payment, where to check it, and the effects of only paying the minimum.

A black exclamation mark on a sky blue background.Credit Score

Does having multiple bank accounts affect your credit score?

Opening and managing multiple bank accounts could affect your credit score. Here’s everything you need to know.

A bold black question mark icon on a sky blue background.Payments & Borrowing

Does PayPal Pay in 3 affect my credit score?

Learn how Pay in 3 could impact your credit rating and what you need to know before applying.

A black shield on a peach background, with a peach cross in the middle of the shield.Fraud

What is first-party fraud and how could it affect you?

Many assume there’s nothing wrong with first-party fraud, but the consequences could affect your credit score.

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