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Does financing a car build your credit score?

Explore how having a car on finance can build and improve your credit score and how it might damage your credit rating if you’re not careful.

Black house icon on a bright pink background.Payments & Borrowing

Why are energy prices so high in the UK?

Learn about why energy prices are still high, the factors affecting wholesale energy costs, and the effect of the energy price cap.

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What is a tenant credit check?

Landlords use tenant credit checks to verify your identity and to help determine if you’ll be a good tenant. Here’s what to expect from these checks.

Black house icon on a bright pink background.Mortgage

Freehold vs leasehold: Pros and cons in the UK

Learn the difference between freehold and leasehold property, and the future reforms in the UK.

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Can you go over your credit card limit?

What happens if you do? Uncover all you need to know about credit card limits.

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What does APR mean on a credit card?

Learn about annual percentage rate: how it works, the different types, and additional fees to keep in mind.

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How does closing a bank account affect your credit score?

Read on to find out what you should do before closing a bank account and the impact it can have.

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What is unsecured debt?

Learn how it differs from secured debt and the potential consequences for breaching loan agreements.

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How do credit cards work?

Weigh up the benefits and risks, and how credit cards can affect your credit score.

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What is a 999 credit score and how to get one

Learn how a 999 credit score is calculated, what it means, and how you could take steps towards getting one.

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What is a credit limit?

Learn how it’s determined, how to increase it, and what happens if you exceed it.

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Does Klarna affect your credit score?

Does Klarna affect your credit score? Find out how Klarna's payment plans are reported and what you can do to protect your credit rating.

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