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A white question mark on a plum red background.Credit Report

Does rent appear on my credit report?

Rent payments typically don't appear on credit reports automatically. Learn how you could add them and the ways they could affect your credit score.

Solid black house icon on a sky blue background.Mortgage

Whose Credit Score is Used on a Joint Mortgage?

If you’re looking to buy a home with someone else, you may be wondering how your credit scores will impact your mortgage. Let’s look at the details.

White bold question mark symbol on a dark brown background.Regulations

When do you start paying stamp duty in the UK?

Learn all about the different stamp duty rules in the UK, along with exceptions that may apply to you.

Solid black house icon on a sky blue background.Mortgage

Understanding buy-to-let and residential mortgages

Learn the difference between buy-to-let and residential mortgages, how they work, who can get one, and what you need to qualify.

Cartoon British postbox with a letter, clouds and an orange address pinMortgage

Big changes to stamp duty – what it means for your credit score

Here’s everything you need to know about the stamp duty changes being introduced in April 2025 and how they could affect you and your credit score.

Man in a blue t-shirt stood holding a large moving box.Mortgage

Does a Mortgage In Principle affect your credit score?

Learn how a Mortgage In Principle impacts your credit score, whether a credit check is needed, and why it matters. Get the facts today.

Cartoon stack of papers with cartoon credit card and pound signs on a light beige background.Credit card

Can you apply for more than one credit card?

Can you apply for more than one credit card or have multiple credit cards in your name? Here’s what you need to consider.

Cartoon stack of papers with cartoon credit card and pound signs on a light beige background.Credit card

Can you go over your credit card limit?

What happens if you do? Uncover all you need to know about credit card limits.

A taupe brown pound sign within a black circle, that is part of a larger taupe background.Debt

What is unsecured debt?

Learn how it differs from secured debt and the potential consequences for breaching loan agreements.

A black shield on a peach background, with a peach cross in the middle of the shield.Fraud

What is first-party fraud and how could it affect you?

Many assume there’s nothing wrong with first-party fraud, but the consequences could affect your credit score.

Woman with short hair and glasses, stood with arms folded in front of some desks.Bank account

How does closing a bank account affect your credit score?

Read on to find out what you should do before closing a bank account and the impact it can have.

Black downward pointing arrow symbol on an orange background.Credit Score

Why has my credit score gone down? 14 reasons

Wondering why your credit score dropped? Discover 14 common reasons for a lower credit score and learn tips to help improve it.

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