my files
Showing 84 results
What type of search will I see on my credit report?
Guide
2 min read
Searches
Why would I have an arrangement to pay on my report?
Guide
2 min read
Payments & Borrowing
How do I update the credit reference agencies with my CCJ status?
Guide
1 min read
Court Information

Do credit applications affect my credit score?
Guide
5 min read
Searches
How do I notify the Insolvency Service that I have completed my IVA?
Guide
1 min read
Court Information
How long does an Individual Voluntary Arrangement stay on my report?
Guide
2 min read
Court Information
Do credit applications appear on my credit report?
Guide
2 min read
Searches
What type of fraud alert will I see on my credit report?
Guide
2 min read
Fraud Alerts & Notices
Why has my account been duplicated?
Guide
1 min read
Credit Report

Should I be worried about the Cifas fraud alerts on my credit report?
Guide
5 min read
Fraud Alerts & Notices
When will my Electoral Roll registration show on my credit report?
Guide
3 min read
Addresses & Electoral Roll
How do I update my Electoral Roll details during the annual canvass?
Guide
1 min read
Addresses & Electoral Roll

Will my alias affect my credit score?
Guide
3 min read
Associations & Aliases
How can I dispute the CCJ information on my report?
Guide
2 min read
Court Information

What should I do about fraudulent payments on my account?
Guide
3 min read
Fraud

How often is my credit report updated?
Guide
4 min read
Credit Report
Why is there no information on my credit report?
Guide
2 min read
Credit Report
Why is my bank account not showing on my credit report?
Guide
1 min read
Credit Report
Understanding payment markers on your Checkmyfile report
Guide
3 min read
Payments & Borrowing
How do late payments show on my report?
Guide
2 min read
Payments & Borrowing

What is a good credit score on Checkmyfile?
Guide
4 min read
Credit Score
How do I allow Checkmyfile to use my device for verification?
Guide
2 min read
Getting Started
How do I change my current address?
Guide
1 min read
My Account

How do I manage my subscription?
Guide
1 min read
My Account
How do I change the name on my account?
Guide
2 min read
My Account
Your Checkmyfile score
Guide
2 min read
Credit Score

There’s an account on my credit report that I don’t recognise
Guide
3 min read
Payments & Borrowing
Why don’t the default dates on my accounts match my insolvency?
Guide
2 min read
Payments & Borrowing
Why is there a suppressed account on my credit report?
Guide
1 min read
Payments & Borrowing
The accounts in my insolvency are still showing on my credit report
Guide
1 min read
Court Information
Why does my account still show in default even though I'm paying it?
Guide
1 min read
Payments & Borrowing
What should I do about my previous Electoral Roll listings?
Guide
1 min read
Addresses & Electoral Roll
Why do I have government and insurance searches on my report?
Guide
2 min read
Searches
Why does my financial associate’s activity show in the ‘Searches’ section of my credit report?
Guide
2 min read
Searches
How do I add a Notice of Correction to my credit report?
Guide
1 min read
Fraud Alerts & Notices

How to save your credit report
Guide
2 min read
Credit Report
Why can’t I sign up with my hotel/hospital, uni, or barrack address?
Guide
1 min read
Getting Started
My account is blocked, what should I do?
Guide
1 min read
My Account
How do I change my email address?
Guide
1 min read
My Account
How do I reset my password?
Guide
1 min read
My Account
How do I change my payment details?
Guide
1 min read
My Account
How do I add my mobile number to my account?
Guide
1 min read
My Account

Why is it important to register on the Electoral Roll?
Guide
7 min read
Addresses & Electoral Roll
How does credit utilisation affect me?
Guide
1 min read
Payments & Borrowing
The effects of a repossession
Guide
2 min read
Payments & Borrowing
How do I dispute an address link?
Guide
2 min read
Addresses & Electoral Roll

Linked addresses: why and how?
Guide
4 min read
Addresses & Electoral Roll
What is a voluntary termination?
Guide
1 min read
Payments & Borrowing
What is an address link?
Guide
2 min read
Addresses & Electoral Roll
What is the Electoral Roll?
Guide
2 min read
Addresses & Electoral Roll

Why have I dropped off the Electoral Roll during the annual canvass?
Guide
2 min read
Addresses & Electoral Roll
How to update credit reference agencies with Electoral Roll details
Guide
1 min read
Addresses & Electoral Roll
How do I remove a financial association?
Guide
1 min read
Associations & Aliases
Can a financial association affect a credit application?
Guide
2 min read
Associations & Aliases
What happens when you default on an account?
Guide
2 min read
Payments & Borrowing
What happens when you declare yourself bankrupt?
Guide
2 min read
Court Information
What is the ‘open register’?
Guide
2 min read
Addresses & Electoral Roll
What is a Debt Relief Order (DRO)?
Guide
1 min read
Court Information
What you need to know about County Court Judgments (CCJ)
Guide
2 min read
Court Information

Why do I have multiple searches for the same credit application?
Guide
3 min read
Searches
How long do account updates take?
Guide
1 min read
Credit Report

What to do when you lose your phone
Guide
3 min read
Fraud Alerts & Notices
All you need to know about achievements
Guide
3 min read
Credit Report
I’ve been a victim of identity fraud, what should I do?
Learn what to do if you’ve discovered that you’re a victim of identity fraud. Know where you stand with Checkmyfile.
Guide
3 min read
Fraud Alerts & Notices

How do I remove a financial association that’s no longer relevant?
Guide
3 min read
Associations & Aliases
How long do updates to court information take?
Guide
1 min read
Court Information

What is a Password Notice of Correction (PNOC)?
Guide
2 min read
Fraud Alerts & Notices
Trouble signing up?
Guide
1 min read
Getting Started

Does something look wrong?
Guide
2 min read
Credit Report
What are arrears?
Guide
2 min read
Payments & Borrowing
What credit can I get approved for?
Guide
2 min read
Credit Report
How long does information stay on your credit report?
Guide
3 min read
Credit Report

Does checking your own credit report affect your score?
Find out if checking your own credit report can affect your score and learn the difference between a hard and soft search.
Guide
3 min read
Credit Score
Factors that affect your credit score
Discover the main factors that impact your credit score. Learn how payment history, credit usage, and other elements affect your credit health.
Guide
3 min read
Credit Score
How do I sign up?
Guide
2 min read
Getting Started
I live overseas, can I still use your service?
Guide
1 min read
Getting Started
Contact us
Guide
1 min read
Getting in Touch
What to expect with the verification process
Guide
1 min read
Getting Started
What happens after cancellation?
Guide
3 min read
My Account
Trouble logging in?
Guide
1 min read
My Account
What is a credit score?
Guide
2 min read
Credit Score

5 steps to improve your credit score
Guide
4 min read
Credit Score

Want to stay in the know?
Guide
2 min read
My Account
Insolvency should be showing as discharged but isn’t
Guide
1 min read
Court Information