Alias

What is an Alias?

In credit reporting terms, an Alias is a record of another name you may have been known by in the past and is usually created when one of your lenders reports a change of name to the Credit Reference Agencies. For example, if you change your name through marriage or by deed poll then you will likely see an alias name on your credit report.

When an Alias link is present on your Credit Report, information held in your previous name can be viewed by prospective lenders when your new name is searched. Aliases can remain reported indefinitely unless created in error, but have no direct impact on your overall Credit Score.


Q: What affect does an alias have on my ability to take out credit?

A: Having an alias on your Credit Report shouldn’t affect your ability to take out Credit, it’s more for the reference of lenders to allow them to see your past history under a previous name.

Q: How do I remove an incorrect alias from my credit report?

A: If you do not recognise an alias name on your credit report, you can dispute it with the credit reference agencies. If they are unable to locate any connection between yourself and the alias name then they should agree to remove it from your files.

Q: How do Aliases appear on my Credit Report?

A: Any aliases you may have will appear under the Financial Associations tab at the top of your checkmyfile Credit Report.

If you haven’t already, you can try checkmyfile FREE for 30 days, then for just £14.99 a month afterwards, which you can cancel online at any time.

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