Application Fraud is one of several CIFAS Fraud Types, where an applicant has used his or her own name but has made an application for an account, policy, service or insurance claim which contains a material falsehood - for example, false employment details, false income, or concealed addresses. The use of a false document (such as a pay slip, bank statement or driving licence) when applying for an account, policy, service or insurance claim would also fall within this category.

CIFAS members record and share information about suspected fraud between themselves to combat crime and to keep the cost of credit down for consumers.