What is...


Callcredit is the previous name of TransUnion, one of the four UK Credit Reference Agencies that collects and provides credit history and public record information to businesses and consumers. The other three agencies are Equifax, Experian, and Crediva.

How do I see my Callcredit information?

You can view your TransUnion (formerly Callcredit) Credit Report information, alongside your full data from Experian and Equifax, by checking your Multi Agency Credit Report.

If you haven’t already, you can try checkmyfile free for 30 days, and then for just £14.99 a month which you can cancel online at any time.

Callcredit was founded in 2000 and in 2011 it launched the credit reporting service Noddle. In 2018 Callcredit was acquired by TransUnion and in 2019 formally changed its name in the UK to reflect this.

Why would I need to check my Callcredit information?

Whenever you apply for credit, the lender may access the information in your details held at TransUnion (formerly Callcredit) to help them come to a lending decision. The lender may also check your credit information at the other Credit Reference Agencies at the same time.

Your Credit Report will record your past and current credit agreements and how they have been managed, your Financial Associations, Court Records, and much more. Lenders will use this information to gauge your creditworthiness before accepting or declining your application.

For this reason, you may wish to check your TransUnion information before submitting a credit application – especially when it comes to things like mortgages – to ensure that your Credit Report correctly reflects your financial position. While rare, errors can happen. If you believe you’ve found an error on your Multi Agency Credit Report, you can speak with our Expert Team who can advise you on disputing the information.

If your Credit Report information is correct, then you can apply with confidence knowing that your data accurately represents you.

The UK's First Provider Of Online Credit Reports

Launched 25 Years, 35 Million Credit Scores & 8 Million Credit Reports Ago

The UK's First Provider Of Online Credit Reports

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