Callcredit

Who are Callcredit?

Callcredit Limited is one of the four UK Credit Reference Agencies that collects and sells data about people's credit history and public records to lenders and other companies. The other three agencies are Crediva, Experian and Equifax.

In 2011 they launched the credit reporting service Noddle.

Their contact information is as follows:

Callcredit

One Park Lane

Leeds

LS3 1EP


Q: Why is my Callcredit score different to other credit scores?

A: Because each Credit Reference Agency uses different criteria to assess your credit file, each one will give you a different figure. Additionally, each Credit Reference Agency uses a different score range, which makes it difficult to compare. The maximum possible score from Callcredit is 710, with their UK average score estimated at around 610. By comparison Equifax’s maximum possible score is 800 but their UK average is 380.

The fact that each Credit Reference Agency gives a different figure is not a reflection on the accuracy of their information, instead it is a reflection of how they interpret it.

Q: How can I see information from Callcredit?

A: You can find credit file information from Callcredit, along with all three other Credit Reference Agencies on your checkmyfile Multi-Agency credit report.

If you haven't already, you can try checkmyfile FREE for 30 days and then for just £14.99 a month which you can cancel online anytime.

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