Crediva is one of the four UK Credit Reference Agencies that collects data about people and provides it to lenders and other companies. The other three Credit Reference Agencies are Equifax, Experian, and TransUnion.

Crediva is a LexisNexis Risk Solutions company (part of the RELX Group), a leader in providing essential information to help companies, across both industry and government, to assess, predict and manage risk.

How can I see the information reported by Crediva?

You can check what information Crediva holds about you – alongside your Equifax, Experian, and TransUnion Credit Reports – by using checkmyfile. Your Multi Agency Credit Report is the most detailed in the UK, and it’s free for 30 days, then just £14.99 per month. Cancellation is quick and easy online.

Crediva's address is as follows:

Crediva Limited
LexisNexis
Global Reach
Dunleavy Drive
Cardiff
CF11 0SN
Tel: 0808 129 3210

What type of information does Crediva hold?

Crediva receives public information from a range of sources. Local councils provide Electoral Roll records; the Registry Trust passes on records of County Court Judgments and the Insolvency Service shares bankruptcy and IVA information.

Crediva also provides supplementary data in addition to your Credit Report. This includes entries from Financial Sanction, Politically Exposed Persons, and Death Register records. While this information is strictly separate from your Credit Report, lenders will still check these databases to ensure legal compliance before extending credit to you.

In addition to providing credit referencing services, Crediva specialises in alternative credit scoring models to improve traditional risk analysis.