Transunion

TransUnion (formerly Callcredit) is one of four Credit Reference Agencies in the UK.

Founded in the US in 1968, it now operates in 33 countries worldwide. In the UK it offers consumer credit reporting through Noddle, as well as a series of data and analytics services for businesses.

The contact details for TransUnion are:

Callcredit Limited (trading as TransUnion)

One Park Lane

Leeds

LS3 1EP

Tel: 0330 024 7574


Q: Why is my TransUnion score different to other credit scores?

A: Because each Credit Reference Agency uses different criteria to assess your Credit Report, you may find that each one gives a different score, even if they all use the same information.

Additionally, each Credit Reference Agency uses a different score range, which makes it difficult to compare. The maximum possible score from TransUnion is 710, with its UK average score estimated at around 610. By comparison Equifax’s maximum possible score is 800 but its UK average is 380.

The fact that each Credit Reference Agency gives a different figure is not a reflection on the accuracy of the information held, but instead how each interprets it.

As with the Credit Scores used by other agencies, scores shown to consumers may differ to the ones used by lenders.

Q: How can I see information from TransUnion?

A: You can find Credit Report information from TransUnion, along with all three other Credit Reference Agencies on your checkmyfile Multi Agency Credit Report.

If you haven't already, you can try checkmyfile FREE for 30 days and then for just £14.99 a month which you can cancel online anytime.

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Jargon Buster

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