Helping consumers for over 20 years

We've been helping consumers access their Credit Reports online longer than anyone, so it's fair to say we know a bit about what we do. Here you'll find handy articles covering a range of topics, plus all the latest news on product improvements and features.

The UK's First Provider Of Online Credit Reports

Launched 23 Years, 35 Million Credit Scores & 8 Million Credit Reports Ago

The UK's First Provider Of Online Credit Reports

Article by Sam Griffin

24th March 2020

A Guide To Financial Associations

It's not uncommon for someone checking their Credit Report for the first time to notice information that’s out of date or simply inaccurate – but by far one of the most frequent offenders for this is the record of a Financial Association.

Article by Sam Griffin

19th March 2020

Statutory Sick Pay: What You Can Get

Recent health concerns in the UK are starting to worry workers – and that’s putting it mildly. Pandemics and tumbling stock prices are rarely good for business and, where businesses struggle, often so to do the personal finances of workers. But what happens if you fall ill in the middle of all this?

applying for credit

Article by Sam Griffin

19th March 2020

Lloyds And Nationwide To Offer Coronavirus Mortgage Payment Holidays

Lloyds Banking Group – which includes Bank of Scotland and Halifax – is just one lending organisation that’s offering to help ease financial pressure on customers impacted by the recent coronavirus (Covid-19).

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Article by Jamie Mackenzie Smith

5th March 2020

Can Right To Erasure Get Rid Of Bad Credit History?

General Data Protection Regulation (GDPR) was introduced on 25 May 2018 and, unless you’ve managed to avoid the internet and checking your emails completely since then, you’re likely to have been bombarded with messages from nervous sounding websites updating their privacy policies.

data removal what shows on your credit report

Article by Andrew Brown

2nd March 2020

Everything You Need To Know About Buy Now Pay Later

One of the latest trends in retail is the growing popularity of buy now, pay later schemes. The premise of buy now, pay later is exactly as it sounds, allowing shoppers to delay and stagger payment for a product that they can take home immediately.

applying for credit

Article by Kelly Luff

26th February 2020

Will Checking My Credit Report Affect My Credit Score?

Does checking your Credit Report lower your Credit Score? This a question we’re regularly asked, especially as the importance of Credit Reports is becoming more widely understood. The question seems to be based on a simple idea: when someone else checks your Credit Report, it damages your Credit Score, so it must also be true when you check it yourself. Thankfully, this is far from the truth.

finding your information improving your credit score

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0800 011 9894

Helping consumers for over 20 years

The UK's First Provider Of Online Credit Reports

Launched 23 Years, 35 Million Credit Scores & 8 Million Credit Reports Ago

The UK's First Provider Of Online Credit Reports

A Guide To Financial Associations

Statutory Sick Pay: What You Can Get

Lloyds And Nationwide To Offer Coronavirus Mortgage Payment Holidays

Can Right To Erasure Get Rid Of Bad Credit History?

Everything You Need To Know About Buy Now Pay Later

Will Checking My Credit Report Affect My Credit Score?

Freephone on 0800 011 9894