Helping consumers for over 20 years

We've been helping consumers access their Credit Reports online longer than anyone, so it's fair to say we know a bit about what we do. Here you'll find handy articles covering a range of topics, plus all the latest news on product improvements and features.

The UK's First Provider Of Online Credit Reports

Launched 23 Years, 35 Million Credit Scores & 8 Million Credit Reports Ago

The UK's First Provider Of Online Credit Reports

Article by Ian Carpenter

30th July 2018

Are Linked Addresses On Your Credit File A Bad Thing?

Your Credit Report can surprise you: it can include reference to an address you have long-forgotten about or sometimes even an address you have never heard of, which is one of the reasons it’s important to check in every now and then.

Article by Jamie Mackenzie Smith

25th July 2018

What Do Lenders Look For When You Apply For Credit?

Lenders and their appetite for, well, lending, are as unique as the customers they serve. Each one is looking for specific criteria from their target customers in exactly the same way that most of those customers try to select a lender that best suits their individual requirements.

applying for credit preparing for a mortgage things that affect your credit rating

Article by Tom Blandford

10th July 2018

The Advantages And Disadvantages Of Store Cards

There are a number of reasons you might take out a store card: whether you’re just waiting in-line at the shop and find out you can save on today’s shopping or they offer the promise of making money in the future, these cards regularly find their way into wallets (or phones via an app).

applying for credit

Article by Kiah Phillips

6th July 2018

What Happens When You Miss A Payment?

Late payments are a reasonably common entry on Credit Reports. They can occur against all kinds of credit agreements: everything from mortgages to store cards and unless you have a Direct Debit set up to make repayments automatically each month, you’re reliant on remembering to physically make your repayments each month. For a lot of people, this is where mistakes happen.

applying for credit things that affect your credit rating

Article by Kirstie Day

27th June 2018

What Happens To Your Credit Report When You Move Country?

Moving from one country to another results in a lot of changes and new things – a new place and culture, new job, new people and in some cases even a new language.

finding your information what shows on your credit report

Article by Tom Magor

21st June 2018

What’s Worse - Bad Credit History Or No Credit History?

Whenever an application for credit is made, a prospective lender is basically looking to ensure (as much as they can) that any money they loan is going to be repaid on time. A key component in their final decision is the applicant's previous history of borrowing and making payments on time. But how does a typical lender view a consumer with little or no credit history, compared to someone with negative information recorded against them?

things that affect your credit rating

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0800 011 9894

Helping consumers for over 20 years

The UK's First Provider Of Online Credit Reports

Launched 23 Years, 35 Million Credit Scores & 8 Million Credit Reports Ago

The UK's First Provider Of Online Credit Reports

Are Linked Addresses On Your Credit File A Bad Thing?

What Do Lenders Look For When You Apply For Credit?

The Advantages And Disadvantages Of Store Cards

What Happens When You Miss A Payment?

What Happens To Your Credit Report When You Move Country?

What’s Worse - Bad Credit History Or No Credit History?

Freephone on 0800 011 9894