Articles

Featured Articles

All Articles

Black double person icon on a mint green background. Credit card

Can you get a joint credit card?

While you can get a joint credit card in the UK, it works differently to many other countries. Learn how it works in the UK and how to apply for one.

Peach pound symbol inside a black circle with peach coloured background.Credit Score

Does an overdraft affect my credit score?

Discover how overdrafts are reported, how they impact your score, and tips to avoid negative effects.

A black credit card on a pink background.Credit

How much of my credit limit should I use?

Learn more about the three most important considerations to help you decide for yourself.

A black exclamation mark on an orange background.Credit

What is a credit limit?

Learn how it’s determined, how to increase it, and what happens if you exceed it.

A black question mark on a peach coloured background.Credit Score

Can divorce affect your credit score?

Your marital status isn’t listed on your credit report, but a divorce could still indirectly affect your credit score.

A white file icon on a dark plum-coloured background.Credit Score

How to check your credit score: a step-by-step guide

Your credit score and most detailed credit report are just a few clicks away.

Solid black house icon on a sky blue background.Mortgage

Whose Credit Score is Used on a Joint Mortgage?

If you’re looking to buy a home with someone else, you may be wondering how your credit scores will impact your mortgage. Let’s look at the details.

White courthouse icon on a dark earth coloured background.Court Information

Will a satisfied CCJ affect my credit?

A County Court Judgment will affect your credit, even if it’s satisfied. Here’s what you need to know and how to improve your situation.

Person with curly hair and green glasses, stood in front of a tall building.Credit Score

Does financing a car build your credit score?

Explore how having a car on finance can build and improve your credit score and how it might damage your credit rating if you’re not careful.

Black downward pointing arrow symbol on an orange background.Credit Score

Why has my credit score gone down? 14 reasons

Wondering why your credit score dropped? Discover 14 common reasons for a lower credit score and learn tips to help improve it.

A green British pound symbol inside a white circle on a dark green background.Mortgage

How does inflation affect mortgage rates?

Find out how the Bank of England's inflationary measures can drive mortgage rates up or down.

A solid black folder icon on a mint green background.Credit Report

What is a default on a credit report?

Learn what a default on a credit report is, the impact it can have on your applications for new credit, and the steps to take if you have one.

...