Credit Score & Credit Report Articles

We've been helping consumers access their Credit Reports online longer than anyone, so it's fair to say we know a bit about what we do. Here you'll find handy articles covering a range of topics, plus all the latest news on product improvements and features.

The UK's First Provider Of Online Credit Reports

Launched 24 Years, 35 Million Credit Scores & 8 Million Credit Reports Ago

The UK's First Provider Of Online Credit Reports

Article by Paul Anderson-Riley

20th August 2021

How To Check if Someone Is Using Your Identity For Fraud

Scams and fraudsters may have evolved to become more sophisticated over time, but when it comes to fighting back, one piece of advice has stayed true: If you’re concerned that you might have fallen victim to identity fraud or want to better protect yourself against it, your Credit Report is one of the best places to turn.

finding your information protecting against identity fraud

Article by Jamie Mackenzie Smith

20th August 2021

Do I Have a CCJ? How To Find Out

If you have a County Court Judgment (CCJ) in your name, it can have a serious impact on your Credit Score and ability to borrow for the entire time it is active, as well as potentially affect the outcome of the checks carried out by prospective employers, landlords and insurers.

finding your information preparing for a mortgage

Article by Ben Ryland

19th August 2021

If I Pay My CCJ Will It Go Away?

The first quarter of 2019 saw the highest number of County Court Judgments (CCJs) issued in England and Wales since records began in 2005, according to official figures by Registry Trust, with more than 3,500 judgments issued every day. That means it’s more important than ever to make sure you know what to do if you get issued with a CCJ, and how to prevent one appearing on your Credit Report in the first place.

data removal finding your information

Article by Sophie Regester

19th August 2021

Different Payment Markers On Your Credit Report

Getting familiar with the information on your Credit Report is key to making sure that lenders see an accurate picture of your financial situation whenever you apply for credit. The credit accounts recorded on your Credit Report will be populated with various ‘markers’ representing the status for each month – these can range from full payments to any late payments and defaults, and everything else in between.

finding your information things that affect your credit rating

Article by Sam Griffin

18th August 2021

How Do I Find My Previous Addresses?

If you’ve moved house a lot, it can be difficult to keep track of every address and move-in date. The thought of rummaging through reams of old letters and emails to find your previous addresses, and the dates you lived there, can be a little daunting.

finding your information moving house

Article by Jamie Mackenzie Smith

17th August 2021

Why Mortgages Might Be Agreed In Principle Then Declined

Getting your mortgage Agreed in Principle (also known as a Decision in Principle or AIP) is an important step towards finally getting into a new home, but the relief of getting an AIP can be short-lived if you then get turned down when applying for the actual mortgage.

preparing for a mortgage

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01872 304050

Credit Score & Credit Report Articles

The UK's First Provider Of Online Credit Reports

Launched 24 Years, 35 Million Credit Scores & 8 Million Credit Reports Ago

The UK's First Provider Of Online Credit Reports

How To Check if Someone Is Using Your Identity For Fraud

Do I Have a CCJ? How To Find Out

If I Pay My CCJ Will It Go Away?

Different Payment Markers On Your Credit Report

How Do I Find My Previous Addresses?

Why Mortgages Might Be Agreed In Principle Then Declined

Phone on 01872 304050