Know your fileGrow your score

Free credit report with 7-day trial

See your information from the UK’s three main credit reference agencies in one place. It’s the most detailed credit report out there. 

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Take your credit score further

New to Checkmyfile? Get your info from Experian, Equifax, and TransUnion in one place. Start your 7-day free trial now, then it’s just £14.99 a month. Cancel online anytime.

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Check your credit score free

Join over 4 million Checkmyfile customers and see where you stand today. It’s easy to get started.

Absolute clarity

Your info from Experian, Equifax, and TransUnion in one place. And our UK-based customer care team is here if you need support.

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Your report, your way

Check in with your credit health anytime without affecting your credit score. Monitor updates online and download the info you need.

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Build positive habits

Develop the routines to keep things in shape long term. Keep an eye on any progress and changes across your file.

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How to get a credit report free with Checkmyfile 

See everything a lender could see. By understanding your credit health, you can take practical steps towards your goals and identify any hurdles early.

1. Sign up for a 7-day free trial

It's then £14.99 a month. Cancel online anytime.

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2. Verify your details securely

We’ll just need to confirm it’s you.

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3. Access your full credit report and score

See your data from Experian, Equifax, and TransUnion.

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What’s included in your free credit report

You’ll get a complete view of your credit health across Experian, Equifax, and TransUnion, including:

Accounts and payment history

Track your payments and see how they affect your score.

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Credit applications and searches

If you spot a search you don’t recognise, we can help.

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Electoral Roll information

Make sure your addresses are accurate and up to date.

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Financial  associations

Request to remove anyone who no longer needs to be listed.

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Public records like CCJs or bankruptcies

See a full list of public records including any CCJs and bankruptcies.

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How to cancel your subscription

Cancel online anytime and rejoin anytime too. There’s no long-term commitment, so you can check back in whenever you need to.