Helping consumers for over 20 years

We've been helping consumers access their Credit Reports online longer than anyone, so it's fair to say we know a bit about what we do. Here you'll find handy articles covering a range of topics, plus all the latest news on product improvements and features.

The UK's First Provider Of Online Credit Reports

Launched 24 Years, 35 Million Credit Scores & 8 Million Credit Reports Ago

The UK's First Provider Of Online Credit Reports

Article by Beth Jennings

5th January 2018

6 Things Lenders Don’t Want To See On Your Credit File

We live in a time where credit ratings have an ever-increasing impact on our lives. Mortgages, loans, car finance, phone contracts… almost anything that involves a degree of borrowing is likely to involve your credit report, or rather, the information it contains.

things that affect your credit rating what shows on your credit report

Article by Barry Stamp

4th January 2018

Update Your Credit Reports When You Want

If you’re an active checkmyfile subscriber you can update your Credit Report as soon as a new one is ready by using the update button which appears at the top of your browser window when you log into checkmyfile.

finding your information

Article by Jamie Mackenzie Smith

4th January 2018

Turned Down For Credit? Find Out Why

Getting declined credit can seem like a huge blow to your plans, especially on potentially life-changing purchases like car finance or a mortgage. Even if you have a good financial history, there are plenty of reasons to get declined credit, and finding out why your application was declined and addressing this problem is the first step to making sure that you won’t be turned down the next time you apply.

applying for credit declined credit things that affect your credit rating

Article by Katherine Cornell

3rd January 2018

Why You Should Check Your Postcode Before Buying A House

Whatever reason you decide to move house, maybe it’s for downsizing, upsizing or a change of scenery, you’ll want to make sure that the house is the right fit for you (perhaps give or take a compromise or two).

moving house preparing for a mortgage

Article by Jamie Mackenzie Smith

29th December 2017

8 Occasions Your Credit Report Can Help When Moving House

For many people, the first time they pay close attention to their credit score is when applying for their first mortgage. As a result, some consumers find themselves being declined for the simple reason that they haven’t built and maintained a good credit history leading up to their mortgage application - something that could reduce the chances of getting accepted for any type of finance.

finding your information moving house preparing for a mortgage

Article by Kelly Luff

24th March 2017

Is A Credit Building Card A Good Idea?

A credit building credit card is most often used by people that are either looking to improve their credit rating or take out their first credit card.

improving your credit score

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0800 011 9894

Helping consumers for over 20 years

The UK's First Provider Of Online Credit Reports

Launched 24 Years, 35 Million Credit Scores & 8 Million Credit Reports Ago

The UK's First Provider Of Online Credit Reports

6 Things Lenders Don’t Want To See On Your Credit File

Update Your Credit Reports When You Want

Turned Down For Credit? Find Out Why

Why You Should Check Your Postcode Before Buying A House

8 Occasions Your Credit Report Can Help When Moving House

Is A Credit Building Card A Good Idea?

Freephone on 0800 011 9894