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A black credit card on a pink background.Debt

How does debt affect your credit score?

Managing debt well could help grow your credit score. But there are things to keep in mind.

White bold question mark symbol on a dark brown background.Credit Score

How long does it take to improve a credit score?

Everyone’s credit health journey is different. Here’s how long it could take to grow your credit score, and the things you can do to improve it.

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How to increase your credit score in the UK

For helpful tips to improve your credit score, read on.

A white icon of stairs ascending on an earth brown background.Mortgage

Checking your credit report throughout your mortgage journey

Here’s how you could benefit from monitoring your file at every stage of the mortgage process.

A white silhouette of a house on an evergreen background.Mortgage

Types of mortgage loans in the UK explained

Learn how your credit report could affect your approval chances.

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Improve your credit score for a mortgage: All you need to know

Identify habits to strengthen your credit health before you apply.

Solid white exclamation mark on a plum coloured background.Credit history

Adverse credit history explained

Learn what adverse credit history is, how long it lasts, and its potential impacts on your ability to borrow.

Cartoon stethoscope and wallet on a light amber background.Credit card

Does closing a credit card affect your credit score?

Could closing a credit card negatively impact your credit score? Let’s find out.

Black file icon on an orange background.Credit Report

How often should you check your credit report?

Regularly monitoring your report is good for your credit health.

Solid black house icon on taupe background.Credit Score

What credit score is needed to buy a house?

Wondering what credit score you need to buy a house? Learn if you can get a mortgage with poor credit and how to improve your score with Checkmyfile.

Black house icon on a mint green background.Credit history

Failed a credit check for renting? Here's how to rent with a low credit score

Learn some tips for getting your score going in the right direction.

Cartoon stack of papers with cartoon credit card and pound signs on a light beige background.Credit card

Can you go over your credit card limit?

What happens if you do? Uncover all you need to know about credit card limits.

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