Featured Articles
All Articles
Do utility bills affect your credit score?
There are a few ways they could impact your score, but it’s not guaranteed.
What is a statutory credit report? How to request yours
Understand the information on your statutory credit report. Know when you might need one and how to request it online or by post.
Does changing your address affect your credit score?
Understand the relationship between addresses and credit reports and the indirect ways that changing addresses could impact your score.
The UK’s credit health knowledge gaps revealed
One in five adults don’t realise they can access their credit information.
Understanding credit health: reports and scores
Learn what credit health means, how it could impact your financial goals, and why regular credit report checks are important.
What is a default on a credit report?
Learn what a default on a credit report is, the impact it can have on your applications for new credit, and the steps to take if you have one.
Does PayPal Buy Now Pay Later impact your credit score?
Discover how PayPal's credit services differ and how they may impact your credit score. Learn if it helps or hurts your credit and what to watch for.
Electoral Roll and a change of address: what to know
How to update your address on the Electoral Roll, how long it’ll take for the Electoral Register to reflect the change and important steps afterwards.
What does a guarantor need to earn?
Want to understand the role of a guarantor? From how much a guarantor needs to earn, to their rights and responsibilities, here are the key facts.
Does being a guarantor affect your credit?
Simply being a guarantor won’t affect your credit score. But if the borrower doesn’t pay, it can impact you. Here’s what you need to know.
How long defaults stay on a credit file and the effect it can have
Wondering how long defaults stay on your credit file? Learn the timeline and steps to improve your credit score.
Why don’t I have a credit score? Understanding credit invisibility in the UK
There are steps you can take to start building your credit history.