Featured Articles
All Articles

Does applying for a credit card affect my credit score?
Learn how credit card applications affect your credit score and what happens during the process.

How joint finances could impact your credit score
Learn the joint finance and credit score essentials before sharing a home with your partner.

How long does it take to improve a credit score?
Everyone’s credit health journey is different. Here’s how long it could take to grow your credit score, and the things you can do to improve it.

Does switching banks affect your credit score?
Here’s what you need to know about switching bank accounts and the potential knock-on effects to your credit score.

How does closing a bank account affect your credit score?
Read on to find out what you should do before closing a bank account and the impact it can have.

Does gambling affect your credit score?
Gambling won't have a direct impact on your credit score, but there are many ways in which its impact can show up indirectly.

Does a mortgage holiday affect your credit rating?
Does a mortgage holiday affect your credit rating? Can it impact your ability to borrow? And what are the alternatives? Here, we explain all.

Understanding buy-to-let and residential mortgages
Learn the difference between buy-to-let and residential mortgages, how they work, who can get one, and what you need to qualify.

Anti-Money Laundering Checks When Buying a House in the UK
All you need to know about AML checks when buying a house, including how they work and whether they can affect your credit score.

What the changes to UK interest rates mean for mortgages
Understand how it could affect your credit health.

Why is my credit score low? Top 10 reasons explained
Wondering why your credit score is low? Read Checkmyfile's guide to understand causes, get tips, and improve your score.

Does closing a credit card affect your credit score?
Could closing a credit card negatively impact your credit score? Let’s find out.