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Does Council Tax affect your credit score?
Get the facts and learn how it affects your personal finances.
Why has my credit score gone down when I haven’t missed any payments?
Wondering why your credit score dropped without missed payments? Explore common reasons like credit utilisation, hard searches, and balance changes.
What are credit checks for renting?
Credit checks for renting let landlords access basic information to help them verify your identity and gauge how you’ll be as a tenant. Learn more.
Tips on how to improve your credit score
Discover strategies to help improve your credit score, from paying bills on time to managing balances. Steps worth taking, progress worth making.
Adverse credit history explained
Learn what adverse credit history is, how long it lasts, and its potential impacts on your ability to borrow.
Does PayPal Buy Now Pay Later impact your credit score?
Discover how PayPal's credit services differ and how they may impact your credit score. Learn if it helps or hurts your credit and what to watch for.
Does a joint account affect your credit score?
How can joint accounts affect your credit score? It’s an important yet often misunderstood topic. Here’s everything you need to know.
Good credit score but declined a phone contract? Here’s why
Discover potential reasons for rejection and how to improve your chances with Checkmyfile.
Does Klarna affect your credit score?
Does Klarna affect your credit score? Find out how Klarna's payment plans are reported and what you can do to protect your credit rating.
Understanding buy-to-let and residential mortgages
Learn the difference between buy-to-let and residential mortgages, how they work, who can get one, and what you need to qualify.
Can you pay rent with a credit card?
If your landlord is willing, you can pay your rent with a credit card. Learn more about the potential benefits and drawbacks of doing so.
Is it better to rent or buy a house in the UK?
Learn more about the costs involved, potential advantages, and disadvantages of buying and renting.