Articles

What is SIM takeover fraud and how can you prevent it?

There are simple habits to keep your information safe.

Article

6 min read

Fraud

What is credit card fraud?

Understand the warning signs and what to do if you’re a victim of credit card fraud.

Article

8 min read

Fraud

What is first-party fraud and how could it affect you?

Many assume there’s nothing wrong with first-party fraud, but the consequences could affect your credit score.

Article

4 min read

Fraud

Where does the information in your credit report come from?

Learn what to do if something doesn’t look right on your credit report.

Article

5 min read

Credit Report

How to prevent identity theft while travelling

Learn how to help protect your details and what to do if they are compromised.

Article

6 min read

Fraud

What is a good credit score?

Uncover what each credit reference agency considers a ‘good’ credit score, how to get one, and the benefits of having one.

Article

13 min read

Credit Score

Boiler room scams and how to avoid them

Keep your credit health safe from investment fraud.

Article

6 min read

Fraud

Why has my credit score gone down when I haven’t missed any payments?

Wondering why your credit score dropped without missed payments? Explore common reasons like credit utilisation, hard searches, and balance changes.

Article

9 min read

Credit Score

Can you apply for more than one credit card?

Can you apply for more than one credit card or have multiple credit cards in your name? Here’s what you need to consider.

Article

9 min read

Credit card

Why has my credit score gone down? 14 reasons

Wondering why your credit score dropped? Discover 14 common reasons for a lower credit score and learn tips to help improve it.

Article

20 min read

Credit Score

Tips on how to improve your credit score

Discover strategies to help improve your credit score, from paying bills on time to managing balances. Steps worth taking, progress worth making.

Article

7 min read

Credit Score

How to increase your credit score in the UK

For helpful tips to improve your credit score, read on.

Article

21 min read

Credit Score

What credit score is needed to buy a house?

Wondering what credit score you need to buy a house? Learn if you can get a mortgage with poor credit and how to improve your score with Checkmyfile.

Article

9 min read

Credit Score

What affects your credit score?

Article

5 min read

Credit Score

The potential changes coming to APR and credit advertising

Learn why the FCA is reviewing whether APRs still work well for consumers, and how it could influence changes to credit advertising.

Article

6 min read

Regulations

The benefits of using biometrics over passwords

They’re worth considering over traditional passwords.

Article

5 min read

Fraud

What is debanking?

Accounts closed with little warning? Here’s what debanking means, why it happens, and what the new April 2026 rules could change.

Article

4 min read

Bank account

How joint finances could impact your credit score

Learn the joint finance and credit score essentials before sharing a home with your partner.

Article

9 min read

Associations & Aliases

Anti-Money Laundering Checks When Buying a House in the UK

All you need to know about AML checks when buying a house, including how they work and whether they can affect your credit score.

Article

8 min read

Regulations

Everything you need to know about AML checks

Discover the ins and outs of AML checks, including how they work and whether they can affect your credit score.

Article

7 min read

Regulations

Understanding credit health: reports and scores

Learn what credit health means, how it could impact your financial goals, and why regular credit report checks are important.

Article

4 min read

Credit Score

Why is my credit score low? Top 10 reasons explained

Wondering why your credit score is low? Read Checkmyfile's guide to understand causes, get tips, and improve your score.

Article

18 min read

Credit Score

Can divorce affect your credit score?

Your marital status isn’t listed on your credit report, but a divorce could still indirectly affect your credit score.

Article

9 min read

Credit Score

How to increase your credit score quickly

Sometimes, you want to know how to increase your credit score quickly. While there’s no magic fix, we look at the things that can make a difference.

Article

18 min read

Credit Score

What is a statutory credit report? How to request yours

Understand the information on your statutory credit report. Know when you might need one and how to request it online or by post.

Article

9 min read

Credit Report

How long does a credit card application take?

Wondering how long a credit card application takes? We take you through the whole process, from application to activation.

Article

10 min read

Credit card

Can I use my credit card abroad?

If you're wondering if you can use your credit card abroad, the answer is yes. Learn how it works and what you need to know before you go.

Article

6 min read

Credit card

The impact of the cost-of-living crisis on credit scores

Learn how the cost-of-living crisis could impact your credit score and what you can do if you're facing financial issues.

Article

8 min read

Payments & Borrowing