Delphi is commercial scorecard distributed by UK Credit Reference Agency Experian, designed to identify how much of a risk a business represents to loan money to.

Delphi uses the following information to calculate the risk score:

• Size and age of the business
  
• Industry sector
  
• Location
  
• Negative payment history
  
• The presence of any CCJs or insolvencies

Can a person have a Delphi Score?

Delphi scores are for business purposes only, so do not contain information about individuals’ creditworthiness.

You can find out your personal Credit Score, and more importantly the information that it depends on, by checking your Credit Report.

checkmyfile offers the UK’s most detailed Credit Report, with complete information from all four Credit Reference Agencies, not just one. If you haven’t already, you can try checkmyfile free for 30 days, then for just £14.99 a month afterwards, which you can cancel online at any time.