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Does car finance improve your credit score?

Explore how having a car on finance can build and improve your credit score and how it might damage your credit rating if you’re not careful.

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Credit Score

Does a mortgage holiday affect your credit rating?

Does a mortgage holiday affect your credit rating? Can it impact your ability to borrow? And what are the alternatives? Here, we explain all.

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Credit Score

Why is my credit score low? Top 10 reasons explained

Wondering why your credit score is low? Read Checkmyfile's guide to understand causes, get tips, and improve your score.

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Searches

What is a tenant credit check?

Landlords use tenant credit checks to verify your identity and to help determine if you’ll be a good tenant. Here’s what to expect from these checks.

Credit Score

What credit score is needed to buy a house?

Wondering what credit score you need to buy a house? Learn if you can get a mortgage with poor credit and how to improve your score with Checkmyfile.

All Articles

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Regulations

When do you start paying stamp duty in the UK?

Learn all about the different stamp duty rules in the UK, along with exceptions that may apply to you.

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Credit card

What does APR mean on a credit card?

Learn about annual percentage rate: how it works, the different types, and additional fees to keep in mind.

Credit card

Why can't I get a credit card? 13 possible reasons

Find out why you’ve been declined and uncover tips for your next application.

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Credit Score

Tips on how to improve your credit score

Discover strategies to help improve your credit score, from paying bills on time to managing balances. Steps worth taking, progress worth making.

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Mortgage

Stamp duty changes 2025: How it affects your score

Here’s everything you need to know about the stamp duty changes being introduced in April 2025 and how they could affect you and your credit score.

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Regulations

How long does it take to buy a house?

From making an offer to getting the keys to your new home, our step-by-step guide explains all.

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Mortgage

How does inflation affect mortgage rates?

Find out how the Bank of England's inflationary measures can drive mortgage rates up or down.

Credit card

Does applying for a credit card affect my credit score?

Learn how credit card applications affect your credit score and what happens during the process.

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Credit Report

What is a default on a credit file?

Learn what a default on a credit report is, the impact it can have on your applications for new credit, and the steps to take if you have one.

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Credit Score

Does gambling affect your credit score?

Gambling won't have a direct impact on your credit score, but there are many ways in which its impact can show up indirectly.

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Credit Score

Does an overdraft affect my credit score?

Discover how overdrafts are reported, how they impact your score, and tips to avoid negative effects.

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Credit Score

How to increase your credit score in the UK

For helpful tips to improve your credit score, read on.