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The impact of the cost-of-living crisis on credit scores

Learn how the cost-of-living crisis could impact your credit score and what you can do if you're facing financial issues.

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Does PayPal Buy Now Pay Later impact your credit score?

Discover how PayPal's credit services differ and how they may impact your credit score. Learn if it helps or hurts your credit and what to watch for.

Blue cartoon filing cabinet on taupe background.Credit Score

Does Council Tax affect your credit score?

Get the facts and learn how it affects your personal finances.

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How to increase your credit score in the UK

For helpful tips to improve your credit score, read on.

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What is a good credit score?

Uncover what each credit reference agency considers a ‘good’ credit score, how to get one, and the benefits of having one.

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How long defaults stay on a credit file and the effect it can have

Wondering how long defaults stay on your credit file? Learn the timeline and steps to improve your credit score.

A solid black folder icon on a mint green background.Credit Report

What is a default on a credit report?

Learn what a default on a credit report is, the impact it can have on your applications for new credit, and the steps to take if you have one.

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The UK’s credit health knowledge gaps revealed

One in five adults don’t realise they can access their credit information.

A black question mark on a peach coloured background.Credit Score

Do utility bills affect your credit score?

There are a few ways they could impact your score, but it’s not guaranteed.

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Does a joint account affect your credit score?

How can joint accounts affect your credit score? It’s an important yet often misunderstood topic. Here’s everything you need to know.

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How long does it take to improve a credit score?

Everyone’s credit health journey is different. Here’s how long it could take to grow your credit score, and the things you can do to improve it.

Peach pound symbol inside a black circle with peach coloured background.Credit Score

Does an overdraft affect my credit score?

Discover how overdrafts are reported, how they impact your score, and tips to avoid negative effects.

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