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A black ballot paper on a mint green background.Addresses & Electoral Roll

Does changing your address affect your credit score?

Understand the relationship between addresses and credit reports and the indirect ways that changing addresses could impact your score.

A black shield on a sky blue background.Credit Score

The UK’s credit health knowledge gaps revealed

One in five adults don’t realise they can access their credit information.

A black question mark on a taupe brown background.Credit Score

Understanding credit health: reports and scores

Learn what credit health means, how it could impact your financial goals, and why regular credit report checks are important.

A solid black folder icon on a mint green background.Credit Report

What is a default on a credit report?

Learn what a default on a credit report is, the impact it can have on your applications for new credit, and the steps to take if you have one.

White right-facing arrow icon on a navy blue background.Payments & Borrowing

Does PayPal Buy Now Pay Later impact your credit score?

Discover how PayPal's credit services differ and how they may impact your credit score. Learn if it helps or hurts your credit and what to watch for.

Cartoon British postbox with a letter, clouds and an orange address pinAddresses & Electoral Roll

Electoral Roll and a change of address: what to know

How to update your address on the Electoral Roll, how long it’ll take for the Electoral Register to reflect the change and important steps afterwards.

Loans

What does a guarantor need to earn?

Want to understand the role of a guarantor? From how much a guarantor needs to earn, to their rights and responsibilities, here are the key facts.

Solid black person icon on peach background.Credit Report

Does being a guarantor affect your credit?

Simply being a guarantor won’t affect your credit score. But if the borrower doesn’t pay, it can impact you. Here’s what you need to know.

Solid white X symbol on a navy blue background.Credit Report

How long defaults stay on a credit file and the effect it can have

Wondering how long defaults stay on your credit file? Learn the timeline and steps to improve your credit score.

A white silhoutte of a person on a plum red background.Credit Score

Why don’t I have a credit score? Understanding credit invisibility in the UK

There are steps you can take to start building your credit history.

Bold black house icon on an orange background.Mortgage

The Pros and Cons of an Interest-only Mortgage Holiday

Can you take an interest-only mortgage holiday, and will it affect your credit score? Here’s what you need to know.

A black location pin on a pink background.Payments & Borrowing

Can you pay rent with a credit card?

If your landlord is willing, you can pay your rent with a credit card. Learn more about the potential benefits and drawbacks of doing so.

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