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Does car finance improve your credit score?

Explore how having a car on finance can build and improve your credit score and how it might damage your credit rating if you’re not careful.

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Credit Score

Does a mortgage holiday affect your credit rating?

Does a mortgage holiday affect your credit rating? Can it impact your ability to borrow? And what are the alternatives? Here, we explain all.

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Credit Score

Why is my credit score low? Top 10 reasons explained

Wondering why your credit score is low? Read Checkmyfile's guide to understand causes, get tips, and improve your score.

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Searches

What is a tenant credit check?

Landlords use tenant credit checks to verify your identity and to help determine if you’ll be a good tenant. Here’s what to expect from these checks.

Credit Score

What credit score is needed to buy a house?

Wondering what credit score you need to buy a house? Learn if you can get a mortgage with poor credit and how to improve your score with Checkmyfile.

All Articles

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Regulations

Anti-Money Laundering Checks When Buying a House in the UK

All you need to know about AML checks when buying a house, including how they work and whether they can affect your credit score.

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Mortgage

The Pros and Cons of an Interest-only Mortgage Holiday

Can you take an interest-only mortgage holiday, and will it affect your credit score? Here’s what you need to know.

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Regulations

Everything you need to know about AML checks

Discover the ins and outs of AML checks, including how they work and whether they can affect your credit score.

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Credit Score

What is a good credit score?

Uncover what each credit reference agency considers a ‘good’ credit score, how to get one, and the benefits of having one.

Mortgage

Understanding buy-to-let and residential mortgages

Learn the difference between buy-to-let and residential mortgages, how they work, who can get one, and what you need to qualify.

Credit Score

How to improve your credit score without a credit card

Discover how to improve your credit score without a credit card, using rent reporting and good payment habits.

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Payments & Borrowing

Can you pay rent with a credit card?

If your landlord is willing, you can pay your rent with a credit card. Learn more about the potential benefits and drawbacks of doing so.

Credit Score

Does car finance improve your credit score?

Explore how having a car on finance can build and improve your credit score and how it might damage your credit rating if you’re not careful.

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Payments & Borrowing

Does PayPal Pay in 3 affect my credit score?

Learn how Pay in 3 could impact your credit rating and what you need to know before applying.

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Credit Score

Does a joint account affect your credit score?

How can joint accounts affect your credit score? It’s an important yet often misunderstood topic. Here’s everything you need to know.

Loans

What does a guarantor need to earn

Want to understand the role of a guarantor? From how much a guarantor needs to earn, to their rights and responsibilities, here are the key facts.

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Searches

What are credit checks for renting?

Credit checks for renting let landlords access basic information to help them verify your identity and gauge how you’ll be as a tenant. Learn more.