Articles

All Articles

Black information symbol on a bright pink background.Credit Score

Understanding why my credit score is different on different sites

Discover why your credit score varies across different sites and learn what factors affect these differences. Get clarity with Checkmyfile.

Black location pin icon on a bright pink background.Searches

What are credit checks for renting?

Credit checks for renting let landlords access basic information to help them verify your identity and gauge how you’ll be as a tenant. Learn more.

A black exclamation mark on an orange background.Credit

What is a credit limit?

Learn how it’s determined, how to increase it, and what happens if you exceed it.

Black folder icon on peach background.Credit Report

What is a statutory credit report? How to request yours

Understand the information on your statutory credit report. Know when you might need one and how to request it online or by post.

Black magnifying glass icon on sky blue background.Searches

What is a tenant credit check?

Landlords use tenant credit checks to verify your identity and to help determine if you’ll be a good tenant. Here’s what to expect from these checks.

White bold question mark symbol on a dark brown background.Regulations

When do you start paying stamp duty in the UK?

Learn all about the different stamp duty rules in the UK, along with exceptions that may apply to you.

Black credit card icon on a light pink background.Credit card

Why can't I get a credit card? 13 possible reasons

Find out why you’ve been declined and uncover tips for your next application.

Black downward pointing arrow symbol on an orange background.Credit Score

Why has my credit score gone down? 14 reasons

Wondering why your credit score dropped? Discover 14 common reasons for a lower credit score and learn tips to help improve it.

Smiling man with dark hair and a blue shirt.Credit Score

Why has my credit score gone down when I haven’t missed any payments?

Wondering why your credit score dropped without missed payments? Explore common reasons like credit utilisation, hard searches, and balance changes.

Black decrease icon on taupe background.Credit Score

Why is my credit score low? Top 10 reasons explained

Wondering why your credit score is low? Read Checkmyfile's guide to understand causes, get tips, and improve your score.

Black double person icon on a mint green background. Credit card

Can you get a joint credit card?

While you can get a joint credit card in the UK, it works differently to many other countries. Learn how it works in the UK and how to apply for one.

Black, bold question mark icon on mint green background.Credit Score

What credit score is needed to buy a car

Find out what credit score is needed to buy a car in the UK and for car finance. Learn your options and how you could improve approval chances.

...