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What does a guarantor need to earn?

Want to understand the role of a guarantor? From how much a guarantor needs to earn, to their rights and responsibilities, here are the key facts.

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Does being a guarantor affect your credit?

Simply being a guarantor won’t affect your credit score. But if the borrower doesn’t pay, it can impact you. Here’s what you need to know.

Cartoon British postbox with a letter, clouds and an orange address pinAddresses & Electoral Roll

Electoral Roll and a change of address: what to know

How to update your address on the Electoral Roll, how long it’ll take for the Electoral Register to reflect the change and important steps afterwards.

Cartoon stethoscope and wallet on a bright orange background.Payments & Borrowing

The impact of the cost-of-living crisis on credit scores

Learn how the cost-of-living crisis could impact your credit score and what you can do if you're facing financial issues.

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Does PayPal Buy Now Pay Later impact your credit score?

Discover how PayPal's credit services differ and how they may impact your credit score. Learn if it helps or hurts your credit and what to watch for.

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Does Council Tax affect your credit score?

Get the facts and learn how it affects your personal finances.

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How to increase your credit score in the UK

For helpful tips to improve your credit score, read on.

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What is a good credit score?

Uncover what each credit reference agency considers a ‘good’ credit score, how to get one, and the benefits of having one.

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How long defaults stay on a credit file and the effect it can have

Wondering how long defaults stay on your credit file? Learn the timeline and steps to improve your credit score.

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What is a default on a credit report?

Learn what a default on a credit report is, the impact it can have on your applications for new credit, and the steps to take if you have one.

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The UK’s credit health knowledge gaps revealed

One in five adults don’t realise they can access their credit information.

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Do utility bills affect your credit score?

There are a few ways they could impact your score, but it’s not guaranteed.

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