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Does a joint account affect your credit score?
How can joint accounts affect your credit score? It’s an important yet often misunderstood topic. Here’s everything you need to know.

How long does it take to improve a credit score?
Everyone’s credit health journey is different. Here’s how long it could take to grow your credit score, and the things you can do to improve it.

Does an overdraft affect my credit score?
Discover how overdrafts are reported, how they impact your score, and tips to avoid negative effects.

Does gambling affect your credit score?
Gambling won't have a direct impact on your credit score, but there are many ways in which its impact can show up indirectly.

Understanding credit health: reports and scores
Learn what credit health means, how it could impact your financial goals, and why regular credit report checks are important.

Does changing your address affect your credit score?
Understand the relationship between addresses and credit reports and the indirect ways that changing addresses could impact your score.

Why don’t I have a credit score? Understanding credit invisibility in the UK
There are steps you can take to start building your credit history.

Preparing for the future mortgage market
What you need to know about the future of mortgages – and how you can prepare for what’s next.

How long does bankruptcy stay on your credit report?
Learn when you can expect a bankruptcy to be removed from your credit report and steps you can take to improve your credit score in the meantime.

Understanding buy-to-let and residential mortgages
Learn the difference between buy-to-let and residential mortgages, how they work, who can get one, and what you need to qualify.

What is first-party fraud and how could it affect you?
Many assume there’s nothing wrong with first-party fraud, but the consequences could affect your credit score.

How joint finances could impact your credit score
Learn the joint finance and credit score essentials before sharing a home with your partner.



