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How much is the minimum payment on a credit card?
Find out how credit card issuers calculate the minimum payment, where to check it, and the effects of only paying the minimum.
Adverse credit history explained
Learn what adverse credit history is, how long it lasts, and its potential impacts on your ability to borrow.
Does an overdraft affect my credit score?
Discover how overdrafts are reported, how they impact your score, and tips to avoid negative effects.
How much of my credit limit should I use?
Learn more about the three most important considerations to help you decide for yourself.
Does car insurance affect credit score?
Understanding how insurance impacts your credit score can be confusing. Our guide explains how car insurance could affect your credit score.
Does closing a credit card affect your credit score?
Could closing a credit card negatively impact your credit score? Let’s find out.
How long does it take to improve a credit score?
Everyone’s credit health journey is different. Here’s how long it could take to grow your credit score, and the things you can do to improve it.
Good credit score but declined a phone contract? Here’s why
Discover potential reasons for rejection and how to improve your chances with Checkmyfile.
How long does bankruptcy stay on your credit report?
Learn when you can expect a bankruptcy to be removed from your credit report and steps you can take to improve your credit score in the meantime.
Anti-Money Laundering Checks When Buying a House in the UK
All you need to know about AML checks when buying a house, including how they work and whether they can affect your credit score.
Can you apply for more than one credit card?
Can you apply for more than one credit card or have multiple credit cards in your name? Here’s what you need to consider.
Does Council Tax affect your credit score?
Get the facts and learn how it affects your personal finances.