Articles

All Articles

Cartoon graphs and arrows on an earth coloured background.Credit Score

Tips on how to improve your credit score

Discover strategies to help improve your credit score, from paying bills on time to managing balances. Steps worth taking, progress worth making.

Black information symbol on a bright pink background.Credit Score

Understanding why my credit score is different on different sites

Discover why your credit score varies across different sites and learn what factors affect these differences. Get clarity with Checkmyfile.

Black location pin icon on a bright pink background.Searches

What are credit checks for renting?

Credit checks for renting let landlords access basic information to help them verify your identity and gauge how you’ll be as a tenant. Learn more.

A black exclamation mark on an orange background.Credit

What is a credit limit?

Learn how it’s determined, how to increase it, and what happens if you exceed it.

Black folder icon on peach background.Credit Report

What is a statutory credit report? How to request yours

Understand the information on your statutory credit report. Know when you might need one and how to request it online or by post.

White bold question mark symbol on a dark brown background.Regulations

When do you start paying stamp duty in the UK?

Learn all about the different stamp duty rules in the UK, along with exceptions that may apply to you.

Black downward pointing arrow symbol on an orange background.Credit Score

Why has my credit score gone down? 14 reasons

Wondering why your credit score dropped? Discover 14 common reasons for a lower credit score and learn tips to help improve it.

Smiling man with dark hair and a blue shirt.Credit Score

Why has my credit score gone down when I haven’t missed any payments?

Wondering why your credit score dropped without missed payments? Explore common reasons like credit utilisation, hard searches, and balance changes.

Black double person icon on a mint green background. Credit card

Can you get a joint credit card?

While you can get a joint credit card in the UK, it works differently to many other countries. Learn how it works in the UK and how to apply for one.

Black, bold question mark icon on mint green background.Credit Score

What credit score is needed to buy a car

Find out what credit score is needed to buy a car in the UK and for car finance. Learn your options and how you could improve approval chances.

Black circle with a British pound sign in the middle on mint green background.Credit

Does Klarna affect your credit score?

Does Klarna affect your credit score? Find out how Klarna's payment plans are reported and what you can do to protect your credit rating.

White right-facing arrow icon on a navy blue background.Payments & Borrowing

Does PayPal Buy Now Pay Later impact your credit score?

Discover how PayPal's credit services differ and how they may impact your credit score. Learn if it helps or hurts your credit and what to watch for.

...