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Two white silhouettes of people on a dark green background.Credit Score

Does a joint account affect your credit score?

How can joint accounts affect your credit score? It’s an important yet often misunderstood topic. Here’s everything you need to know.

White bold question mark symbol on a dark brown background.Credit Score

How long does it take to improve a credit score?

Everyone’s credit health journey is different. Here’s how long it could take to grow your credit score, and the things you can do to improve it.

Peach pound symbol inside a black circle with peach coloured background.Credit Score

Does an overdraft affect my credit score?

Discover how overdrafts are reported, how they impact your score, and tips to avoid negative effects.

A white exclamation mark on a navy blue background.Credit Score

Does gambling affect your credit score?

Gambling won't have a direct impact on your credit score, but there are many ways in which its impact can show up indirectly.

A black question mark on a taupe brown background.Credit Score

Understanding credit health: reports and scores

Learn what credit health means, how it could impact your financial goals, and why regular credit report checks are important.

A black ballot paper on a mint green background.Addresses & Electoral Roll

Does changing your address affect your credit score?

Understand the relationship between addresses and credit reports and the indirect ways that changing addresses could impact your score.

A white silhoutte of a person on a plum red background.Credit Score

Why don’t I have a credit score? Understanding credit invisibility in the UK

There are steps you can take to start building your credit history.

A white silhouette of a house on an evergreen background.Mortgage

Preparing for the future mortgage market

What you need to know about the future of mortgages – and how you can prepare for what’s next.

White courthouse icon on a dark earth coloured background.Court Information

How long does bankruptcy stay on your credit report?

Learn when you can expect a bankruptcy to be removed from your credit report and steps you can take to improve your credit score in the meantime.

Solid black house icon on a sky blue background.Mortgage

Understanding buy-to-let and residential mortgages

Learn the difference between buy-to-let and residential mortgages, how they work, who can get one, and what you need to qualify.

A black shield on a peach background, with a peach cross in the middle of the shield.Fraud

What is first-party fraud and how could it affect you?

Many assume there’s nothing wrong with first-party fraud, but the consequences could affect your credit score.

A black image of two people on a taupe background.Associations & Aliases

How joint finances could impact your credit score

Learn the joint finance and credit score essentials before sharing a home with your partner.

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