Credit Score & Credit Report Articles

We've been helping consumers access their Credit Reports online longer than anyone, so it's fair to say we know a bit about what we do. Here you'll find handy articles covering a range of topics, plus all the latest news on product improvements and features.

The UK's First Provider Of Online Credit Reports

Launched 24 Years, 35 Million Credit Scores & 8 Million Credit Reports Ago

The UK's First Provider Of Online Credit Reports

Article by Katherine Cornell

14th September 2021

How To Change Wrong Information On Your Credit Report

Making sure you have the right information on your Credit Report is essential, not just if you want to apply for any form of finance, but also because potential landlords and employers may want to check your information as well. But even if you think you’ve maintained a perfect credit history, the number of different sources of data that the UK’s four Credit Reference Agencies draw from leaves plenty of room for errors.

Article by Jamie Mackenzie Smith

13th September 2021

How Long It Takes To Update Credit File Information

Time is usually of the essence when applying for credit, so making sure your Credit Report is in good shape before the lender sees it can mean the difference between a quick and painless application and a lengthy, drawn-out process.

finding your information

Article by Sam Griffin

13th September 2021

What Are Satisfied And Settled Credit Accounts?

Your Credit Report contains a huge amount of information about you, and how you’ve managed your credit agreements in the past. Different parts of your report will have a different level of influence on how you will be judged by a typical lender, but there are some entries where a small variation can have a big difference.

completing a credit agreement finding your information

Article by Sam Griffin

10th September 2021

The Reason Why Employers Carry Out Credit Checks

Credit checks are commonplace in the UK these days, playing a major role in events such as applying for a mortgage, car finance and renting a property to name just a few. Less commonly known is that sometimes even a new job can require that you pass a credit check as part of the selection criteria.

finding your information starting a new job

Article by Paul Anderson-Riley

10th September 2021

What's A Politically Exposed Person (PEP) & Why Is It On My Report?

PEP stands for Politically Exposed Person, which typically relates to an individual who holds a prominent public position or function. Through their public position, there is potential that they may be vulnerable to financial crime, such as bribery, money laundering, and general abuse of public office for personal gain.

finding your information

Article by Tom Magor

9th September 2021

Your Rights When Cancelling A New Credit Agreement

For most people applying for credit the main concern is whether or not they will actually get accepted. But occasionally a change in circumstances means that a bigger concern might be whether you can change your mind and withdraw from a credit agreement after it’s been granted.

closing an account data removal other people on your credit report what shows on your credit report

1 2 3 4 5

...

We use cookies to optimise your online browsing experience, improve our services and remember your preferences. Cookies are also used for ads personalisation. To consent to our use of cookies, please click 'Accept'.

Alternatively, you can manage cookie settings and find out more by visiting our Privacy Policy.

Menu

01872 304050

Credit Score & Credit Report Articles

The UK's First Provider Of Online Credit Reports

Launched 24 Years, 35 Million Credit Scores & 8 Million Credit Reports Ago

The UK's First Provider Of Online Credit Reports

How To Change Wrong Information On Your Credit Report

How Long It Takes To Update Credit File Information

What Are Satisfied And Settled Credit Accounts?

The Reason Why Employers Carry Out Credit Checks

What's A Politically Exposed Person (PEP) & Why Is It On My Report?

Your Rights When Cancelling A New Credit Agreement

Phone on 01872 304050