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A navy blue pound sign within an off-white circle, which is surrounded by a navy blue background.Credit Score

Does switching banks affect your credit score?

Here’s what you need to know about switching bank accounts and the potential knock-on effects to your credit score.

Smiling man with dark hair and a blue shirt.Credit Score

Why has my credit score gone down when I haven’t missed any payments?

Wondering why your credit score dropped without missed payments? Explore common reasons like credit utilisation, hard searches, and balance changes.

A plum red information marker within a white circle. The white circle is surrounded by the same plum red colour.Credit Score

Does car insurance affect credit score?

Understanding how insurance impacts your credit score can be confusing. Our guide explains how car insurance could affect your credit score.

Black, bold question mark icon on mint green background.Credit Score

Good credit score but declined a phone contract? Here’s why

Discover potential reasons for rejection and how to improve your chances with Checkmyfile.

Person with curly hair and green glasses, stood in front of a tall building.Credit Score

Does financing a car build your credit score?

Explore how having a car on finance can build and improve your credit score and how it might damage your credit rating if you’re not careful.

A white question mark on a navy blue background.Bank account

What is debanking?

Accounts closed with little warning? Here’s what debanking means, why it happens, and what the new April 2026 rules could change.

Peach pound symbol inside a black circle with peach coloured background.Affordability

The cost of living alone in the UK

How your postcode can make or break life on a single income

A white shield on a navy blue background.Fraud

What is SIM takeover fraud and how can you prevent it?

There are simple habits to keep your information safe.

A white silhouette of a person on a dark green background.Fraud

The benefits of using biometrics over passwords

They’re worth considering over traditional passwords.

Solid white exclamation mark on a plum coloured background.Credit history

Adverse credit history explained

Learn what adverse credit history is, how long it lasts, and its potential impacts on your ability to borrow.

A black shield on a golden orange background.Fraud

Boiler room scams and how to avoid them

Keep your credit health safe from investment fraud.

A white credit card on an earth brown background.Fraud

What is credit card fraud?

Understand the warning signs and what to do if you’re a victim of credit card fraud.

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