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A white question mark on a plum red background.Credit Report

Does rent appear on my credit report?

Rent payments typically don't appear on credit reports automatically. Learn how you could add them and the ways they could affect your credit score.

A white exclamation mark on a navy blue background.Credit Score

Does gambling affect your credit score?

Gambling won't have a direct impact on your credit score, but there are many ways in which its impact can show up indirectly.

Man in a blue t-shirt stood holding a large moving box.Mortgage

Does a Mortgage In Principle affect your credit score?

Learn how a Mortgage In Principle impacts your credit score, whether a credit check is needed, and why it matters. Get the facts today.

Smiling man with dark hair and a blue shirt.Credit Score

Why has my credit score gone down when I haven’t missed any payments?

Wondering why your credit score dropped without missed payments? Explore common reasons like credit utilisation, hard searches, and balance changes.

Person with curly hair and green glasses, stood in front of a tall building.Credit Score

Does financing a car build your credit score?

Explore how having a car on finance can build and improve your credit score and how it might damage your credit rating if you’re not careful.

Black house icon on a bright pink background.Payments & Borrowing

Why are energy prices so high in the UK?

Learn about why energy prices are still high, the factors affecting wholesale energy costs, and the effect of the energy price cap.

Black magnifying glass icon on sky blue background.Searches

What is a tenant credit check?

Landlords use tenant credit checks to verify your identity and to help determine if you’ll be a good tenant. Here’s what to expect from these checks.

Black house icon on a bright pink background.Mortgage

Freehold vs leasehold: Pros and cons in the UK

Learn the difference between freehold and leasehold property, and the future reforms in the UK.

Cartoon stack of papers with cartoon credit card and pound signs on a light beige background.Credit card

Can you go over your credit card limit?

What happens if you do? Uncover all you need to know about credit card limits.

Small letter I in a black circle with a light blue background.Credit card

What does APR mean on a credit card?

Learn about annual percentage rate: how it works, the different types, and additional fees to keep in mind.

Woman with short hair and glasses, stood with arms folded in front of some desks.Bank account

How does closing a bank account affect your credit score?

Read on to find out what you should do before closing a bank account and the impact it can have.

A taupe brown pound sign within a black circle, that is part of a larger taupe background.Debt

What is unsecured debt?

Learn how it differs from secured debt and the potential consequences for breaching loan agreements.