Articles

Featured Articles

All Articles

Two white silhouettes of people on a dark green background.Credit Score

Does a joint account affect your credit score?

How can joint accounts affect your credit score? It’s an important yet often misunderstood topic. Here’s everything you need to know.

Black, bold question mark icon on mint green background.Credit Score

Good credit score but declined a phone contract? Here’s why

Discover potential reasons for rejection and how to improve your chances with Checkmyfile.

Black circle with a British pound sign in the middle on mint green background.Credit

Does Klarna affect your credit score?

Does Klarna affect your credit score? Find out how Klarna's payment plans are reported and what you can do to protect your credit rating.

A black location pin on a pink background.Payments & Borrowing

Can you pay rent with a credit card?

If your landlord is willing, you can pay your rent with a credit card. Learn more about the potential benefits and drawbacks of doing so.

A white house on a green background.Mortgage

Is it better to rent or buy a house in the UK?

Learn more about the costs involved, potential advantages, and disadvantages of buying and renting.

Male student wearing a blue shirt and carrying a bag.Credit Score

Does your student loan affect your credit score?

Student loans differ from other types of borrowing. Learn how they could impact future credit applications and what appears on your credit report.

A taupe brown pound sign within a black circle, that is part of a larger taupe background.Debt

What is unsecured debt?

Learn how it differs from secured debt and the potential consequences for breaching loan agreements.

Bold black tick icon on a mint green background.Credit card

How much is the minimum payment on a credit card?

Find out how credit card issuers calculate the minimum payment, where to check it, and the effects of only paying the minimum.

White credit card icon on a dark green background.Credit card

How long does a credit card application take?

Wondering how long a credit card application takes? We take you through the whole process, from application to activation.

A navy blue pound sign within an off-white circle, which is surrounded by a navy blue background.Credit Score

Does switching banks affect your credit score?

Here’s what you need to know about switching bank accounts and the potential knock-on effects to your credit score.

Woman with short hair and glasses, stood with arms folded in front of some desks.Bank account

How does closing a bank account affect your credit score?

Read on to find out what you should do before closing a bank account and the impact it can have.

Solid black house icon on a sky blue background.Credit Score

Does a mortgage holiday affect your credit rating?

Does a mortgage holiday affect your credit rating? Can it impact your ability to borrow? And what are the alternatives? Here, we explain all.

...