Articles

All Articles

Black location pin icon on a bright pink background.Searches

What are credit checks for renting?

Credit checks for renting let landlords access basic information to help them verify your identity and gauge how you’ll be as a tenant. Learn more.

A black question mark on a taupe brown background.Credit Score

Understanding credit health: reports and scores

Learn what credit health means, how it could impact your financial goals, and why regular credit report checks are important.

Black decrease icon on taupe background.Credit Score

Why is my credit score low? Top 10 reasons explained

Wondering why your credit score is low? Read Checkmyfile's guide to understand causes, get tips, and improve your score.

A black exclamation mark on an orange background.Credit

What is a credit limit?

Learn how it’s determined, how to increase it, and what happens if you exceed it.

A black credit card on a pink background.Payments & Borrowing

Do Balance Transfers Affect Your Credit Score?

Do balance transfers affect your credit score? Learn how transferring balances can impact your UK credit rating and lender checks.

A black exclamation mark on a sky blue background.Credit Score

Does having multiple bank accounts affect your credit score?

Opening and managing multiple bank accounts could affect your credit score. Here’s everything you need to know.

A white file icon on a dark plum-coloured background.Credit Score

How to check your credit score: a step-by-step guide

Your credit score and most detailed credit report are just a few clicks away.

A white question mark on a navy blue background.Credit Score

Is 600 a good credit score in the UK?

A credit score of 600 can mean different things depending on where you see it. Here’s what you need to know.

A black question mark on a peach coloured background.Credit Score

Does opening a savings account affect my credit score?

Opening a savings account won’t affect your credit score. But there are some things you need to know.

A black question mark on a peach coloured background.Credit Score

Can divorce affect your credit score?

Your marital status isn’t listed on your credit report, but a divorce could still indirectly affect your credit score.

Smiling woman with long red hair and a black vest top.Credit Score

Does buy now pay later affect your credit score?

Does Buy Now Pay Later affect credit score? Potentially, yes. In this article, we’ll explain exactly how, so you can make an informed choice.

A mint green information icon with a black circle around it, surrounded by a mint green background.Credit Score

Does Universal Credit affect your credit score in the UK?

Understand what Universal Credit is and the things that could affect your credit score.

...