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A black image of two people on a taupe background.Associations & Aliases

How joint finances could impact your credit score

Learn the joint finance and credit score essentials before sharing a home with your partner.

A navy blue pound sign within an off-white circle, which is surrounded by a navy blue background.Credit Score

Does switching banks affect your credit score?

Here’s what you need to know about switching bank accounts and the potential knock-on effects to your credit score.

Woman with short hair and glasses, stood with arms folded in front of some desks.Bank account

How does closing a bank account affect your credit score?

Read on to find out what you should do before closing a bank account and the impact it can have.

A white exclamation mark on a navy blue background.Credit Score

Does gambling affect your credit score?

Gambling won't have a direct impact on your credit score, but there are many ways in which its impact can show up indirectly.

Solid black house icon on a sky blue background.Credit Score

Does a mortgage holiday affect your credit rating?

Does a mortgage holiday affect your credit rating? Can it impact your ability to borrow? And what are the alternatives? Here, we explain all.

A white house on an earth brown background.Mortgage

What the changes to UK interest rates mean for mortgages

Understand how it could affect your credit health.

A black figure of a person on an yellow/orange background.Credit

How to build credit as a new UK immigrant

Uncover practical ways to start building your credit score.

A black question mark on a yellow background.Credit card

How do credit cards work?

Weigh up the benefits and risks, and how credit cards can affect your credit score.

A black upwards arrow on a sky blue background.Credit Score

What is a 999 credit score and how to get one

Learn how a 999 credit score is calculated, what it means, and how you could take steps towards getting one.

Black double person icon on a mint green background. Credit card

Can you get a joint credit card?

While you can get a joint credit card in the UK, it works differently to many other countries. Learn how it works in the UK and how to apply for one.

Peach pound symbol inside a black circle with peach coloured background.Credit Score

Does an overdraft affect my credit score?

Discover how overdrafts are reported, how they impact your score, and tips to avoid negative effects.

A black credit card on a pink background.Credit

How much of my credit limit should I use?

Learn more about the three most important considerations to help you decide for yourself.

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