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Does Council Tax affect your credit score?
Get the facts and learn how it affects your personal finances.
Does financing a car build your credit score?
Explore how having a car on finance can build and improve your credit score and how it might damage your credit rating if you’re not careful.
What credit score is needed to buy a house?
Wondering what credit score you need to buy a house? Learn if you can get a mortgage with poor credit and how to improve your score with Checkmyfile.
What is a tenant credit check?
Landlords use tenant credit checks to verify your identity and to help determine if you’ll be a good tenant. Here’s what to expect from these checks.
Why has my credit score gone down? 14 reasons
Wondering why your credit score dropped? Discover 14 common reasons for a lower credit score and learn tips to help improve it.
Can you go over your credit card limit?
What happens if you do? Uncover all you need to know about credit card limits.
Adverse credit history explained
Learn what adverse credit history is, how long it lasts, and its potential impacts on your ability to borrow.
How does inflation affect mortgage rates?
Find out how the Bank of England's inflationary measures can drive mortgage rates up or down.
Does a joint account affect your credit score?
How can joint accounts affect your credit score? It’s an important yet often misunderstood topic. Here’s everything you need to know.
What does a guarantor need to earn?
Want to understand the role of a guarantor? From how much a guarantor needs to earn, to their rights and responsibilities, here are the key facts.
What is a default on a credit report?
Learn what a default on a credit report is, the impact it can have on your applications for new credit, and the steps to take if you have one.
Can you apply for more than one credit card?
Can you apply for more than one credit card or have multiple credit cards in your name? Here’s what you need to consider.