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checkmyfile The UK's only Multi Agency Credit Report

Take a FREE 30-day no obligation trial. Call 0800 612 0421 9am-5pm, Monday to Friday for help.

About Us

Since March 2000, we have consistently led the way in providing UK consumers with online access to their credit reports and other personal information. We were the first UK company to give consumers online access to their credit reports (by several years). We've lifted the lid on credit scoring (first in the World), were the first to provide Multi-Agency Credit Reports (and are still the only company in the UK to do this), and were first to match consumers to lenders most likely to say "yes" (using their credit score), plus lots, lots more.

Here are a few of our best bits.

March 2000

checkmyfile becomes the first company in the UK to give consumers online access to credit reports, and the first in the World to put credit scores online

April 2001

checkmyfile signs up as one of the first accredited members of the Which? Webtrader Scheme

March 2004

checkmyfile becomes the first in the UK to offer specialist Identity Theft protection products and the first edition of Identity Theft: Prevention and Victim Assistance is published

August 2005

checkmyfile launches the UK's first and still the only 'Triple Agency' Credit Report

March 2007

The checkmyfile website gets a major facelift, making credit reports even easier to understand

June 2008

We go international with the launch of checkmyfile.com.au

June 2011

Multi-Agency credit reports now free for 30 days on checkmyfile

May 2000

First branded Credit Monitoring scheme launched with Capital One

May 2002

Find a Lender service launched, using credit scores to find willing lenders

August 2004

1 million customers milestone

July 2005

UK Banking and Credit Card Survey first published, still the largest of its type

October 2005

First interactive identity fraud risk calculator launched by checkmyfile

October 2007

Move to purpose build premises

December 2010

Multi Agency Reports launched in the UK, including 7 credit scores for free

Legal Information

checkmyfile is a trade mark of Credit Reporting Agency Limited, a private company registered in England, company number 3719598. Our registered office is at Chynoweth House, Trevissome Park, Blackwater, Truro, Cornwall, TR4 8UN.

Credit Reporting Agency Limited is a credit reference agency notified with the Office of the Information Commissioner under the Data Protection Act 1998, registration number Z6636832, and licensed under the Consumer Credit Act 1974, licence number 465830. Our terms and conditions were originally approved by the Consumers' Association under the Which? Webtrader Scheme which checkmyfile operated under throughout the term of that scheme.

Our VAT number is GB 738 731 215.

This is good website service especially as results are immediately available unlike [Competitor 1]
MK September 2012
Thank you for the prompt and clearly explained reply. It has answered all my concerns.
NA April 2008
This is twice now I`ve been very impressed with your swift and concise responses.
MK September 2009
Thanks for the helpful advice and the prompt responses
JW April 2013
The customer service has been great and due to that fact I will re-start my subscription some-time in the future
SB April 2013
The service was amazing and I will be back in the future
MS April 2013
Your services have been excellent and I shall be recommending you to friends.
AG July 2008
I have been very impressed with the detail in the report and how easy it is to understand. The website is easy to use and will recommend it to others.
AL April 2012
Was applying for a mortgage and information provided was very useful
HH August 2012
This is what I call professionalism. Will revert to you soon as to any further matters
OM January 2012
Brilliant site, great detail, best credit reference agency I have used
AT April 2013
You`re a star!  You`ve made my weekend.  Thanks for your help!!
DC April 2008
I was very impressed with the service provided . the amount of very detailed information, displayed clearly and easy navigation of site
HF October 2012
Brilliant, thanks for your help. Your customer service is fantastic, from the two services of your ilk I have signed up to in the past, you guys come up trumps
KA September 2012
I can`t believe how helpful checkmyfile has been - I am very impressed and looking forward to getting credit file back to how it should be.
JE November 2011
I wasn`t really aware of this, but not that fazed as the online messaging service is so much better than [competitors].
NR June 2009
Thank you for your rapid reply and thank you again for your guidance.
CM August 2009
I found the website extremely useful and all my questions were answered in detail and swiftly.
SM January 2013
Excellent service, can`t think of anything you could do better
SR October 2012
Thank you for your prompt and detailed explanation. I am impressed by the quality of your service and shall be happy to recommend checkmyfile to my friends.
CJ August 2006
Many thanks for pointing me in the right direction.
PJ November 2008
I needed to check my credit history which I have now completed and was provided with a very comprehensive report which has been very helpful
PT April 2013
This is one of the best services I have received since coming to the UK from Australia.
NW July 2009
Thank you for your help. I must say you are very efficient and fast!
KB March 2009
I found the results were pretty accurate …I have found this information very interesting and I love the site, it was very easy to use and understand.
TF May 2007
Thank you once more for your quick response, and speedy resolution. If only all customer service departments operated like yours.
TR August 2006
Congratulations on an excellent and very informative site in an area of misinformation.
LC February 2008
That`s brilliant, thanks very much for your speedy response and action! Very much appreciated!
RA September 2008
The site is very good and explained everything clearly
JB September 2012
Very good service, much better than [competitor 1] which I have cancelled. Lots of detail
SN February 2013
Thanks, good service and easy to unsubscribe. Very much appreciated.
FA December 2012
Thank you for your service, When I have needed assistance you have got back to me ASAP with the help I have needed.
VF July 2012
Very impressive service all round and glad I got your web address from a friend.
MS May 2005
I am very pleased with the service you are offering and already recommended you to my friends and family.
SD July 2008
I`ve been with you for sometime now and the information you’ve provided and the service that I`ve received has been great.
DG May 2008
This is the best credit reference site I have used.
AS June 2012
Excellent informative service which has been very helpful. Many thanks.
DV July 2012
Thank you for offering an invaluable service. I will certainly use you again in the future.
RH November 2007
Thank you very much. Most satisfying information. Very good and quick service. Please do keep up the good work.
MJ December 2007
Thank you, very efficient service from you guys. Good to get such a quick response
SC April 2013
Thank you so much, you have been fantastic in resolving this issue.
RB July 2010
Thanks very much for all your help, have been very pleased with the service received.
OC August 2012
Always a great help whenever it was needed and questions always answered in a professional manner.
NH August 2012
Thanks for that info. Never thought it might be that! I’ll get on the case. Thanks for your good service at your end.
RB January 2007
Well explained and a great response time, especially for a Friday.
LC June 2006
Many thanks for your assistance and swift response with this matter.
JM October 2008
Firstly, great service and site. I am truly impressed with the service from you.
PM January 2009
The service was extremely helpful as it collected all the data in one place
PW December 2012
I think your website it without doubt easy to use and has been of help
MA October 2012
Thank you for your professional service, I will recommend your company and will use your company again
AA April 2013
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