Article by Paul Anderson-Riley - 18th August 2021

How To Download And Print Your Credit Report

There are many reasons that you might need to print or share a copy of your Credit Report, such as assisting a mortgage advisor during an application, showing a specific entry to a lender, or even just to keep a physical copy for your personal records.

With that in mind, we've made it a piece of cake for checkmyfile customers to securely download and print their Multi Agency Credit Report, whenever they wish. The layout has been simplified to make it easy to read – so bear in mind that it won’t contain every single piece of detail that the online version does – but you can still see your Public Information and full Credit History reported by Equifax, Experian and TransUnion.

Step 1: Log in or sign up to see your credit report

If you haven’t already, you will need to sign up to checkmyfile to view your Credit Report online before you can download it. You can try us free for 30 days, and then it’s £14.99 a month, which you can cancel online, by email or via our freephone number.

It typically takes less than 5 minutes to sign up via computer, tablet, or smartphone and in most cases your Credit Report will be available to view online immediately, as long as we are able to authenticate you online as part of our security checks.

For regular and returning customers, you can log in to your account and, if necessary, reactivate your subscription at any time to ensure you’re looking at the most up-to-date version of your Credit Report. If you’re unsure how to do this, follow our guide to updating your Credit Report.

Step 2: click 'Download Printable Report'

When logged into your account, you can access a PDF copy of your Credit Report by clicking the ‘Download Printable Report’ button at the bottom of your Credit Report.

If this is the first time accessing your PDF Credit Report, it may take a few moments to generate.

Once your downloadable report has been generated, click the ‘View Downloadable Report’ button to download the encrypted file. You will need your unique password to unlock the PDF version of your Credit Report, which appears on screen when clicking the ‘View Downloadable Report’ button.

Once you have entered your PDF password, you’ll have access to the downloadable copy of your Credit Report, and you’ll be able to save it to your device.

Remember that unlike your online Credit Report, a downloaded version will not update. In order to view an updated copy of your Report, you’ll need to log in and view the information online. checkmyfile Credit Reports are updated monthly, to match the frequency with which most lenders provide updates to the Credit Reference Agencies.

Step 3: Save or send your Credit Report as a PDF

It is very important that you treat any downloaded or printed copy of your Credit Report as securely as you would the online version.

Once you have downloaded your Credit Report, delete any temporary or cached internet files from your computer and be sure not to leave it open on your screen. Once you no longer need the printed copy, it should be destroyed.

If you plan on keeping your Credit Report as a PDF on your computer, we recommend keeping it password protected due to the amount of sensitive information held. We also recommend encrypting the document if you intend to send this by email at any point.

On most mobile devices you will have the option to save the document or send it as an attachment via email, but you might want to ensure that your device encrypts emails before sending them to make sure you get the highest level of security when sending someone a copy of your Credit Report.

Finally, it goes without saying that you should only provide a copy of your Credit Report to people you trust.

Updated on 18 August 2021 by Sam Griffin

The UK's First Provider Of Online Credit Reports

Launched 25 Years, 35 Million Credit Scores & 8 Million Credit Reports Ago

The UK's First Provider Of Online Credit Reports

Article by Sam Griffin

4th November 2021

Closing A Credit Account — Why Did My Credit Score Drop?

It’s inevitable that you’ll close a credit account at some point — perhaps after finally clearing your mortgage or if you just want to change mobile phone provider. Because of this, we get loads of questions about closing accounts, and what that means for Credit Scores.

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