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Does car finance improve your credit score?

Explore how having a car on finance can build and improve your credit score and how it might damage your credit rating if you’re not careful.

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Credit Score

Does a mortgage holiday affect your credit rating?

Does a mortgage holiday affect your credit rating? Can it impact your ability to borrow? And what are the alternatives? Here, we explain all.

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Credit Score

Why is my credit score low? Top 10 reasons explained

Wondering why your credit score is low? Read Checkmyfile's guide to understand causes, get tips, and improve your score.

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Searches

What is a tenant credit check?

Landlords use tenant credit checks to verify your identity and to help determine if you’ll be a good tenant. Here’s what to expect from these checks.

Credit Score

What credit score is needed to buy a house?

Wondering what credit score you need to buy a house? Learn if you can get a mortgage with poor credit and how to improve your score with Checkmyfile.

All Articles

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Fraud

What to do if you’re a victim of identity theft

Think you’re a victim of identity theft? Take action immediately. Follow these step-by-step actions to protect your finances and your credit report.

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Mortgage

Getting a Mortgage When Self-Employed

There are some important differences to the application process.

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Payments & Borrowing

Mortgage Application Checklist: What to Do Before You Apply

Your credit report can help avoid any hurdles along the way.

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Payments & Borrowing

How car finance agreements appear on your credit file and what to check

Learn how a car finance agreement appears on your credit file, how long it stays, and what to check for accuracy. Find out more.

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Regulations

Where in the UK do pensioners rely most on state support?

Discover where UK pensioners rely most on state support, how retirement income varies by region and what a rising State Pension Age could mean.

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Credit Score

Does retirement affect your credit score? What to consider before you stop working

There are ways to keep your credit health in check throughout retirement, and things you can do to prepare for it.

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Debt

How does debt affect your credit score?

Managing debt well could help grow your credit score. But there are things to keep in mind.

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Credit Score

How long does it take to improve a credit score?

Everyone’s credit health journey is different. Here’s how long it could take to grow your credit score, and the things you can do to improve it.

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Credit Score

How to increase your credit score in the UK

For helpful tips to improve your credit score, read on.

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Mortgage

Checking your credit report throughout your mortgage journey

Here’s how you could benefit from monitoring your file at every stage of the mortgage process.

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Mortgage

Types of mortgage loans in the UK explained

Learn how your credit report could affect your approval chances.

Mortgage

Improve your credit score for a mortgage: All you need to know

Identify habits to strengthen your credit health before you apply.