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Cartoon British postbox with a letter, clouds and an orange address pinAddresses & Electoral Roll

Electoral Roll and a change of address: what to know

How to update your address on the Electoral Roll, how long it’ll take for the Electoral Register to reflect the change and important steps afterwards.

Smiling man with dark hair and a blue shirt.Credit Score

Why has my credit score gone down when I haven’t missed any payments?

Wondering why your credit score dropped without missed payments? Explore common reasons like credit utilisation, hard searches, and balance changes.

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What are credit checks for renting?

Credit checks for renting let landlords access basic information to help them verify your identity and gauge how you’ll be as a tenant. Learn more.

Blue cartoon filing cabinet on taupe background.Credit Score

Does Council Tax affect your credit score?

Get the facts and learn how it affects your personal finances.

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Tips on how to improve your credit score

Discover strategies to help improve your credit score, from paying bills on time to managing balances. Steps worth taking, progress worth making.

Solid white exclamation mark on a plum coloured background.Credit history

Adverse credit history explained

Learn what adverse credit history is, how long it lasts, and its potential impacts on your ability to borrow.

White right-facing arrow icon on a navy blue background.Payments & Borrowing

Does PayPal Buy Now Pay Later impact your credit score?

Discover how PayPal's credit services differ and how they may impact your credit score. Learn if it helps or hurts your credit and what to watch for.

Two white silhouettes of people on a dark green background.Credit Score

Does a joint account affect your credit score?

How can joint accounts affect your credit score? It’s an important yet often misunderstood topic. Here’s everything you need to know.

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Understanding why my credit score is different on different sites

Discover why your credit score varies across different sites and learn what factors affect these differences. Get clarity with Checkmyfile.

Black magnifying glass icon on sky blue background.Searches

What is a tenant credit check?

Landlords use tenant credit checks to verify your identity and to help determine if you’ll be a good tenant. Here’s what to expect from these checks.

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Does having multiple bank accounts affect your credit score?

Opening and managing multiple bank accounts could affect your credit score. Here’s everything you need to know.

Solid white X symbol on a navy blue background.Credit Report

How long defaults stay on a credit file and the effect it can have

Wondering how long defaults stay on your credit file? Learn the timeline and steps to improve your credit score.

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