Featured Articles

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Does car finance improve your credit score?

Explore how having a car on finance can build and improve your credit score and how it might damage your credit rating if you’re not careful.

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Credit Score

Does a mortgage holiday affect your credit rating?

Does a mortgage holiday affect your credit rating? Can it impact your ability to borrow? And what are the alternatives? Here, we explain all.

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Credit Score

Why is my credit score low? Top 10 reasons explained

Wondering why your credit score is low? Read Checkmyfile's guide to understand causes, get tips, and improve your score.

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Searches

What is a tenant credit check?

Landlords use tenant credit checks to verify your identity and to help determine if you’ll be a good tenant. Here’s what to expect from these checks.

Credit Score

What credit score is needed to buy a house?

Wondering what credit score you need to buy a house? Learn if you can get a mortgage with poor credit and how to improve your score with Checkmyfile.

All Articles

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Credit

Declined for Credit? Your Step-by-Step Guide to Understanding Why

Had your credit declined? Find out why lenders say no, how it could affect your credit file, and what you can do next.

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Credit Score

Does buy now pay later affect your credit score?

Does Buy Now Pay Later affect credit score? Potentially, yes. In this article, we’ll explain exactly how, so you can make an informed choice.

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Credit Score

What is a good credit score?

Uncover what each credit reference agency considers a ‘good’ credit score, how to get one, and the benefits of having one.

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Payments & Borrowing

Car finance compensation: What you need to know about the FCA scheme

The FCA's car finance compensation scheme is now live. Find out if you're eligible, how to find old agreements, and how to make a claim.

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Credit

Does Klarna affect your credit score?

Does Klarna affect your credit score? Find out how Klarna's payment plans are reported and what you can do to protect your credit rating.

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Mortgage

Types of mortgage loans in the UK explained

Learn how your credit report could affect your approval chances.

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Fraud

Boiler room scams and how to avoid them

Keep your credit health safe from investment fraud.

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Fraud

What is SIM takeover fraud and how can you prevent it?

There are simple habits to keep your information safe.

Affordability

How to save money in the UK for major life milestones

Why some life milestones arrive sooner than others

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Affordability

The cost of living alone in the UK

How your postcode can make or break life on a single income

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Court Information

How bankruptcy affects your credit score

Learn how bankruptcy affects your credit score and how soon it can improve in the UK. Steps to rebuild your credit score after bankruptcy.

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Credit Score

Does gambling affect your credit score?

Gambling won't have a direct impact on your credit score, but there are many ways in which its impact can show up indirectly.