Featured Articles

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Does car finance improve your credit score?

Explore how having a car on finance can build and improve your credit score and how it might damage your credit rating if you’re not careful.

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Credit Score

Does a mortgage holiday affect your credit rating?

Does a mortgage holiday affect your credit rating? Can it impact your ability to borrow? And what are the alternatives? Here, we explain all.

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Credit Score

Why is my credit score low? Top 10 reasons explained

Wondering why your credit score is low? Read Checkmyfile's guide to understand causes, get tips, and improve your score.

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Searches

What is a tenant credit check?

Landlords use tenant credit checks to verify your identity and to help determine if you’ll be a good tenant. Here’s what to expect from these checks.

Credit Score

What credit score is needed to buy a house?

Wondering what credit score you need to buy a house? Learn if you can get a mortgage with poor credit and how to improve your score with Checkmyfile.

All Articles

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Addresses & Electoral Roll

Electoral Roll and a change of address: what to know

How to update your address on the Electoral Roll, how long it’ll take for the Electoral Register to reflect the change and important steps afterwards.

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Mortgage

How does inflation affect mortgage rates?

Find out how the Bank of England's inflationary measures can drive mortgage rates up or down.

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Regulations

How long does it take to buy a house?

From making an offer to getting the keys to your new home, our step-by-step guide explains all.

Loans

How much does a guarantor need to earn in the UK?

Want to understand the role of a guarantor? From how much a guarantor needs to earn, to their rights and responsibilities, here are the key facts.

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Credit Score

How to increase your credit score in the UK

For helpful tips to improve your credit score, read on.

Credit Score

How to increase your credit score quickly

Sometimes, you want to know how to increase your credit score quickly. While there’s no magic fix, we look at the things that can make a difference.

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Credit Score

Tips on how to improve your credit score

Discover strategies to help improve your credit score, from paying bills on time to managing balances. Steps worth taking, progress worth making.

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Credit Score

Understanding why my credit score is different on different sites

Discover why your credit score varies across different sites and learn what factors affect these differences. Get clarity with Checkmyfile.

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Searches

What are credit checks for renting?

Credit checks for renting let landlords access basic information to help them verify your identity and gauge how you’ll be as a tenant. Learn more.

Credit Score

What credit score is needed to buy a house?

Wondering what credit score you need to buy a house? Learn if you can get a mortgage with poor credit and how to improve your score with Checkmyfile.

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Credit

What is a credit limit?

Learn how it’s determined, how to increase it, and what happens if you exceed it.

Credit Report

What is a statutory credit report? How to request yours

Understand the information on your statutory credit report. Know when you might need one and how to request it online or by post.