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Does being self employed affect credit score?
Does being self-employed affect your credit score? Learn how lenders assess credit health and how to improve it.
How to improve your credit score without a credit card
Discover how to improve your credit score without a credit card, using rent reporting and good payment habits.
The potential changes coming to APR and credit advertising
Learn why the FCA is reviewing whether APRs still work well for consumers, and how it could influence changes to credit advertising.
Can you pay rent with a credit card?
If your landlord is willing, you can pay your rent with a credit card. Learn more about the potential benefits and drawbacks of doing so.
Does car finance improve your credit score?
Explore how having a car on finance can build and improve your credit score and how it might damage your credit rating if you’re not careful.
Does PayPal Pay in 3 affect my credit score?
Learn how Pay in 3 could impact your credit rating and what you need to know before applying.
Does a joint account affect your credit score?
How can joint accounts affect your credit score? It’s an important yet often misunderstood topic. Here’s everything you need to know.
Understanding buy-to-let and residential mortgages
Learn the difference between buy-to-let and residential mortgages, how they work, who can get one, and what you need to qualify.
What does a guarantor need to earn
Want to understand the role of a guarantor? From how much a guarantor needs to earn, to their rights and responsibilities, here are the key facts.
What are credit checks for renting?
Credit checks for renting let landlords access basic information to help them verify your identity and gauge how you’ll be as a tenant. Learn more.
Understanding credit health: reports and scores
Learn what credit health means, how it could impact your financial goals, and why regular credit report checks are important.
Why is my credit score low? Top 10 reasons explained
Wondering why your credit score is low? Read Checkmyfile's guide to understand causes, get tips, and improve your score.