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A plum red information marker within a white circle. The white circle is surrounded by the same plum red colour.Mortgage

How to Improve Your Credit 6-12 Months Before a Mortgage Application

Here are the steps to improving your credit score 6-12 months before applying for a mortgage. Take control of your credit file with Checkmyfile.

Black house icon on a mint green background.Payments & Borrowing

Why Can’t I Get a Loan?

Wondering why you can’t get a loan? Here are some tips to understand why loans are rejected and improve your chances of future approval.

Solid black house icon on taupe background.Credit Score

Credit score needed to buy a house

Wondering what credit score you need to buy a house? Learn if you can get a mortgage with poor credit and how to improve your score with Checkmyfile.

A navy blue pound sign within an off-white circle, which is surrounded by a navy blue background.Payments & Borrowing

How to Find Out Who You Owe Money To

Learn how to find out who you owe money to, check your debts online and get a clear view of your finances with Checkmyfile. Find out more.

Black magnifying glass icon on sky blue background.Searches

What is a tenant credit check?

Landlords use tenant credit checks to verify your identity and to help determine if you’ll be a good tenant. Here’s what to expect from these checks.

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Does car finance build credit?

Explore how having a car on finance can build and improve your credit score and how it might damage your credit rating if you’re not careful.

Black decrease icon on taupe background.Credit Score

Why is my credit score so low?

Wondering why your credit score is low? Read Checkmyfile's guide to understand causes, get tips, and improve your score.

A white silhoutte of a person on a plum red background.Credit Score

Understanding credit invisiblity

There are steps you can take to start building your credit history.

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Why can't I get a credit card?

Find out why you’ve been declined and uncover tips for your next application.

A black figure of a person on an yellow/orange background.Credit

Building credit as a new UK arrival

Uncover practical ways to start building your credit score.

A black question mark on a peach coloured background.Credit Score

Can divorce affect your credit score?

Your marital status isn’t listed on your credit report, but a divorce could still indirectly affect your credit score.

A plum red information marker within a white circle. The white circle is surrounded by the same plum red colour.Fraud

What to do if you’re a victim of identity theft

Think you’re a victim of identity theft? Take action immediately. Follow these step-by-step actions to protect your finances and your credit report.

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