Helping consumers for over 20 years

We've been helping consumers access their Credit Reports online longer than anyone, so it's fair to say we know a bit about what we do. Here you'll find handy articles covering a range of topics, plus all the latest news on product improvements and features.

The UK's First Provider Of Online Credit Reports

Launched 24 Years, 35 Million Credit Scores & 8 Million Credit Reports Ago

The UK's First Provider Of Online Credit Reports

Article by George Coburn

12th August 2020

Why Is My Loan Balance Wrong On My Credit Report?

One of the most important parts of your Credit Report is your repayment history. Your reported credit accounts will be detailed here, showing how you’ve managed them, as well as any outstanding balances. This account repayment information typically goes back about six years, and will be assessed by lenders during a credit check – helping them come to an informed and responsible lending decision.

disputing an error what shows on your credit report

Article by Sam Griffin

19th February 2020

Other Names On My Credit Report

Your Credit Report is a detailed record of your financial history – one that is central to all sorts of major life events, like applying for a mortgage, a new car, or even a job. Unexpectedly finding another person’s name on your Credit Report can therefore understandably cause a bit of a shock.

data removal disputing an error what shows on your credit report

Article by Kirstie Brown

7th February 2020

Disputing A Late Payment Or Arrears Marker On Your Credit Report

Many of us have been there – we have too many things on our mind so we may have missed a payment on our credit card or loan. But what happens when you check your Credit Report and spot a late payment or case of arrears that you know aren’t correct? Where do you stand and what can you do to rectify the error?

data removal disputing an error

Article by George Coburn

3rd January 2020

When Information On Your Credit Report Is Wrong

One of the main benefits of keeping track of your Credit Report is that you are able to monitor exactly how your accounts are being reported to potential lenders, mobile phone providers, and utility suppliers (to name just a few).

data removal disputing an error

Article by Tom Blandford

11th April 2018

Why Does My Credit File Say I'm Dead?

For many people, it comes as a shock when they are informed that they are, regrettably, dead. In fact, it can be a downright inconvenience when you’re trying to apply for credit, but end up getting turned down because you’ve been accidentally listed on the Death Register.

declined credit disputing an error what shows on your credit report

Article by Barry Stamp

19th February 2018

Dealing with debt collectors

Don’t think for a moment that you’ll never see a debt collector in your lifetime. Even if you have a sparklingly brilliant credit file, you could find yourselves facing a doorstep collector.

dealing with debt disputing an error

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0800 011 9894

Helping consumers for over 20 years

The UK's First Provider Of Online Credit Reports

Launched 24 Years, 35 Million Credit Scores & 8 Million Credit Reports Ago

The UK's First Provider Of Online Credit Reports

Why Is My Loan Balance Wrong On My Credit Report?

Other Names On My Credit Report

Disputing A Late Payment Or Arrears Marker On Your Credit Report

When Information On Your Credit Report Is Wrong

Why Does My Credit File Say I'm Dead?

Dealing with debt collectors

Freephone on 0800 011 9894