A Delinquent Account refers to an adverse credit agreement, usually with at least two months’ arrears (consecutive missed payments). Similarly, the customer themselves may be referred to as ‘delinquent’ in credit slang.

How do I know whether I’ve got a Delinquent Account?

While your Credit Report may not specify whether an account is ‘Delinquent’ or not, if an account on your Credit Report is considered delinquent, it will be recorded with an adverse payment marker, such as arrears or a default. You can check the status of your credit accounts by viewing your Credit Report for yourself.

Our Multi Agency Credit Report is the most detailed in the UK, gathering your information from Equifax, Experian, TransUnion, and Crediva, ensuring you don’t miss something important.

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